NOT LISTED FOR SALE

77 Breakers Ln Ridgeland, MS 39157

Ridgeland Area

Estimated Value: $372,000 - $546,000

3 Beds
2 Baths
2,129 Sq Ft
1,350 Sq Ft Lot

Sale Details

Date Sold: December 2, 2024

Current estimated payment $2,907 / mo

Highlights

  • Boating
  • Reservoir Front
  • Gated Community
  • Ann Smith Elementary School Rated A-
  • Fishing
  • Clubhouse

About This Home

As of December 2024

Fabulous Waterfront Condominium. Gated Commuity. Clubhouse, Pool. Harbor Side with Extra Large Deck Partially Covered. Boat Slip.
Primary Bedroom Downstairs. Two additional Bedrooms Downstairs. Bonus Room/Office Space Upstairs. Three (3) Car Garage.

Last Agent to Sell the Property

Debra Spencer-Searcy

Charlotte Smith Real Estate License #S21585 Listed on: 10/31/2024

Last Buyer's Agent

Debra Spencer-Searcy

Charlotte Smith Real Estate License #S21585 Listed on: 10/31/2024

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,347

Year Built

  • Built in 1980

Lot Details

  • Reservoir Front
  • Misting System

Parking

  • 3 Car Garage
  • Guest Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • Metal Roof
  • Lap Siding

Interior Spaces

  • 2,129 Sq Ft Home
  • 1.5-Story Property
  • Wet Bar
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Window Treatments
  • Combination Kitchen and Living
  • Wood Flooring

Kitchen

  • Free-Standing Range
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Laundry in Kitchen

Home Security

Outdoor Features

  • Deck
  • Awning

Schools

  • Ann Smith Elementary School
  • Olde Towne Middle School
  • Ridgeland High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 072h-27c-047/00.00

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground maintenance, management
  • The Breakers Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Boating
  • Community Pool
  • Fishing
  • Hiking Trails

Security

  • Gated Community
  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,347

Year Built

Built in 1980

Lot Details

1,350 Sq Ft Lot

Parking

3

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: One and One Half
  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Structure Type: Other
  • Year Built: 1980
  • Subdivision Name: The Breakers
  • Directions: Lake Harbor to Spillway Road. The Breakers Entrance is on the left off Spillway Road Prior to Reservoir Spillway.
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 246.59
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Free-Standing Range, Free-Standing Refrigerator, Gas Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas Log, Gas Starter
  • Flooring: Wood
  • Interior Amenities: Granite Counters, Vaulted Ceiling(s), Wet Bar, Soaking Tub, Double Vanity
  • Window Features: Window Treatments
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Community Features:Boating: Yes
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Appliances Dishwasher: Yes
  • Laundry Features:In Kitchen: Yes
  • Community Features:Fishing: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Gas Water Heater: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Bathroom Features:Soaking Tub2: Yes
  • Security Features:Gated Community: Yes
  • Bathroom Features:Travertine Tile: Yes
  • Community Features:Clubhouse: Yes
  • Community Features:HikingWalking Trails: Yes
  • Community Features:Pool2: Yes
  • Interior Features:Wet Bar: Yes
  • Appliances:Free-Standing Range: Yes
  • Fireplace Features:Gas Starter: Yes
  • Community Features:Gated2: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Misting System
  • Foundation Details: Slab
  • Roof: Architectural Shingles, Metal
  • Patio And Porch Features: Awning(s), Deck
  • Waterfront Features: Reservoir, Waterfront
  • WaterfrontFeaturesWaterfront: Yes
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: Brick, Lap Siding
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Door Features:Storm Door(s): Yes
  • Patio And Porch Features:Deck2: Yes
  • Waterfront Features:Waterfront2: Yes
  • Window Features:Window Treatments: Yes
  • Waterfront Features:Reservoir: Yes
  • Patio And Porch Features:Awning(s)2: Yes
  • Exterior Features:Misting System: Yes
  • Window Features:Keep Treatments: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Guest
  • Attached Garage: No
  • Parking Features:Garage2: Yes
  • Parking Features:Guest: Yes
  • General Property Information:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Heating: Central, Fireplace(s), Natural Gas
  • Laundry Features: In Kitchen, Main Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected
  • Water Source: Public
  • Security: Gated Community
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Community Features: Boating, Clubhouse, Fishing, Gated, Hiking/Walking Trails, Pool
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Management: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Management

Schools

  • Elementary School: Ann Smith
  • High School: Ridgeland
  • Middle Or Junior School: Olde Towne

Lot Info

  • Parcel #: 072h-27c-047/00.00

Tax Info

  • Tax Annual Amount: 5347.0
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2018
Closed on
Jun 25, 2018
Sold by
Bought by
Seller's Agent
Susan Mims
Nix-Tann & Associates, Inc.
Buyer's Agent
Delayne McGowan
Trifecta Real Estate, LLC
List Price
$475,000
Current Estimated Value
$495,788

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.94%
Original Mortgage
$428,388
Interest Rate
0.045%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Mar 25, 2005
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- --
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $426,558
Previous Owner $428,388
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/02/2024 12/02/24 Sold -- -- --
10/31/2024 10/31/24 For Sale $525,000 +10.5% $247 / Sq Ft
10/29/2024 10/29/24 Pending -- -- --
07/30/2018 07/30/18 Sold -- -- -- View Prior Sale
06/27/2018 06/27/18 Pending -- -- --
05/10/2018 05/10/18 For Sale $475,000 -- $224 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,454 $30,270 $0 $0
2024 $2,436 $30,270 $0 $0
2023 $2,436 $30,102 $0 $0
2022 $2,868 $45,153 $0 $0
2021 $2,868 $29,397 $0 $0
2020 $2,868 $29,397 $0 $0
2019 $2,494 $25,926 $0 $0
2018 $4,191 $38,889 $0 $0
2017 $4,147 $38,487 $0 $0
2016 $4,147 $38,487 $0 $0
2015 $4,147 $38,487 $0 $0
2014 $4,135 $38,372 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debra Spencer-Searcy

    Seller's Agent in 2024

    Debra Spencer-Searcy

    Charlotte Smith Real Estate

    (601) 506-8229

    18 Total Sales

    Debra Spencer-Searcy
    Section Image
  • Susan Mims

    Seller's Agent in 2018

    Susan Mims

    Nix-Tann & Associates, Inc.

    (601) 624-9210

    24 Total Sales

    Susan Mims
    Section Image
  • Delayne McGowan

    Buyer's Agent in 2018

    Delayne McGowan

    Trifecta Real Estate, LLC

    (601) 741-3559

    60 Total Sales

    Delayne McGowan
    Section Image
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Map

Source: MLS United

MLS Number: 4095511

MLS United

APN: 072H-27C-047-00-00

Mississippi Madison County Ridgeland 39157

77 Breakers Ln, Ridgeland, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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