$354,900
PENDING $10K PRICE DROP

7507 Wadding Dr Onsted, MI 49265

Estimated payment $2,141/month

Total Views 1,741
4 Beds
2.5 Baths
2,070 Sq Ft
$171 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Water Views
  • Beach
  • Boat Ramp
  • Docks
  • Deck

About This Home

Enjoy lake living and energy efficiency in this beautiful 4-bedroom, 2.5-bath home in Onsted, built in 2002 and perfectly situated across the street from Loch Erin with stunning water views and lake access just steps away. This spacious home offers an inviting layout with plenty of natural light, ideal for both relaxing and entertaining. The main floor features a comfortable living area, well-appointed kitchen, and dining space that opens to a deck overlooking the scenic surroundings. Upstairs, you'll find generous bedrooms including a serene primary suite with a private bath. Enjoy the perks of lake life without the high waterfront taxes—swim, boat, and fish on Loch Erin, a private, all-sports lake. Equipped with solar panels to help reduce utility costs and promote sustainable living. Whether you're seeking a year-round home or a peaceful weekend retreat, this property offers the perfect blend of comfort, style, and lakefront charm.

Listing Agent

Wendy Williams

Key Realty One LLC License #6501419293 Listed on: 10/31/2025

Key Realty One LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,020

Year Built

  • Built in 2002

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 83x173
  • Shrub
  • Level Lot
  • Back Yard Fenced
  • Property is zoned RE, RE

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Window Screens
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • 1 Bedroom in Basement
  • Basement Window Egress

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Solar Heating System

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a lake
  • Docks
  • Shared Waterfront
  • Deck
  • Covered Patio or Porch
  • Gazebo
  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Iron Water Filter
  • Water Filtration System
  • Private Water Source
  • Water Softener is Owned
  • High Speed Internet
  • Internet Available
  • Phone Connected
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal, sewer
  • Association Phone (517) 467-4834
  • Loch Erin Subdivision

Recreation

  • Boat Ramp
  • Community Boat Launch
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,020

Year Built

Built in 2002

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 2002
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 226.05
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 83x173
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2070.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 3020.0
  • Tax Info:Zoning3: RE
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Loch Erin
  • Roofing:Shingle: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Additional Items:Iron Water FIlter: Yes
  • Roofing:Asphalt2: Yes
  • Heat Source:Solar: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1570.0
  • Additional Items:Vaulted Ceilings: Yes
  • Additional Items:Sump Pump: Yes
  • Additional Items:Basement Finished: Yes
  • Water:Private Water: Yes
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Sink: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Tile Floor: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Security Features:Smoke Detector(s): Yes
  • Other Structures:Storage Shed: Yes
  • Remarks Misc: Public Remarks: Enjoy lake living and energy efficiency in this beautiful 4-bedroom, 2.5-bath home in Onsted, built in 2002 and perfectly situated across the street from Loch Erin with stunning water views and lake access just steps away. This spacious home offers an inviting layout with plenty of natural light, ideal for both relaxing and entertaining. The main floor features a comfortable living area, well-appointed kitchen, and dining space that opens to a deck overlooking the scenic surroundings. Upstairs, you'll find generous bedrooms including a serene primary suite with a private bath. Enjoy the perks of lake life without the high waterfront taxes—swim, boat, and fish on Loch Erin, a private, all-sports lake. Equipped with solar panels to help reduce utility costs and promote sustainable living. Whether you're seeking a year-round home or a peaceful weekend retreat, this property offers the perfect blend of comfort, style, and lakefront charm.
  • Remarks Misc: Agent Only Remarks: Solar panels will be paid in full at closing, monthly utility bills range between $45-$70 dollars/month
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Iron Water FIlter, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Water Softener Owned
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2070.0
  • Window Features: Screens, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Finished SQFT: 500.0
  • Basement Rooms:Total Basement SQFT: 785.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Appliances:Water Softener-Owned: Yes
  • Below Grade Sq Ft: 500.0

Exterior Features

  • Construction Materials: Aluminum Siding
  • Fencing: Fenced Back
  • List Price: 354900.0
  • Lot Features: Level
  • Other Structures: Shed(s)
  • Patio and Porch Features: Covered, Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Asphalt, Shingle
  • Water Body Name: Loch Erin
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Aluminum Siding: Yes
  • Exterior Features:Gazebo: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Room, Main Level, Sink
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Private Water

Condo/Co-op/Association

  • Association Amenities: Beach Area, Boat Launch
  • Association Fee: 175.0
  • Association Fee Frequency: Annually
  • Association Phone: 517-467-4834
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 175.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Beach Area: Yes
  • Assoc Amenities:Boat Launch: Yes
  • Association Info:Association Phone: 517-467-4834

Fee Information

  • Association Fee Includes: Snow Removal, Sewer

Lot Info

  • Lot Size Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Dimensions: 83x173
  • Lot Size Sq Ft: 12197.0
  • Zoning Description: RE

Tax Info

  • Tax Annual Amount: 3020.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,020 $142,400 $0 $0
2023 $1,268 $118,600 $0 $0
2022 $2,742 $105,300 $0 $0
2021 $2,705 $97,100 $0 $0
2020 $2,619 $95,400 $0 $0
2019 $0 $92,000 $0 $0
2018 $2,438 $92,022 $0 $0
2017 $1,980 $80,132 $0 $0
2016 $1,954 $77,722 $0 $0
2014 -- $76,540 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/13/2025 11/13/25 Pending -- -- --
11/12/2025 11/12/25 Price Changed $354,900 -2.8% $171 / Sq Ft
10/31/2025 10/31/25 For Sale $365,000 +73.8% $176 / Sq Ft
08/21/2019 08/21/19 Sold $210,000 -2.3% $101 / Sq Ft View Prior Sale
08/21/2019 08/21/19 Pending -- -- --
06/17/2019 06/17/19 For Sale $214,900 +14.4% $104 / Sq Ft
07/02/2018 07/02/18 Sold $187,900 -1.1% $120 / Sq Ft View Prior Sale
04/27/2018 04/27/18 Price Changed $189,900 -5.0% $121 / Sq Ft
04/16/2018 04/16/18 For Sale $199,900 +5.3% $127 / Sq Ft
05/08/2017 05/08/17 Sold $189,900 0.0% $92 / Sq Ft View Prior Sale
04/03/2017 04/03/17 For Sale $189,900 -- $92 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Warranty Deed $210,000 --
Warranty Deed $187,900 --
Warranty Deed $189,900 Barristers Title
Warranty Deed $162,500 Prestige Title Insurance Age
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $199,500 New Conventional
Previous Owner $150,320 Purchase Money Mortgage
Previous Owner $186,459 FHA
Previous Owner $145,800 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: MichRIC

MLS Number: 25055865

MichRIC

APN: CA0-730-0680-00