NOT LISTED FOR SALE

745 Swan Cir Destin, FL 32541

Estimated Value: $558,000 - $622,000

4 Beds
2.5 Baths
2,431 Sq Ft
$243/Sq Ft Est. Value

Last Sold October 28, 2022

Last sale price $565,000 $232 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,594/month

111 Days on Market

Highlights

  • Lake Front
  • 0.65 Acre Lot
  • Wooded Lot
  • Destin Elementary School Rated A-
  • Covered Deck
  • Great Room

About This Home

As of October 2022

Update: This historic home was under contract, but the buyer lost her employment contract which led to losing her financing. However, an inspection was performed, and the seller has repaired everything that the contract required, so this home is ready to go with everything in working condition plus new paint, no wood rot, and no tenant. If you were interested before, you should come take a second look now that the tenant is gone, the house is clean, and the repairs have been made. It is a beautifully renovated lakefront home boasting peaceful tranquility right in the Heart of Destin close to Destin Elementary School. It was built on two large lots on Spring Lake at the end of a quiet cul-de-sac with little to no traffic and is located in Flood Zone X. Click 'More' for more details... This 4-bedroom 2.5-bathroom home boasts elegance and a piece of Destin history. Built in 1970, it was the first house built on the lake by the late Coleman Kelly. It has since been owned and occupied by two generations of Kelly family members. The main floor features a living room, kitchen, dining area, den, bedroom, half bath, craft room (currently used as 5th bedroom but no closet), game room (currently used for storage), and a walk-in pantry. One of the living areas opens to a spacious screened porch that offers a beautiful view of the lake. The second-floor features three bedrooms and two bathrooms with clawfoot tubs. The master bedroom features a large private balcony overlooking the lake and a private bathroom. In 2021, they added the front porch, back deck, screened porch, and upper deck followed by many other upgrades/updates as follows: The 4-ton HVAC was replaced in 2020, the electric panel box was replaced in 2017, metal gables were added in 2017, the commodes were replaced in 2016, wood veneer flooring was added in 2016 with Hardy plank on the upper floors, tile in the foyer was added in 2016, glass doors to deck in master bedroom were replaced in 2016, shutters were added to the front in 2016, the house was painted inside and outside in 2016, a new back door was added in 2016, and the metal roof was replaced in 2015. Although everything has been well taken care of, the fireplace has not been operational for a long time and will not be updated. There are many windows throughout the home which proved a ton of natural light. You do not want to miss the opportunity to view this Destin gem!

Last Agent to Sell the Property

Mary Windes

Real Estate Professionals of Destin Inc License #583540 Listed on: 05/09/2022

Last Buyer's Agent

Shari Gross

Wayne Patton Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,333

Year Built

  • Built in 1970 | Remodeled

Lot Details

  • 0.65 Acre Lot
  • Lot Dimensions are 190x150x132x120x50
  • Lake Front
  • Cul-De-Sac
  • Wooded Lot
  • Property is zoned City, Resid Single Family

Parking

  • Attached Carport

Home Design

  • Brick Exterior Construction
  • Ridge Vents on the Roof
  • Metal Roof

Interior Spaces

  • 2,431 Sq Ft Home
  • 2-Story Property
  • Shelving
  • Woodwork
  • Beamed Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Bay Window
  • Insulated Doors
  • Entrance Foyer
  • Great Room
  • Family Room
  • Living Room
  • Dining Area
  • Hobby Room
  • Screened Porch
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Doors

Outdoor Features

  • Balcony
  • Covered Deck

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • 1St Spring Lake Addition To Kelly Homes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2370-000A-0140

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,333

Year Built

Built in 1970 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.65
  • Lot Size: 190x150x132x120x50
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: 1st Spring Lake Addition to Kelly Homes Subdivision
  • Directions: From Kelly Street between Beach Drive and Main Street, go South on Spring Lake Drive a few blocks. Turn West on Swan Circle. Home is straight ahead on the lake. Sign is in front.
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 1970
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Utilities:Community Water: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Foyer: Yes
  • Rooms:Balcony2: Yes
  • Rooms:Dining Area: Yes
  • Waterview:Lake2: Yes
  • Rooms:Screened Porch: Yes
  • Rooms:Great Room: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Waterfront:Lake: Yes
  • Rooms:Hobby Room: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Ceiling Beamed, Floor Laminate, Floor Tile, Furnished - None, Kitchen Island, Lighting Recessed, Pantry, Renovated, Shelving, Washer/Dryer Hookup, Window Bay, Window Treatmnt None, Woodwork Painted
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Shelving: Yes
  • Interior:Floor Laminate: Yes
  • Interior:Window Bay: Yes
  • Interior:Ceiling Beamed: Yes
  • Appliances:Oven Continue Clean: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Survey Available, Within 1/2 Mile to Water, Wooded
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick, Roof Metal
  • Exterior Features: Balcony, Deck Enclosed, Deck Open, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Deck Enclosed: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Carport, Carport Attached
  • General Property Info:Garage2: No
  • Parking Features:Carport Attached: Yes
  • Parking Features:Carport3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Community Sewer, Community Water, Electric, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 28314.0
  • Parcel #: 00-2S-22-2370-000A-0140
  • Zoning: City, Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4333.25
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2022
Closed on
Oct 28, 2022
Sold by
Kelly Living Trust
Bought by
Rice Carolyn A and Doom Judy L
Seller's Agent
Mary Windes
Real Estate Professionals of Destin Inc
Buyer's Agent
Shari Gross
Wayne Patton Realty
List Price
$599,000
Sold Price
$565,000
Premium/Discount to List
-$34,000
-5.68%
Views
35
Current Estimated Value
$590,141

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,141
Avg. Annual Appreciation
1.49%
Original Mortgage
$365,000
Outstanding Balance
$353,154
Interest Rate
6.7%
Mortgage Type
New Conventional
Estimated Equity
$236,987

Purchase Details

Closed on
Feb 11, 2021
Sold by
Kelly Brant E and Kelly Laurie
Bought by
Kelly Laurie Stevens Wilson and The Kelly Living Trust

Purchase Details

Closed on
Mar 25, 2016
Sold by
Mckenzie Frank and Kelly Elise
Bought by
Kelly Brant E and Kelly Laurie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
3.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 22, 2006
Sold by
Mizell Barbara Joan and The Vck Land Revocable Trust
Bought by
Mckenzie Frank and Mckenzie Elise

Purchase Details

Closed on
Mar 29, 2006
Sold by
Mizell Barbara Joan and Kelly Virginia Carol Earley
Bought by
Mizell Barbara Joan and Vck Land Revocable Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
8.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 27, 2006
Sold by
Mizell Barbara Joan and Vck Land Revocable Trust
Bought by
Mckenzie Frank

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
8.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 10, 2005
Sold by
Kelly L Bernarr
Bought by
Mizell Barbara Joan and Vck Land Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rice Carolyn A $565,000 Mcneese Title
Kelly Laurie Stevens Wilson -- Attorney
Kelly Living Trust $100 Von Hoene Susan
Kelly Brant E $300,000 Omega Title Llc
Mckenzie Frank -- Gator Title Insurance Agency
Mizell Barbara Joan -- Gator Title Insurance Agency
Mckenzie Frank $330,000 Gator Title Insurance Agency
Mizell Barbara Joan $220,000 Gator Title Insurance Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rice Carolyn A $365,000
Previous Owner Kelly Brant E $270,000
Previous Owner Mizell Barbara Joan $264,000
Previous Owner Mckenzie Frank $66,000
Previous Owner Mizell Barbara Joan $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2022 10/28/22 Sold $565,000 -5.7% $232 / Sq Ft
08/28/2022 08/28/22 Pending -- -- --
05/09/2022 05/09/22 For Sale $599,000 -- $246 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,682 $365,929 -- --
2023 $5,682 $475,626 $222,912 $252,714
2022 $5,280 $438,153 $192,997 $245,156
2021 $4,514 $363,490 $167,268 $196,222
2020 $4,179 $334,022 $159,302 $174,720
2019 $4,041 $318,610 $159,302 $159,308
2018 $3,744 $291,536 $0 $0
2017 $3,612 $276,342 $0 $0
2016 $3,467 $266,929 $0 $0
2015 $2,139 $197,759 $0 $0
2014 $2,147 $196,189 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 873808

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2370-000A-0140