NOT LISTED FOR SALE

Estimated Value: $184,000 - $285,904

4 Beds
3.5 Baths
3,842 Sq Ft
$63/Sq Ft Est. Value

Last Sold October 07, 2020

Last sale price $200,000 $52 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $1,514/month

72 Days on Market

Highlights

  • 95 Feet of Waterfront
  • Screened Porch
  • Formal Dining Room
  • Living Room with Fireplace
  • Workshop
  • Balcony

About This Home

As of October 2020

Wow..Wow..Wow..wonderful landmark home up for sale! If you love older homes that ooze with character and charm then this is the home for you. Lovingly maintained and cared for this 4br., 2.5 bath riverfront home will steal your heart. Large living room that opens to a screened in porch with spanning river views and music room. Love to entertain? You will love the"cooks" kitchen with tons of storage and prep space. Swing open the door to the lovely dining room with stain glass windows and more river views. Master suite with dressing room, soaking tub ,walk in shower and fireplace for those cool summer evenings. Take a step upstairs into the attic and sit outside on your private balcony with soaring views of the river that go on and on. The walkout lower level offers a family room, wine cellar, game area, and quiet hideaway. You must see this home to appreciate all it has to offer. The list goes on and on. Welcome Home.

Last Listed By

Julie Thatcher

Coldwell Banker Real Estate Group Listed on: 06/18/2020

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,690

Year Built

  • Built in 1902

Lot Details

  • 9,026 Sq Ft Lot
  • Lot Dimensions are 95 x 95
  • 95 Feet of Waterfront
  • River Front

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Shingle Siding
  • Cedar

Interior Spaces

  • 2-Story Property
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Workshop
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Bathtub with Shower
  • Separate Shower

Attic

  • Storage In Attic
  • Walkup Attic

Finished Basement

  • Walk-Out Basement
  • 4 Bedrooms in Basement

Outdoor Features

  • Balcony
  • Patio

Schools

  • Beardsley Elementary School
  • North Side Middle School
  • Elkhart Memorial High School

Utilities

  • Central Air
  • Heating System Uses Gas
  • The river is a source of water for the property

Listing and Financial Details

  • Assessor Parcel Number 20-06-05-133-008.000-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,690

Year Built

Built in 1902

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1902
  • Age: 118
  • Style: Two Story
  • Total Number of Rooms: 8
  • Total Number of Rooms Below Grade: 4
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: Davenport & Beardsley F Mill Lot 4 |
  • Parcel Number ID: 20-06-05-133-008.000-012
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic Storage, Attic-Walk-up, Balcony, Built-In Bookcase, Countertops-Laminate, Crown Molding, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Natural Woodwork, Patio Open, Porch Screened, Stand Up Shower, Tub/Shower Combination, Workshop, Formal Dining Room
  • Sp Lp Percent: 95.69
  • Year Taxes Payable: 2020
  • Special Features: None

Interior Features

  • Total Sq Ft: 3842
  • Total Finished Sq Ft: 3842
  • Above Grade Finished Sq Ft: 2570
  • Below Grade Finished Sq Ft: 1272
  • Price Per Sq Ft: 77.82
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Finished
  • Number Of Fireplaces: 2
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 25x13, On Level: Main
  • Kitchen: Dimensions: 17x13, On Level: Main
  • Dining Room: Dimensions: 16x13, On Level: Main
  • Family Room: Dimensions: 23x14, On Level: Lower
  • Bedroom 1: Dimensions: 21x13, On Level: Upper
  • Bedroom 2: Dimensions: 16x13, On Level: Upper
  • Bedroom 3: Dimensions: 21x13, On Level: Upper
  • Bedroom 4: Dimensions: 9x8, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1272

Exterior Features

  • Exterior: Cedar, Shingle
  • Outbuilding1: None
  • Water Frontage: 95
  • Water Name: St. Joe River Lower

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City
  • Water Type: River

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Beardsley
  • Middle School: North Side
  • High School: Elkhart Memorial
  • Elementary School: Beardsley

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: 95 x 95
  • Estimated Lot Sq Ft: 9026
  • Estimated Lot Size Acres: 0.2072

Tax Info

  • Annual Taxes: 1690

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Elkhart Memorial
  • Middle School: North Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2020
Closed on
Oct 8, 2020
Sold by
Michael Algate
Bought by
Speicher Adam G and Speicher Carly A
Seller's Agent
Julie Thatcher
Coldwell Banker Real Estate Group
Buyer's Agent
Heidi Gaskill
Berkshire Hathaway HomeServices Elkhart
List Price
$209,000
Sold Price
$200,000
Premium/Discount to List
-$9,000
-4.31%
Total Days on Market
72
Current Estimated Value
$241,226

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,226
Avg. Annual Appreciation
4.14%
Original Mortgage
$160,000
Outstanding Balance
$143,910
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$97,316

Purchase Details

Listed on
Jun 18, 2020
Closed on
Oct 7, 2020
Sold by
Michael Algate
Bought by
Speicher Adam G and Speicher Carly A
Seller's Agent
Julie Thatcher
Coldwell Banker Real Estate Group
Buyer's Agent
Heidi Gaskill
Berkshire Hathaway HomeServices Elkhart
List Price
$209,000
Sold Price
$200,000
Premium/Discount to List
-$9,000
-4.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Outstanding Balance
$143,910
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$97,316

Purchase Details

Closed on
Aug 26, 2011
Sold by
Miller Byron and Miller Jody
Bought by
Algate Michael

Purchase Details

Closed on
May 4, 2004
Sold by
Minelli Patricia N
Bought by
Miller Byron and Miller Jody

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,900
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Speicher Adam G $212,800 Drake Andrew R
Speicher Adam G $212,800 Drake Andrew R
Algate Michael -- Meridian Title Corp
Miller Byron -- Metropolitan Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Speicher Adam G $160,000
Closed Speicher Adam G $160,000
Previous Owner Miller Byron $141,000
Previous Owner Miller Byron $103,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/07/2020 10/07/20 Sold $200,000 -4.3% $52 / Sq Ft
08/29/2020 08/29/20 Pending -- -- --
08/14/2020 08/14/20 For Sale $209,000 +4.5% $54 / Sq Ft
07/21/2020 07/21/20 Off Market $200,000 -- --
06/18/2020 06/18/20 For Sale $209,000 -- $54 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,046 $213,500 $27,900 $185,600
2022 $2,046 $201,300 $27,900 $173,400
2021 $1,897 $185,700 $27,900 $157,800
2020 $1,980 $182,300 $27,900 $154,400
2019 $1,705 $158,000 $27,900 $130,100
2018 $1,640 $151,100 $27,900 $123,200
2017 $1,379 $127,300 $27,900 $99,400
2016 $1,381 $127,700 $27,900 $99,800
2014 $1,321 $125,200 $27,900 $97,300
2013 $1,225 $122,500 $27,900 $94,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202022805

Indiana Regional MLS

APN: 20-06-05-133-008.000-012