$797,900
PENDING

76 Otter Dr Lancaster, VA 22503

Estimated payment $4,310/month

Total Views 6,485
4 Beds
3 Baths
1,925 Sq Ft
$414 Price per Sq Ft

Highlights

  • Docks
  • Boat Ramp
  • Waterfront
  • River Access
  • Boat Lift
  • Cape Cod Architecture

About This Home

Stunning, Fully Renovated Waterfront Retreat in Whitehouse Creek Estates Escape to unmatched privacy at this newly renovated waterfront home in the secluded Whitehouse Creek Estates of Lancaster, VA. Tucked a mile down a beautiful tree-lined gravel road, this residence offers tranquility, protected views, and effortless access to the Corrotoman River. Perched on Millenbeck Prong, the home now enjoys wide water views thanks to thoughtful clearing of trees and brush. Across the water lies protected land, ensuring lasting serenity. For boaters and anglers, the location is exceptional. From there, enjoy easy access to prime fishing spots, waterfront restaurants, and marinas. Inside, the 4-bedroom, 3-full-bath home blends comfort, craftsmanship, and modern updates. The open kitchen features Bosch appliances, leather-finished Milky Way granite, custom cabinetry, a breakfast bar, and an adjacent living area with fireplace. A large family room with a bar area and under-counter wine and beverage fridge makes hosting effortless. Enjoy the outdoors year-round on the newly screened porch and expanded deck. A detached 2-car garage with power, plus a powered shed, provide ample storage for equipment, tools, and water toys. Sought after River Home desires convey including, 23' Carolina Skiff boat, Kubota tractor, Riding mower, tools in garage, fishing gear, golf cart, tractor, beds and more! Major 2025 Renovations & Upgrades Include:
• New septic system
• Encapsulated crawl space
• Insulation
• Interior & exterior cement parging
• Updated plumbing & electrical
• Fully renovated bathrooms with zero-entry tiled showers
• New flooring, paint & trim
• Solid wood interior/exterior doors
• Custom window treatments
• Bosch kitchen appliances & septic-safe disposal
• HVAC with new ductwork & variable-speed fan
• Tankless Rinnai water heater
• 200-gal propane tank (owned & filled)
• New roofs (home, garage, shed)

Listing Agent

Nadeem Khan

Samson Properties Brokerage Email: dsamson@samsonproperties.net License #0225250664 Listed on: 01/20/2026

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,240

Year Built

  • Built in 1968

Lot Details

  • 0.66 Acre Lot
  • Waterfront
  • Landscaped
  • Zoning described as R1

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Driveway
  • Unpaved Parking

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,925 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Wood Flooring

Kitchen

  • Oven
  • Bosch Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • River Access
  • Boat Lift
  • Boat Ramp
  • Docks
  • Deck
  • Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Heat Pump System
  • Shared Well
  • Tankless Water Heater
  • Septic Tank

Community Details

  • White House Creek Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 31D-1-15

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,240

Year Built

Built in 1968

Lot Details

0.66 Acres

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1968
  • Property Attached Yn: No
  • Attribution Contact: dsamson@samsonproperties.net
  • Lot Size Acres: 0.66
  • Water Body Name: Millenbeck Prong feeds into the Corrotoman
  • Ownership: Partnership
  • Subdivision Name: White House Creek Estates
  • Above Grade Finished Sq Ft: 1925.0
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Unknown
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Wood
  • Appliances: Oven, Tankless Water Heater
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Bedroom on Main Level, Main Level Primary
  • Living Area: 1925.0
  • Stories: 1

Exterior Features

  • Roof: Shingle
  • Lot Features: Landscaped, Waterfront
  • Pool Features: None
  • Waterfront Features: River Access, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Sellers Disclosure Not Available
  • Construction Type: Block, Concrete, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Porch, Unpaved Driveway
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Detached, Garage, Unpaved

Utilities

  • Heating: Heat Pump, Propane
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Heater: Tankless
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Road Maintenance, Water

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 31D-1-15
  • Zoning Description: R1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2239.6

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,240 $407,200 $100,000 $307,200
2024 $2,240 $407,200 $100,000 $307,200
2023 $1,775 $281,700 $90,000 $191,700
2022 $1,775 $281,700 $90,000 $191,700
2021 $1,775 $281,700 $90,000 $191,700
2020 $1,775 $281,700 $90,000 $191,700
2019 $1,775 $281,700 $90,000 $191,700
2018 $1,915 $324,500 $184,000 $140,500
2017 $1,915 $324,500 $184,000 $140,500
2016 -- $324,500 $184,000 $140,500
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/08/2026 02/08/26 Pending -- -- --
01/20/2026 01/20/26 For Sale $797,900 -- $414 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

Date Type Sale Price Title Company
Gift Deed -- Peninsula Title
Bargain Sale Deed $270,000 Old Republic National Title
Gift Deed -- None Listed On Document
Source: Public Records

About the Listing Agent

Nadeem Khan

Samson Properties

(804) 315-3164

Section Image

Nadeem Khan – Trusted Realtor in Richmond, VA

As a proud graduate of James Madison University, I bring a strong academic foundation and a passion for real estate to my work. With years of experience helping sellers successfully navigate both on-market and off-market transactions, I understand the nuances of every sale and am committed to delivering results that exceed expectations.

I have a proven track record of helping sellers achieve great outcomes, whether selling homes on the

Nadeem's Other Listings

  • 000 Sawdust Dr, Goochland, VA 23103

    $140,000 Sold Nov 03, 2025

    • Land
    • 0.60 Acre Lot
    • 000 Sawdust Dr
    • Goochland, VA

    .6 acre lot in Manakin Farms. Just a few miles from 288. $50 optional fee to maintain entrance to neighborhood and $60 optional fee for lake membership but no formal HOA. See Plat for reference.

    Nadeem Khan Samson Properties

Source: Central Virginia Regional MLS

MLS Number: 2601344

Central Virginia Regional MLS

APN: 31D-1-15

Your Personal Tour Guide

Ask me questions while you tour the home.