772 Terrace Ct Unit 772 Elgin, IL 60120
Bluff City NeighborhoodEstimated Value: $148,000 - $184,000
            
                2
                Beds
            
            
            
                --
                Bath
            
            
            
                1,127
                Sq Ft
            
            
                
                    $147/Sq Ft
                    Est. Value
                
                
        
    
    
About This Home
This home is located at 772 Terrace Ct Unit 772, Elgin, IL 60120 and is currently estimated at $165,142, approximately $146 per square foot. 772 Terrace Ct Unit 772 is a home located in Cook County with nearby schools including Lords Park Elementary School, Ellis Middle School, and Elgin High School.
Ownership History
                Date
                Name
                Owned For
                Owner Type
            
                    Purchase Details
                Closed on
            
            
                Jun 1, 2022
            
        
                Sold by
            
            
                Rounds Madison L
            
        
                Bought by
            
            
                Schimka Ramona
            
        
                            Current Estimated Value
                        
                        
                    Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $100,000
            
        
                Outstanding Balance
            
            
                $95,008
            
        
                Interest Rate
            
            
                5.1%
            
        
                Mortgage Type
            
            
                New Conventional
            
        
                Estimated Equity
            
            
                $70,134
            
        Purchase Details
                Closed on
            
            
                Apr 29, 2020
            
        
                Sold by
            
            
                Ramirez Santos Bautista
            
        
                Bought by
            
            
                Rounds Madison L
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $88,200
            
        
                Interest Rate
            
            
                3%
            
        
                Mortgage Type
            
            
                New Conventional
            
        Purchase Details
                Closed on
            
            
                Apr 8, 2015
            
        
                Sold by
            
            
                Secretary Of Housing & Urban Development
            
        
                Bought by
            
            
                Ramirez Santos Bautista
            
        Purchase Details
                Closed on
            
            
                Dec 16, 2014
            
        
                Sold by
            
            
                Fifth Third Mortgage Company
            
        
                Bought by
            
            
                The Secretary Of Housing & Urban Develop
            
        Purchase Details
                Closed on
            
            
                Oct 30, 2014
            
        
                Sold by
            
            
                Ostrowski Jennifer
            
        
                Bought by
            
            
                Fifth Third Mortgage Company
            
        Purchase Details
                Closed on
            
            
                Sep 15, 2005
            
        
                Sold by
            
            
                Advantage Financial Partners Llc
            
        
                Bought by
            
            
                Ostrowski Jennifer
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $107,825
            
        
                Interest Rate
            
            
                5.8%
            
        
                Mortgage Type
            
            
                FHA
            
        Purchase Details
                Closed on
            
            
                Sep 9, 2005
            
        
                Sold by
            
            
                Feery Bryan J and Feery Kathy
            
        
                Bought by
            
            
                Advantage Financial Partners Llc
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $107,825
            
        
                Interest Rate
            
            
                5.8%
            
        
                Mortgage Type
            
            
                FHA
            
        Purchase Details
                Closed on
            
            
                Oct 27, 2004
            
        
                Sold by
            
            
                Advantage Financial Partners Llc
            
        
                Bought by
            
            
                Feery Bryan J and Feery Kathy Ann
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $88,000
            
        
                Interest Rate
            
            
                5.8%
            
        
                Mortgage Type
            
            
                Unknown
            
        Purchase Details
                Closed on
            
            
                Sep 30, 2004
            
        
                Sold by
            
            
                Insisiengmay Sisavath and Insisiengmay Prayom
            
        
                Bought by
            
            
                Advantage Financial Partners Llc
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $88,000
            
        
                Interest Rate
            
            
                5.8%
            
        
                Mortgage Type
            
            
                Unknown
            
        Purchase Details
                Closed on
            
            
                Apr 24, 1995
            
        
                Sold by
            
            
                Wechter John and Wechter Heather
            
        
                Bought by
            
            
                Insisiengmay Sisavath and Insisiengmay Prayom
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $60,200
            
        
                Interest Rate
            
            
                8.43%
            
        
                Mortgage Type
            
            
                FHA
            
        Purchase Details
                Closed on
            
            
                May 3, 1994
            
        
                Sold by
            
            
                Hill Patricia C and Hill James H
            
        
                Bought by
            
            
                Wechter John and Wechter Heather
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $51,600
            
        
                Interest Rate
            
            
                7.84%
            
        
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        Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company | 
|---|---|---|---|
| Schimka Ramona | $125,000 | None Listed On Document | |
| Rounds Madison L | $98,000 | Proper Title Llc | |
| Ramirez Santos Bautista | -- | Fidelity National Title | |
| The Secretary Of Housing & Urban Develop | -- | Premier Title | |
| Fifth Third Mortgage Company | -- | Premier Title | |
| Ostrowski Jennifer | $113,500 | Chicago Title Insurance Comp | |
| Advantage Financial Partners Llc | -- | St | |
| Feery Bryan J | $88,000 | Plm Title Company | |
| Advantage Financial Partners Llc | $94,000 | Plm Title Company | |
| Insisiengmay Sisavath | $62,000 | Attorneys Title Guaranty Fun | |
| Wechter John | $58,000 | Intercounty Title | 
                Source: Public Records
                    
            
        Mortgage History
| Date | Status | Borrower | Loan Amount | 
|---|---|---|---|
| Open | Schimka Ramona | $100,000 | |
| Previous Owner | Rounds Madison L | $88,200 | |
| Previous Owner | Ostrowski Jennifer | $107,825 | |
| Previous Owner | Feery Bryan J | $88,000 | |
| Previous Owner | Advantage Financial Partners Llc | $2,000,000 | |
| Previous Owner | Insisiengmay Sisavath | $60,200 | |
| Previous Owner | Wechter John | $51,600 | 
                Source: Public Records
                    
            
        Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement | 
|---|---|---|---|---|
| 2024 | $2,428 | $11,750 | $1,369 | $10,381 | 
| 2023 | $3,287 | $11,750 | $1,369 | $10,381 | 
| 2022 | $3,287 | $11,750 | $1,369 | $10,381 | 
| 2021 | $2,022 | $5,869 | $969 | $4,900 | 
| 2020 | $947 | $5,869 | $969 | $4,900 | 
| 2019 | $969 | $6,591 | $969 | $5,622 | 
| 2018 | $109 | $3,756 | $855 | $2,901 | 
| 2017 | $129 | $3,756 | $855 | $2,901 | 
| 2016 | $401 | $3,756 | $855 | $2,901 | 
| 2015 | $1,049 | $5,608 | $798 | $4,810 | 
| 2014 | $1,034 | $5,608 | $798 | $4,810 | 
| 2013 | -- | $5,608 | $798 | $4,810 | 
                Source: Public Records
                    
            
        Map
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