NOT LISTED FOR SALE

772 Terrace Ct Unit 772 Elgin, IL 60120

Bluff City Neighborhood

Estimated Value: $148,000 - $184,000

2 Beds
-- Bath
1,127 Sq Ft
$147/Sq Ft Est. Value

About This Home

This home is located at 772 Terrace Ct Unit 772, Elgin, IL 60120 and is currently estimated at $165,142, approximately $146 per square foot. 772 Terrace Ct Unit 772 is a home located in Cook County with nearby schools including Lords Park Elementary School, Ellis Middle School, and Elgin High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 1, 2022
Sold by
Rounds Madison L
Bought by
Schimka Ramona
Current Estimated Value
$165,142

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Outstanding Balance
$95,008
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$70,134

Purchase Details

Closed on
Apr 29, 2020
Sold by
Ramirez Santos Bautista
Bought by
Rounds Madison L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,200
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 8, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Ramirez Santos Bautista

Purchase Details

Closed on
Dec 16, 2014
Sold by
Fifth Third Mortgage Company
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Oct 30, 2014
Sold by
Ostrowski Jennifer
Bought by
Fifth Third Mortgage Company

Purchase Details

Closed on
Sep 15, 2005
Sold by
Advantage Financial Partners Llc
Bought by
Ostrowski Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,825
Interest Rate
5.8%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 9, 2005
Sold by
Feery Bryan J and Feery Kathy
Bought by
Advantage Financial Partners Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,825
Interest Rate
5.8%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 27, 2004
Sold by
Advantage Financial Partners Llc
Bought by
Feery Bryan J and Feery Kathy Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.8%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 30, 2004
Sold by
Insisiengmay Sisavath and Insisiengmay Prayom
Bought by
Advantage Financial Partners Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.8%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 24, 1995
Sold by
Wechter John and Wechter Heather
Bought by
Insisiengmay Sisavath and Insisiengmay Prayom

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,200
Interest Rate
8.43%
Mortgage Type
FHA

Purchase Details

Closed on
May 3, 1994
Sold by
Hill Patricia C and Hill James H
Bought by
Wechter John and Wechter Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,600
Interest Rate
7.84%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schimka Ramona $125,000 None Listed On Document
Rounds Madison L $98,000 Proper Title Llc
Ramirez Santos Bautista -- Fidelity National Title
The Secretary Of Housing & Urban Develop -- Premier Title
Fifth Third Mortgage Company -- Premier Title
Ostrowski Jennifer $113,500 Chicago Title Insurance Comp
Advantage Financial Partners Llc -- St
Feery Bryan J $88,000 Plm Title Company
Advantage Financial Partners Llc $94,000 Plm Title Company
Insisiengmay Sisavath $62,000 Attorneys Title Guaranty Fun
Wechter John $58,000 Intercounty Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schimka Ramona $100,000
Previous Owner Rounds Madison L $88,200
Previous Owner Ostrowski Jennifer $107,825
Previous Owner Feery Bryan J $88,000
Previous Owner Advantage Financial Partners Llc $2,000,000
Previous Owner Insisiengmay Sisavath $60,200
Previous Owner Wechter John $51,600
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,428 $11,750 $1,369 $10,381
2023 $3,287 $11,750 $1,369 $10,381
2022 $3,287 $11,750 $1,369 $10,381
2021 $2,022 $5,869 $969 $4,900
2020 $947 $5,869 $969 $4,900
2019 $969 $6,591 $969 $5,622
2018 $109 $3,756 $855 $2,901
2017 $129 $3,756 $855 $2,901
2016 $401 $3,756 $855 $2,901
2015 $1,049 $5,608 $798 $4,810
2014 $1,034 $5,608 $798 $4,810
2013 -- $5,608 $798 $4,810
Source: Public Records

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