NOT LISTED FOR SALE

77 Carmel Cove Dr Swanton, MD 21561

Estimated Value: $839,000 - $2,197,000

4 Beds
3 Baths
2,280 Sq Ft
$599/Sq Ft Est. Value

Last Sold August 27, 2021

Last sale price $949,999 $417 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $8,373/month

8 Days on Market

Highlights

  • 10 Feet of Waterfront
  • Spa
  • Open Floorplan
  • 1 Dock Slip
  • Fishing Allowed
  • Deck

About This Home

As of August 2021

Beautiful chalet in the serene Carmel Cove subdivision. This home offers three levels of living space, hardwood floors, solid surface kitchen countertops and cathedral ceilings. Tastefully remodeled kitchen, plus 2 of the 3 bathrooms have been upgraded. The stone wood burning fireplace makes the home feel inviting from the moment you walk in. The abundance of windows brings the outside lake views in from almost every room. The outdoor space is just as pleasing, offering two lakefront decks, a new hot tub and your own dock slip just steps away. This home won't last long!

Last Agent to Sell the Property

Betsy Spiker Holcomb

Taylor Made Deep Creek Vacations & Sales License #518606 Listed on: 07/10/2021

Last Buyer's Agent

Charmaine Prusak

Long & Foster Real Estate, Inc. License #69335

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,293

Year Built

  • Built in 1994

Lot Details

  • 0.61 Acre Lot
  • 10 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • Partially Wooded Lot
  • Property is in excellent condition
  • Property is zoned LR

HOA Fees

  • $62 Monthly HOA Fees

Parking

  • Driveway

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Cathedral Ceiling
  • Skylights
  • Stone Fireplace
  • Sliding Windows
  • Wood Frame Window
  • Sliding Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Loft

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Shared Waterfront
  • 1 Powered Boats Permitted
  • Deck
  • Shed

Utilities

  • Central Air
  • Electric Baseboard Heater
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 5A
  • Assessor Parcel Number 1218058111

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • Carmel Cove HOA
  • Carmel Cove Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,293

Year Built

Built in 1994

Lot Details

0

HOA Fees

$62 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1994
  • Automatically Close On Close Date: No
  • Remarks Public: Beautiful chalet in the serene Carmel Cove subdivision. This home offers three levels of living space, hardwood floors, solid surface kitchen countertops and cathedral ceilings. Tastefully remodeled kitchen, plus 2 of the 3 bathrooms have been upgraded. The stone wood burning fireplace makes the home feel inviting from the moment you walk in. The abundance of windows brings the outside lake views in from almost every room. The outdoor space is just as pleasing, offering two lakefront decks, a new hot tub and your own dock slip just steps away. This home won't last long!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Ceramic Tile, Carpet, Hardwood
  • Interior Amenities: Carpet, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Skylight(s), Wood Floors
  • Window Features: Wood Frame, Sliding
  • Fireplace Features: Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall, Wood Ceilings
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Laundry, Loft
  • Basement: Yes
  • Basement Type: Heated, Outside Entrance, Walkout Level, Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2280
  • Living Area Sq Ft: 2280
  • Price Per Sq Ft: 694.44
  • Above Grade Finished Sq Ft: 1368
  • Below Grade Finished Sq Ft: 912
  • Total Below Grade Sq Ft: 912
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 77

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Cedar
  • Exterior Features: Hot Tub
  • Roof: Shingle
  • View: Mountain, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 10

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 745.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA Name: CARMEL COVE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Improvement Assessed Value: 161200.00
  • Land Assessed Value: 340700.00
  • Land Use Code: 008
  • Lot Features: Landscaping, Partly Wooded
  • Lot Size Acres: 0.61
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 26571.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: LR
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15661240
  • Tax Annual Amount: 6293.00
  • Assessor Parcel Number: 1218058111
  • Tax Lot: 5A
  • Tax Page Number: 253
  • Tax Total Finished Sq Ft: 1368
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 08/27/2021

Multi Family

  • Waterfront Features: Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2021
Closed on
Aug 27, 2021
Sold by
Hogan Keith R and Hogan Colleen G
Bought by
Fitzpatrick Suzanna S
Seller's Agent
Betsy Spiker Holcomb
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Charmaine Prusak
Long & Foster Real Estate, Inc.
List Price
$949,999
Sold Price
$949,999
Current Estimated Value
$1,365,676

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$415,677
Avg. Annual Appreciation
4.32%
Original Mortgage
$626,999
Outstanding Balance
$574,688
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$550,724

Purchase Details

Closed on
Dec 20, 2005
Sold by
Featherston Carol L
Bought by
Hogan Keith R and Hogan Colleen G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
6%
Mortgage Type
Assumption

Purchase Details

Closed on
Dec 13, 2005
Sold by
Featherston Carol L
Bought by
Hogan Keith R and Hogan Colleen G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
6%
Mortgage Type
Assumption

Purchase Details

Closed on
May 30, 2002
Sold by
Dormo Charles C and Dormo Eleanor B
Bought by
Featherston Carol L
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fitzpatrick Suzanna S $949,999 Rgs Title
Hogan Keith R $689,000 --
Hogan Keith R $689,000 --
Featherston Carol L $430,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fitzpatrick Suzanna S $626,999
Previous Owner Hogan Keith R $336,768
Previous Owner Hogan Keith R $357,500
Previous Owner Hogan Keith R $350,000
Previous Owner Hogan Keith R $350,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2021 08/27/21 Sold $949,999 0.0% $417 / Sq Ft
07/10/2021 07/10/21 For Sale $949,999 -- $417 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,613 $897,900 $391,200 $506,700
2024 $9,405 $765,900 $0 $0
2023 $7,848 $633,900 $0 $0
2022 $6,264 $501,900 $340,700 $161,200
2021 $6,304 $501,100 $0 $0
2020 $6,294 $500,300 $0 $0
2019 $6,284 $499,500 $340,700 $158,800
2018 $5,954 $499,500 $340,700 $158,800
2017 $5,911 $499,500 $0 $0
2016 -- $502,400 $0 $0
2015 -- $502,400 $0 $0
2014 -- $502,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2000300

Bright MLS

APN: 18-058111