NOT LISTED FOR SALE

7620 Old Saddle Ridge Way Cumming, GA 30028

Estimated Value: $577,000 - $606,686

5 Beds
3 Baths
-- Sq Ft
0.6 Acres

Last Sold July 10, 2015

Last sale price $325,000

Est. 81% increase in value since last sale

Current estimated payment $3,520/month

Highlights

  • In Ground Pool
  • Dining Room Seats More Than Twelve
  • Wooded Lot
  • Matt Elementary School Rated A
  • Private Lot
  • Traditional Architecture

About This Home

As of July 2015

Spectacular & Spacious*Outdoor Living at its BEST! 5 Lg Bdrms*Sought-after Schools*Bdrm & full bath on Main level*Gorgeous kitchen w/granite & mellow stained cabinets*Walk out from beautiful 2 sty Greatroom to sparkling lagoon pool w/new pump & filter/ patio+ level fenced bkyd*Separate formal LR & DR,lg Mstr suite w/custom tile spa bath +3 add’l upper level bdrms*Upper lvl hall bath w/dbl vanity*Freshly painted in & out*Roof 2 yrs old*Small intimate community/easy walk to schools*You’ll want to Linger on Wrap around Rocking chair Front Porch & make this home your own!

Last Agent to Sell the Property

Debra Thornburg Hudson

NOT A VALID MEMBER License #205605 Listed on: 06/02/2015

Last Buyer's Agent

Cindy Broeker

NOT A VALID MEMBER License #261499

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,812

Year Built

  • Built in 2006

Lot Details

  • Cul-De-Sac
  • Fenced
  • Landscaped
  • Private Lot
  • Irrigation Equipment
  • Wooded Lot
  • Garden

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Cement Siding
  • Stone Siding

Interior Spaces

  • 2-Story Property
  • Roommate Plan
  • Tray Ceiling
  • Ceiling height of 9 feet on the main level
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Insulated Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Living Room
  • Dining Room Seats More Than Twelve
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Open to Family Room
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Wood Stained Kitchen Cabinets

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Pool

  • In Ground Pool
  • Gunite Pool

Schools

  • Matt Elementary School
  • Liberty - Forsyth Middle School
  • West Forsyth High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Accessible Entrance
  • Energy-Efficient Windows
  • Wrap Around Porch
  • Property is near schools

Community Details

  • Saddle Ridge Subdivision

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 048 188

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,812

Year Built

Built in 2006

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2006
  • Accessibility Features: Accessible Entrance
  • Levels Stories: Two
  • Special Features: None
  • Stories: 2

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Hardwood
  • Fireplace Features: Family Room, Gas Starter
  • Number Of Fireplaces: 1
  • Other Equipment: Irrigation Equipment
  • Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave
  • Interior Amenities: Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, High Speed Internet, Tray Ceiling(s), Walk-In Closet(s)
  • Kitchen Features: Breakfast Bar, Breakfast Room, Cabinets Stain, Pantry, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Bonus Room, Den, Great Room - 1 Story, Living Room, Office
  • Dining Room Features: Seats 12+, Separate Dining Room
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 5
  • Bedroom Features: Roommate Floor Plan, Split Bedroom Plan
  • Main Bedrooms: 1
  • Total Full Baths: 3
  • Main Full Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Whirlpool Tub

Exterior Features

  • Construction Materials: Cement Siding, Stone
  • Roof Type: Composition
  • Fencing: Fenced
  • Patio And Porch Features: Front Porch, Wrap Around
  • Exterior Features: Garden
  • Pool Features: Gunite, In Ground

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener, Garage Faces Side, Kitchen Level

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Fire Alarm, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Laundry Room, Main Level
  • Utilities: Cable Available, Underground Utilities

Condo/Co-op/Association

  • Community Features: Homeowners Assoc, Near Schools, Street Lights
  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Annually
  • Association: Yes
  • Subdivision Complex: Saddle Ridge

Schools

  • Elementary School: Matt
  • Middle School: Liberty - Forsyth
  • High School: West Forsyth

Lot Info

  • Lot: 8
  • Land/Lot: 421
  • Deed Book: 4358
  • Deed Page: 240
  • Plat Book: 87
  • Plat Page: 39-42
  • Lot Features: Cul-De-Sac, Landscaped, Private, Wooded
  • Lot Dimensions: .60 acre
  • Parcel Number: 048 188
  • Property Attached Yn: No

Green Features

  • Efficiency: Windows

Tax Info

  • Taxes: 2812.00
  • Assessor Parcel Number: 048-000-188
  • Close Date: 2015-07-10
  • Tax Year: 2014

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Matt
  • High School: West Forsyth
  • Middle School: Liberty - Forsyth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2015
Closed on
Jul 10, 2015
Sold by
Diramacca Lisa
Bought by
Garmon Kevin Larry and Garmon Jessica Maria
Seller's Agent
Debra Thornburg Hudson
NOT A VALID MEMBER
Buyer's Agent
Cindy Broeker
NOT A VALID MEMBER
List Price
$329,000
Sold Price
$325,000
Premium/Discount to List
-$4,000
-1.22%
Current Estimated Value
$587,922

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$262,922
Avg. Annual Appreciation
5.98%
Original Mortgage
$260,000
Outstanding Balance
$204,279
Interest Rate
4.08%
Mortgage Type
New Conventional
Estimated Equity
$383,643

Purchase Details

Closed on
Jun 30, 2006
Sold by
Comer Christopher E
Bought by
Diramacca Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,704
Interest Rate
7.45%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garmon Kevin Larry $325,000 --
Diramacca Lisa $288,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garmon Kevin Larry $260,000
Previous Owner Diramacca Lisa $233,600
Previous Owner Diramacca Lisa $230,704
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2015 07/10/15 Sold $325,000 -1.2% --
06/09/2015 06/09/15 Pending -- -- --
06/04/2015 06/04/15 For Sale $329,000 -- --
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,780 $219,364 $52,000 $167,364
2024 $4,780 $226,748 $46,000 $180,748
2023 $4,139 $210,064 $38,000 $172,064
2022 $4,511 $144,796 $24,000 $120,796
2021 $3,732 $144,796 $24,000 $120,796
2020 $3,634 $140,052 $24,000 $116,052
2019 $3,305 $123,872 $24,000 $99,872
2018 $3,811 $147,732 $24,000 $123,732
2017 $3,271 $121,460 $16,000 $105,460
2016 $3,271 $121,460 $16,000 $105,460
2015 $3,210 $119,564 $16,000 $103,564
2014 $2,812 $109,496 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 5547578

First Multiple Listing Service (FMLS)

APN: 048-188