75 W Clay St Spencer, IN 47460
2
Beds
1
Bath
824
Sq Ft
7,841
Sq Ft Lot
Highlights
- Corner Lot
- Double Vanity
- Bathtub with Shower
- Covered Patio or Porch
- Walk-In Closet
- Bungalow
About This Home
As of September 2024Beautiful 2-bedroom 1 bath home in Spencer within walking distance to the center of downtown Spencer. The exterior of the home offers a wonderful wraparound covered front porch, a large fenced in yard with a double lot and a storage shed. Enjoy the close proximity to the charming shops and coffee shops in downtown Spencer. Also convenient to McCormick's Creek State Park. EXCLUDED FROM SALE: washer/dryer and personal belongings in shed.
Last Agent to Sell the Property
RE/MAX Acclaimed Properties Brokerage Phone: 812-340-4899 Listed on: 08/12/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,982
Year Built
- Built in 1880
Lot Details
- 7,841 Sq Ft Lot
- Wood Fence
- Corner Lot
Parking
- Gravel Driveway
Home Design
- Bungalow
- Shingle Roof
- Vinyl Construction Material
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Washer and Electric Dryer Hookup
Kitchen
- Electric Oven or Range
- Laminate Countertops
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 1 Full Bathroom
- Double Vanity
- Bathtub with Shower
Basement
- Basement Cellar
- Crawl Space
Schools
- Spencer Elementary School
- Owen Valley Middle School
- Owen Valley High School
Additional Features
- Covered Patio or Porch
- Suburban Location
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 60-10-20-400-400.713-028
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 12, 2024
Closed on
Sep 27, 2024
Sold by
Sullivan Fallon
Bought by
Flores Jesus A and Kuczynski Patrycja
Seller's Agent
Kerry Frydman
RE/MAX Acclaimed Properties
Buyer's Agent
Heather Groves
Sterling Real Estate
List Price
$135,000
Sold Price
$141,500
Premium/Discount to List
$6,500
4.81%
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,816
Avg. Annual Appreciation
-6.49%
Original Mortgage
$134,425
Outstanding Balance
$133,680
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
-$472
Purchase Details
Closed on
Jul 11, 2011
Sold by
Galloway Adam M
Bought by
Sullivan Fallon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,720
Interest Rate
4.56%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 2, 2007
Sold by
Lasalle Bank National Association
Bought by
Galloway Adam M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,000
Interest Rate
6.31%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 19, 2006
Sold by
Love Floyd L and Love Paula S
Bought by
Lasalle Bank National Association
Similar Homes in Spencer, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $141,500 | None Listed On Document | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | Security Title Services Llc | |
| Sheriffs Deed | $51,150 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $134,425 | New Conventional | |
| Previous Owner | $6,950 | FHA | |
| Previous Owner | $77,720 | New Conventional | |
| Previous Owner | $53,000 | New Conventional | |
| Previous Owner | $63,100 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/27/2024 09/27/24 | Sold | $141,500 | +4.8% | $172 / Sq Ft |
| 08/01/2024 08/01/24 | For Sale | $135,000 | -- | $164 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $739 | $101,600 | $6,400 | $95,200 |
| 2023 | $2,462 | $92,700 | $6,400 | $86,300 |
| 2022 | $1,600 | $80,700 | $6,400 | $74,300 |
| 2021 | $1,520 | $76,600 | $6,400 | $70,200 |
| 2020 | $1,486 | $74,900 | $6,400 | $68,500 |
| 2019 | $1,362 | $68,700 | $6,400 | $62,300 |
| 2018 | $1,286 | $64,100 | $6,400 | $57,700 |
| 2017 | $1,199 | $59,800 | $8,300 | $51,500 |
| 2016 | $1,229 | $61,300 | $8,300 | $53,000 |
| 2014 | $1,175 | $58,600 | $8,300 | $50,300 |
| 2013 | -- | $58,000 | $8,300 | $49,700 |
Source: Public Records
Agents Affiliated with this Home
-
Kerry Frydman
Seller's Agent in 2024
Kerry Frydman
RE/MAX
(812) 340-4899
1 in this area
4 Total Sales
-
Heather Groves
Buyer's Agent in 2024
Heather Groves
Sterling Real Estate
(812) 606-4239
1 in this area
130 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202430386
APN: 60-10-20-400-400.713-028
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