76 Otter Dr Lancaster, VA 22503
Estimated payment $4,310/month
Highlights
- Docks
- Boat Ramp
- Waterfront
- River Access
- Boat Lift
- Cape Cod Architecture
About This Home
Stunning, Fully Renovated Waterfront Retreat in Whitehouse Creek Estates Escape to unmatched privacy at this newly renovated waterfront home in the secluded Whitehouse Creek Estates of Lancaster, VA. Tucked a mile down a beautiful tree-lined gravel road, this residence offers tranquility, protected views, and effortless access to the Corrotoman River. Perched on Millenbeck Prong, the home now enjoys wide water views thanks to thoughtful clearing of trees and brush. Across the water lies protected land, ensuring lasting serenity. For boaters and anglers, the location is exceptional. From there, enjoy easy access to prime fishing spots, waterfront restaurants, and marinas. Inside, the 4-bedroom, 3-full-bath home blends comfort, craftsmanship, and modern updates. The open kitchen features Bosch appliances, leather-finished Milky Way granite, custom cabinetry, a breakfast bar, and an adjacent living area with fireplace. A large family room with a bar area and under-counter wine and beverage fridge makes hosting effortless. Enjoy the outdoors year-round on the newly screened porch and expanded deck. A detached 2-car garage with power, plus a powered shed, provide ample storage for equipment, tools, and water toys. Sought after River Home desires convey including, 23' Carolina Skiff boat, Kubota tractor, Riding mower, tools in garage, fishing gear, golf cart, tractor, beds and more! Major 2025 Renovations & Upgrades Include:
• New septic system
• Encapsulated crawl space
• Insulation
• Interior & exterior cement parging
• Updated plumbing & electrical
• Fully renovated bathrooms with zero-entry tiled showers
• New flooring, paint & trim
• Solid wood interior/exterior doors
• Custom window treatments
• Bosch kitchen appliances & septic-safe disposal
• HVAC with new ductwork & variable-speed fan
• Tankless Rinnai water heater
• 200-gal propane tank (owned & filled)
• New roofs (home, garage, shed)
Listing Agent
Samson Properties Brokerage Email: dsamson@samsonproperties.net License #0225250664 Listed on: 01/20/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,240
Year Built
- Built in 1968
Lot Details
- 0.66 Acre Lot
- Waterfront
- Landscaped
- Zoning described as R1
HOA Fees
- $25 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Driveway
- Unpaved Parking
Home Design
- Cape Cod Architecture
- Shingle Roof
- Vinyl Siding
- Concrete Block And Stucco Construction
Interior Spaces
- 1,925 Sq Ft Home
- 1-Story Property
- Fireplace
- Wood Flooring
Kitchen
- Oven
- Bosch Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Outdoor Features
- River Access
- Boat Lift
- Boat Ramp
- Docks
- Deck
- Porch
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Cooling Available
- Heating System Uses Propane
- Heat Pump System
- Shared Well
- Tankless Water Heater
- Septic Tank
Community Details
- White House Creek Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 31D-1-15
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,240 | $407,200 | $100,000 | $307,200 |
| 2024 | $2,240 | $407,200 | $100,000 | $307,200 |
| 2023 | $1,775 | $281,700 | $90,000 | $191,700 |
| 2022 | $1,775 | $281,700 | $90,000 | $191,700 |
| 2021 | $1,775 | $281,700 | $90,000 | $191,700 |
| 2020 | $1,775 | $281,700 | $90,000 | $191,700 |
| 2019 | $1,775 | $281,700 | $90,000 | $191,700 |
| 2018 | $1,915 | $324,500 | $184,000 | $140,500 |
| 2017 | $1,915 | $324,500 | $184,000 | $140,500 |
| 2016 | -- | $324,500 | $184,000 | $140,500 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/08/2026 02/08/26 | Pending | -- | -- | -- |
| 01/20/2026 01/20/26 | For Sale | $797,900 | -- | $414 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Gift Deed | -- | Peninsula Title | |
| Bargain Sale Deed | $270,000 | Old Republic National Title | |
| Gift Deed | -- | None Listed On Document |
About the Listing Agent
Nadeem Khan – Trusted Realtor in Richmond, VA
As a proud graduate of James Madison University, I bring a strong academic foundation and a passion for real estate to my work. With years of experience helping sellers successfully navigate both on-market and off-market transactions, I understand the nuances of every sale and am committed to delivering results that exceed expectations.
I have a proven track record of helping sellers achieve great outcomes, whether selling homes on the
Nadeem's Other Listings
Source: Central Virginia Regional MLS
MLS Number: 2601344
APN: 31D-1-15
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Ask me questions while you tour the home.