NOT LISTED FOR SALE

Estimated Value: $188,000 - $203,000

2 Beds
2 Baths
1,000 Sq Ft
$260/mo HOA Fee

Last Sold February 28, 2024

Last sale price $187,500 $188 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,550/month

10 Days on Market

Highlights

  • Gazebo
  • Formal Dining Room
  • Intercom
  • Millennium Elementary School Rated A-
  • Balcony
  • 5-minute walk to Eric "Moose" Nasebandt Park

About This Home

As of February 2024

Spacious and comfy 2 bedroom 2 bath updated condo with in-unit laundry in Whispering Cove complex!*Features include: Large living & dining room with gorgeous laminate flooring!*Attractive updated kitchen with new flooring in 2023, and new kitchen sink.!* Newer range, dishwasher, and refrigerator in 2020.!**Gorgeous master bath fully remodeled 6years ago & has walk-in closet!*Master bedroom freshly painted!**Nice balcony with storage area**Newer windows & balcony door!*New water heater in 2019** 2 parking spaces**Great Andrew High School district!*Enjoy the lake & gazebo!!*Eric Moose Nasebandt Park across the street!**The super low taxes make this cheaper than renting!!* Come see for yourself!!!

Last Agent to Sell the Property

Dawn Folliard

Berkshire Hathaway HomeServices Starck Real Estate License #475132721 Listed on: 01/19/2024

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Cory Wallace

The Wallace Real Estate Group, INC. License #475177424

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,191

Year Built

  • Built in 1975

Lot Details

  • 6.04

HOA Fees

  • $260 Monthly HOA Fees

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1,000 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Formal Dining Room
  • Laminate Flooring
  • Intercom

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Dryer
  • Washer

Parking

  • 2 Open Parking Spaces
  • 2 Parking Spaces
  • Parking Included in Price

Outdoor Features

  • Balcony
  • Gazebo

Schools

  • Victor J Andrew High School

Utilities

  • Forced Air Heating and Cooling System
  • Lake Michigan Water
  • Cable TV Available

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include water, parking, insurance, exterior maintenance, lawn care, scavenger, snow removal
  • 12 Units
  • Association Phone (815) 886-1554
  • Whispering Cove Subdivision, Condo Floorplan

Pet Policy

  • Pets up to 45 lbs
  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,191

Year Built

Built in 1975

Lot Details

0

HOA Fees

$260 per month

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Whispering Cove
  • Year Built: 1975
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 3
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 3

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Wood Laminate Floors, Laundry Hook-Up in Unit
  • LivingArea: 1000
  • Other Equipment: TV-Cable, Intercom, Ceiling Fan(s)
  • Room Type: Balcony/Porch/Lanai
  • Stories Total: 3
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Balcony
  • List Price: 185900
  • OtherStructures: Gazebo
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • OpenParkingSpaces: 2
  • ParkingTotal: 2
  • Parking: Space/s
  • Parking On-Site: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Electric, Forced Air
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 260
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: NA
  • Management Contact Name: NA
  • Management Phone: 815-886-1554
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Water, Parking, Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal

Schools

  • High School: Victor J Andrew High School
  • Middle/Junior School District: 140

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 45

Tax Info

  • Tax Annual Amount: 1191.14
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 12

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 19, 2024
Closed on
Mar 13, 2024
Sold by
Morris Sean and Morris Samantha
Bought by
Decosmo Christopher and Decosmo Nicole
Seller's Agent
Dawn Folliard
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Cory Wallace
The Wallace Real Estate Group, INC.
List Price
$185,900
Sold Price
$187,500
Premium/Discount to List
$1,600
0.86%
Views
164
Current Estimated Value
$194,040

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,540
Avg. Annual Appreciation
3.58%
Original Mortgage
$136,800
Outstanding Balance
$135,179
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$62,410

Purchase Details

Listed on
Jun 7, 2018
Closed on
Jul 26, 2018
Sold by
Koleczek Jacob R and Koleczek Janet L
Bought by
Morris Sean
Seller's Agent
Fred Soppet
Real People Realty
Buyer's Agent
Dawn Folliard
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$119,900
Sold Price
$105,000
Premium/Discount to List
-$14,900
-12.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.93%
Original Mortgage
$93,000
Interest Rate
5.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2006
Sold by
Sommers Patricia L
Bought by
Koleczek Jacob R and Koleczek Janet L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,400
Interest Rate
6.85%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Decosmo Christopher $187,500 Chicago Title Company
Morris Sean $105,000 Old Republic Title
Koleczek Jacob R $147,000 Agtf Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Decosmo Christopher $136,800
Previous Owner Morris Sean $93,000
Previous Owner Morris Sean $7,500
Previous Owner Koleczek Jacob R $29,400
Previous Owner Koleczek Jacob R $117,600
Previous Owner Sommers Patricia L $82,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2024 02/28/24 Sold $187,500 +0.9% $188 / Sq Ft
01/30/2024 01/30/24 Pending -- -- --
01/19/2024 01/19/24 For Sale $185,900 +77.0% $186 / Sq Ft
07/27/2018 07/27/18 Sold $105,000 -12.4% $105 / Sq Ft
06/21/2018 06/21/18 Pending -- -- --
06/07/2018 06/07/18 For Sale $119,900 -- $120 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,792 $13,373 $1,435 $11,938
2023 $2,206 $13,373 $1,435 $11,938
2022 $2,206 $9,608 $957 $8,651
2021 $2,166 $9,607 $956 $8,651
2020 $3,229 $9,607 $956 $8,651
2019 $2,469 $7,614 $897 $6,717
2018 $1,326 $7,614 $897 $6,717
2017 $1,309 $7,614 $897 $6,717
2016 $1,373 $6,630 $837 $5,793
2015 $1,317 $6,630 $837 $5,793
2014 $1,492 $7,147 $837 $6,310
2013 $1,809 $8,620 $837 $7,783
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11964488

Midwest Real Estate Data (MRED)

APN: 27-36-200-028-1048