$2,300,000
SOLD OCT 7, 2025
3 Beds
4.5 Baths
4,369 Sq Ft
$140/mo HOA Fee

Recently Sold

$526 Per Sq Ft

0 Day on Market

Highlights

  • Marina
  • River Access
  • Lake On Lot
  • Floating Dock
  • Boat Slip
  • Waterfront

About This Home

As of October 2025

Riverfront Luxury in Cameron Harbor

Experience waterfront living in Tennessee Coastal-style townhome on the Tennessee River in Downtown Chattanooga.

With expansive river views from every level and direct access to the scenic Riverwalk, this home blends modern convenience with timeless design. It offers the perfect balance of city living and riverfront tranquility. This property features three fireplaces, a boat slip, elevator, and golf simulator.

Last Agent to Sell the Property

Katherine Smith

Keller Williams Realty License #294185 Listed on: 10/07/2025

Keller Williams Realty

Last Buyer's Agent

Katherine Smith

Keller Williams Realty License #294185 Listed on: 10/07/2025

Keller Williams Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $15,155

Year Built

  • Built in 2016

Lot Details

  • 2,614 Sq Ft Lot
  • Lot Dimensions are 22x127.45
  • Waterfront
  • Front and Back Yard Sprinklers

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Built-Up Roof
  • Metal Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 4,369 Sq Ft Home
  • Elevator
  • Open Floorplan
  • Wet Bar
  • High Ceiling
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Aluminum Window Frames
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Sitting Room
  • Den with Fireplace
  • Mountain Views

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Separate Shower

Laundry

  • Laundry closet
  • Washer and Gas Dryer Hookup

Home Security

Outdoor Features

  • River Access
  • Boat Slip
  • Floating Dock
  • Lake On Lot
  • Deck
  • Covered Patio or Porch
  • Outdoor Fireplace
  • Exterior Lighting
  • Gazebo
  • Outdoor Gas Grill

Schools

  • Brown Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Farming

  • Bureau of Land Management Grazing Rights

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 135n A 015

Community Details

Overview

  • $150 Other Monthly Fees
  • $500 Initiation Fee
  • Cameron Harbor Subdivision

Recreation

  • Marina

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$15,155

Year Built

Built in 2016

Lot Details

0

HOA Fees

$140 per month

Parking

2

Listing Details

  • Property Sub Type: Townhouse
  • Prop. Type: Residential
  • Lot Size Acres: 0.06
  • Lot Size: 22X127.45
  • Subdivision Name: Cameron Harbor
  • Directions: From W Main St. Take Riverfront Pkwy. Turn Left onto Molly Ln.Then turn Right onto Molly Ln. Turn Left onto Latitude Cir. Property on Right.
  • Above Grade Finished Sq Ft: 4369.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 4369.0
  • New Construction: No
  • Structure Type: Free Standing Building, Townhouse
  • Year Built: 2016
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Roof:Built-Up2: Yes
  • Location Tax and Legal Parcel Number2: 135n A 015
  • Location Tax and Legal Elementary School: Brown Elementary
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 15154.73
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 4369.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: Yes
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.06
  • General Property Information Lot Size Square Feet2: 2613.6
  • General Property Information Lot Size Dimensions: 22X127.45
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Wall Oven: Yes
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Structure Type Townhouse: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Sitting Area: Yes
  • Interior Features Breakfast Nook: Yes
  • Additional Association Fees Initiation Fee Amount: 500.0
  • Exterior Features Dock2: Yes
  • Other Structures Gazebo: Yes
  • Additional Association Fees Other Fee Amount: 150.0
  • Lot Features Lake on Lot2: Yes
  • Special Features: None

Interior Features

  • Appliances: Wall Oven, Refrigerator, Microwave, Ice Maker, Gas Range, Disposal, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Gas Log, Living Room, Outside
  • Fireplaces: 3
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Double Vanity, Elevator, High Ceilings, Open Floorplan, Separate Shower, Sitting Area, Walk-In Closet(s), Wet Bar
  • Window Features: Aluminum Frames, Insulated Windows, Skylight(s)
  • Appliances Dishwasher: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Icemaker: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 3
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Wet Bar: Yes
  • Waterfront Features:Marina in Community: Yes
  • Fireplace Features:Outside2: Yes
  • Interior Features:Elevator: Yes

Exterior Features

  • Lot Features: Level, Sprinklers In Front, Sprinklers In Rear, Other
  • View: Mountain(s), Other
  • View: Yes
  • Waterfront Features: Marina in Community, River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Fiber Cement, Stone
  • Exterior Features: Boat Slip, Dock, Dock - Floating, Gas Grill, Lighting
  • Foundation Details: Concrete Perimeter
  • Other Structures: Gazebo
  • Patio And Porch Features: Covered, Deck, Patio
  • Roof: Built-Up, Metal
  • Exterior Features:Boat Slip: Yes
  • Exterior Features:Dock - Floating: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Gas Grill: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Aluminum Frames: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Construction Materials:Stone: Yes
  • Window Features:Skylight(s): Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 140.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 140.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Brown Elementary
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Lot Size Sq Ft: 2613.6
  • Additional Parcels: No
  • Parcel #: 135n A 015

Tax Info

  • Tax Annual Amount: 15154.73

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2025
Closed on
Sep 29, 2025
Sold by
Smith Bill Moore and Smith Christine Ann
Bought by
Phillips Todd and Phillips Cory
Seller's Agent
Katherine Smith
Keller Williams Realty
Buyer's Agent
Katherine Smith
Keller Williams Realty
List Price
$2,300,000
Sold Price
$2,300,000
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-100.00%

Purchase Details

Listed on
Feb 15, 2021
Closed on
Nov 22, 2022
Sold by
Cameron Harbor Llc
Bought by
Smith Bill Moore and Smith Christine Ann
Seller's Agent
Ryan May
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Ryan May
Real Estate Partners Chattanooga, LLC
List Price
$1,450,000
Sold Price
$1,558,310
Premium/Discount to List
$108,310
7.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.47%
Original Mortgage
$1,305,000
Interest Rate
7.08%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,300,000 Hon & Kopet Title
Warranty Deed $1,450,000 First Choice Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,305,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/07/2025 10/07/25 Sold $2,300,000 0.0% $526 / Sq Ft
10/07/2025 10/07/25 Pending -- -- --
10/07/2025 10/07/25 For Sale $2,300,000 +47.6% $526 / Sq Ft
11/22/2022 11/22/22 Sold $1,558,310 0.0% $356 / Sq Ft View Prior Sale
11/22/2022 11/22/22 Sold $1,558,310 +7.5% $356 / Sq Ft View Prior Sale
03/01/2021 03/01/21 Pending -- -- --
03/01/2021 03/01/21 Pending -- -- --
02/15/2021 02/15/21 For Sale $1,450,000 0.0% $331 / Sq Ft
02/15/2021 02/15/21 For Sale $1,450,000 -- $331 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,556 $337,725 $0 $0
2023 $7,556 $337,725 $0 $0
2022 $5,033 $224,975 $0 $0
2021 $2,797 $125,000 $0 $0
2020 $3,457 $125,000 $0 $0
2019 $3,457 $125,000 $0 $0
2018 $2,846 $125,000 $0 $0
2017 $3,457 $125,000 $0 $0
2016 $3,457 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1521835

Greater Chattanooga REALTORS®

APN: 135N-A-015