$415,000

764 Lake Sinclair St St. Augustine, FL 32084

Estimated payment $2,538/month

Total Views 3,273
4 Beds
2 Baths
2,109 Sq Ft
$197 Price per Sq Ft

Highlights

  • Popular Property
  • Lake Front
  • Community Pool
  • R J Murray Middle School Rated A-
  • Craftsman Architecture
  • Covered Patio or Porch

About This Home

This like-new home is perfectly positioned on one of St. Augustine Lakes' most desirable water-view lots, offering expansive pond views, added privacy, and a setting that elevates everyday living. With builder inventory exhausted, this home delivers what buyers can no longer get: a premium lot, immediate availability, and a truly move-in-ready condition. Inside, the home shows exceptionally well with a bright, neutral interior and a modern, open floor plan designed for both comfort and functionality. Every space has been meticulously maintained, giving the home a barely lived-in feel that rivals new construction — without the wait, uncertainty, or added upgrade costs. The backyard is a true highlight, offering peaceful water views ideal for morning coffee, relaxed afternoons, or sunset evenings overlooking the lake. Additional value:
The home offers a 5.25% assumable loan (subject to lender approval) a rare and highly attractive opportunity in today's market that may provide qualified buyers with significant long-term savings. Highlights include: New construction SOLD OUT in the community Like-new condition throughout Premium pond-view lot with open water views Bright, neutral finishes and open layout Peaceful outdoor living with scenic views 5.25% assumable loan opportunity (subject to approval) Turnkey and impeccably maintained This is a unique chance to secure a nearly new home on a superior lot in a sold-out neighborhood, with potential financing advantages that set it apart from competing listings.
Take advantage of upto $3500 in Buyer Closing Cost Credits with Preferred Lender.

Listing Agent

Jennifer Hayes

COMPASS FLORIDA LLC License #3455500 Listed on: 02/05/2026

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,894

Year Built

  • Built in 2024

Lot Details

  • 7,841 Sq Ft Lot
  • Lake Front

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Craftsman Architecture
  • Contemporary Architecture
  • Entry on the 1st floor
  • Shingle Roof

Interior Spaces

  • 2,109 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch

Schools

  • Webster Elementary School
  • Murray Middle School
  • St. Augustine High School

Utilities

  • Central Air
  • Heating Available
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0954162020

Community Details

Overview

  • St. Augustine Lakes HOA
  • St Augustine Lakes Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,894

Year Built

Built in 2024

Lot Details

0

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.18
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: St Augustine Lakes
  • Architectural Style: Contemporary, Craftsman
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: 4098

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Downstairs, Walk-In Closet(s)
  • Major Appliances: Disposal, Dishwasher, Electric Range, Microwave, Refrigerator, Tankless Water Heater
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Living Area: 2109.0

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Pool Private: No
  • View: Lake
  • Waterfront Features: Lake Front
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Covered, Porch, Screened

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, In Unit, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 54.0
  • Association Fee Frequency: Monthly
  • Community Features: Curbs, Street Lights, Sidewalks
  • Senior Community: No
  • Amenities: Playground, Pool
  • Association Name: St. Augustine Lakes HOA
  • Association: Yes

Schools

  • Elementary School: Webster
  • High School: St. Augustine
  • Middle Or Junior School: Murray

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 7840.8
  • Parcel #: 0954162020
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3894.0
  • Tax Year: 2025

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $338,702 $80,000 $258,702
2024 -- $70,000 $70,000 --
2023 -- $328,893 $70,000 $258,893
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/05/2026 02/05/26 For Sale $415,000 -- $197 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $409,600 Lennar Title
Special Warranty Deed $409,600 Lennar Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $402,169 FHA
Closed $402,169 FHA
Source: Public Records

About the Listing Agent

Jennifer Hayes

COMPASS FLORIDA LLC

(877) 509-4811

Section Image

Jen Hayes, realtor at Compass combines her love of the area & industry with her passion for problem-solving & helping others. Before getting into real estate, Jen built her skillset in the corporate world, leading multi-million dollar projects, managing expectations during high-stress company acquisitions, overcoming difficult vendors, negotiating favorable contracts, marketing new products, and providing thorough research and analysis to support executive decision-making. These skills, along

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2128659

realMLS (Northeast Florida Multiple Listing Service)

APN: 095416-2020