NOT LISTED FOR SALE

77 Water Cliff Dr Somerset, KY 42503

Estimated Value: $467,000 - $529,096

4 Beds
4 Baths
4,917 Sq Ft
$102/Sq Ft Est. Value

Last Sold September 25, 2024

Last sale price $475,000 $97 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,839/month

97 Days on Market

Highlights

  • Public Water Access
  • Above Ground Pool
  • Deck
  • Home Theater
  • View of Trees or Woods
  • Contemporary Architecture

About This Home

As of September 2024

Welcome to your dream home in the sought after Lake Forest community! This 2 story custom-built brick residence offers the perfect blend of elegance and comfort. Boasting 4 bedrooms and 4 bathrooms, this spacious home spans over 4000 square feet of living space.

Step inside to discover a meticulously designed interior featuring a large eat-in kitchen, perfect for entertaining family and friends. Host memorable dinners in the formal dining room, or retreat to the cozy living room for quiet evenings.

The finished walkout basement which features a home theater & kitchenette provides additional living space and endless possibilities. Outside, you'll find multiple decks surrounding the above-ground pool, ideal for enjoying the sunny days and warm evenings. The expansive privacy fenced backyard offers plenty of room for outdoor activities and gatherings.

Unwind in the huge master suite, complete with a lavish master bath featuring a tiled shower, jacuzzi tub, and a spacious walk-in closet.

Conveniently located within walking distance of the community boat ramp, this home is perfect for water enthusiasts looking to enjoy all that Lake Cumberland has to offer.

Agent/Owner

Last Agent to Sell the Property

Shelly Crowe

CENTURY 21 Advantage Realty License #280697 Listed on: 08/15/2024

CENTURY 21 Advantage Realty

Last Buyer's Agent

Michael Hines

Lake Cumberland Real Estate Professionals License #206380

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,265

Year Built

  • Built in 2004

Lot Details

  • 0.63 Acre Lot
  • Wood Fence
  • Wire Fence

Property Views

  • Woods
  • Neighborhood

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Home Theater Equipment
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Theater
  • Recreation Room
  • Bonus Room
  • Pull Down Stairs to Attic
  • Storm Doors
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms
  • Soaking Tub

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Outdoor Features

  • Above Ground Pool
  • Public Water Access
  • Deck
  • Patio

Schools

  • Oakhill Elementary School
  • Southern Middle School
  • Southwestern High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater
  • Septic Tank

Community Details

  • Woodland Of Lake Forest Subdivision

Listing and Financial Details

  • Assessor Parcel Number 041-5-4-48

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,265

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Contemporary
  • Structure Type: House
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 3025.0
  • Levels: Two
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Fencing:Wood2: Yes
  • Architectural Style:Contemporary: Yes
  • Percent Basement Finished: Yes
  • Other Equipment:Home Theater: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Walk-In Closet(s), Wet Bar
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Finished, Full, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1892.0
  • Door Features: Storm Door(s)
  • LivingArea: 4917.0
  • Lot Size Area: 0.63
  • Other Equipment: Home Theater
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Walk-Out Access: Yes
  • Interior Features:Wet Bar: Yes

Exterior Features

  • Roof: Composition
  • Construction Materials: Brick Veneer
  • Fencing: Wood
  • Foundation Details: Concrete Perimeter
  • List Price: 499000.0
  • Patio And Porch Features: Deck, Patio
  • Pool Features: Above Ground
  • Pool Private: Yes
  • View: Neighborhood, Trees/Woods
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Exterior Features:Storm Door(s): Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Oakhill
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 0.63
  • Lot Size Sq Ft: 27443.0
  • Parcel Number: 041-5-4-48

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2024
Closed on
Sep 25, 2024
Sold by
Fineberg Sueann
Bought by
Green Jason W Living
Seller's Agent
Shelly Crowe
CENTURY 21 Advantage Realty
Buyer's Agent
Michael Hines
Lake Cumberland Real Estate Professionals
List Price
$499,000
Sold Price
$475,000
Premium/Discount to List
-$24,000
-4.81%
Current Estimated Value
$503,774

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,774
Avg. Annual Appreciation
5.39%
Original Mortgage
$401,995
Outstanding Balance
$388,722
Interest Rate
0.61%
Mortgage Type
Construction
Estimated Equity
$115,052

Purchase Details

Closed on
Dec 23, 2015
Bought by
Fineberg Sueann
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Green Jason W Living $475,000 Attorney Only
Fineberg Sueann $250,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Green Jason W Living $401,995
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/25/2024 09/25/24 Sold $475,000 -4.8% $97 / Sq Ft
08/15/2024 08/15/24 For Sale $499,000 +5.1% $101 / Sq Ft
08/08/2024 08/08/24 Off Market $475,000 -- --
08/08/2024 08/08/24 Pending -- -- --
07/18/2024 07/18/24 Price Changed $499,000 -5.7% $101 / Sq Ft
06/30/2024 06/30/24 Price Changed $529,000 -1.9% $108 / Sq Ft
05/27/2024 05/27/24 Price Changed $539,000 -1.8% $110 / Sq Ft
05/02/2024 05/02/24 For Sale $549,000 -- $112 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,265 $475,000 $25,000 $450,000
2024 $2,220 $300,000 $25,000 $275,000
2023 $2,334 $300,000 $25,000 $275,000
2022 $2,367 $300,000 $25,000 $275,000
2021 $2,055 $250,000 $250,000 $0
2020 $2,069 $250,000 $250,000 $0
2019 $2,138 $250,000 $250,000 $0
2018 $2,104 $250,000 $250,000 $0
2017 $2,063 $250,000 $250,000 $0
2016 $2,063 $250,000 $250,000 $0
2015 $1,976 $245,000 $245,000 $0
2014 $1,531 $195,000 $195,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 24008526

ImagineMLS (Bluegrass REALTORS®)

APN: 041-5-4-48