Seller's Agent in 2022
Bob Wisdom
RE/MAX
(847) 695-8348
16 in this area
664 Total Sales
772 Terrace Ct Unit L Elgin, IL 60120
Bluff City NeighborhoodEstimated Value: $148,000 - $184,000
2
Beds
1
Bath
872
Sq Ft
$260/mo
HOA Fee
Highlights
- Deck
- Bathroom on Main Level
- Combination Dining and Living Room
- Resident Manager or Management On Site
- Forced Air Heating System
- Dogs and Cats Allowed
About This Home
As of June 2022Hurry! Priced to sell! Hard to find anything available in this price range and in good condition! Quick access to I-90 and train station for commuters! Plenty of parking! Enclosed common entrance! Bright and open spacious living room with sliding glass door to private deck and Lords Park Lagoon! Very functional galley style kitchen with plenty of counter space, painted cabinetry, tile flooring and backsplash and all appliances stay! Gracious size master bedroom with sliding glass doors to the deck! 2nd bedroom perfect for office or bedroom! Full bath with direct access into utility room and your own in-unit laundry! No work needed here! Begin home ownership today!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $947
Year Built
- Built in 1987
Lot Details
- 0.95
HOA Fees
- $260 Monthly HOA Fees
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 872 Sq Ft Home
- 1-Story Property
- Combination Dining and Living Room
- Crawl Space
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Parking Spaces
- Driveway
- Uncovered Parking
- Parking Included in Price
- Unassigned Parking
Outdoor Features
- Deck
Utilities
- One Cooling System Mounted To A Wall/Window
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include parking, insurance, exterior maintenance, lawn care, scavenger, snow removal
- 8 Units
- Association Phone (630) 554-6900
- Park Terrace Condos Subdivision
- Property managed by Park Terrace Condo Asso
Pet Policy
- Dogs and Cats Allowed
Additional Features
- Common Area
- Resident Manager or Management On Site
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2022
Closed on
Jun 1, 2022
Sold by
Rounds Madison L
Bought by
Schimka Ramona
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Kirsten Keller
Annette C Panzek LTD
List Price
$119,900
Sold Price
$125,000
Premium/Discount to List
$5,100
4.25%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,142
Avg. Annual Appreciation
8.51%
Original Mortgage
$100,000
Outstanding Balance
$95,008
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$70,134
Purchase Details
Listed on
Mar 11, 2020
Closed on
Apr 29, 2020
Sold by
Ramirez Santos Bautista
Bought by
Rounds Madison L
Seller's Agent
Beverly Callison
Redfin Corporation
Buyer's Agent
Steven Johnson
Coldwell Banker Realty
List Price
$103,999
Sold Price
$98,000
Premium/Discount to List
-$5,999
-5.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.29%
Original Mortgage
$88,200
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 10, 2015
Closed on
Apr 8, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Ramirez Santos Bautista
Seller's Agent
Christian Chase
Chase Real Estate LLC
Buyer's Agent
Beverly Callison
Grandview Realty LLC
List Price
$53,000
Sold Price
$45,000
Premium/Discount to List
-$8,000
-15.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.63%
Purchase Details
Closed on
Dec 16, 2014
Sold by
Fifth Third Mortgage Company
Bought by
The Secretary Of Housing & Urban Develop
Purchase Details
Closed on
Oct 30, 2014
Sold by
Ostrowski Jennifer
Bought by
Fifth Third Mortgage Company
Purchase Details
Closed on
Sep 15, 2005
Sold by
Advantage Financial Partners Llc
Bought by
Ostrowski Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,825
Interest Rate
5.8%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 9, 2005
Sold by
Feery Bryan J and Feery Kathy
Bought by
Advantage Financial Partners Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,825
Interest Rate
5.8%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 27, 2004
Sold by
Advantage Financial Partners Llc
Bought by
Feery Bryan J and Feery Kathy Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.8%
Mortgage Type
Unknown
Purchase Details
Closed on
Sep 30, 2004
Sold by
Insisiengmay Sisavath and Insisiengmay Prayom
Bought by
Advantage Financial Partners Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.8%
Mortgage Type
Unknown
Purchase Details
Closed on
Apr 24, 1995
Sold by
Wechter John and Wechter Heather
Bought by
Insisiengmay Sisavath and Insisiengmay Prayom
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,200
Interest Rate
8.43%
Mortgage Type
FHA
Purchase Details
Closed on
May 3, 1994
Sold by
Hill Patricia C and Hill James H
Bought by
Wechter John and Wechter Heather
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,600
Interest Rate
7.84%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Schimka Ramona | $125,000 | None Listed On Document | |
| Rounds Madison L | $98,000 | Proper Title Llc | |
| Ramirez Santos Bautista | -- | Fidelity National Title | |
| The Secretary Of Housing & Urban Develop | -- | Premier Title | |
| Fifth Third Mortgage Company | -- | Premier Title | |
| Ostrowski Jennifer | $113,500 | Chicago Title Insurance Comp | |
| Advantage Financial Partners Llc | -- | St | |
| Feery Bryan J | $88,000 | Plm Title Company | |
| Advantage Financial Partners Llc | $94,000 | Plm Title Company | |
| Insisiengmay Sisavath | $62,000 | Attorneys Title Guaranty Fun | |
| Wechter John | $58,000 | Intercounty Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Schimka Ramona | $100,000 | |
| Previous Owner | Rounds Madison L | $88,200 | |
| Previous Owner | Ostrowski Jennifer | $107,825 | |
| Previous Owner | Feery Bryan J | $88,000 | |
| Previous Owner | Advantage Financial Partners Llc | $2,000,000 | |
| Previous Owner | Insisiengmay Sisavath | $60,200 | |
| Previous Owner | Wechter John | $51,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/03/2022 06/03/22 | Sold | $125,000 | +4.3% | $143 / Sq Ft | |
| 05/05/2022 05/05/22 | Pending | -- | -- | -- | |
| 05/03/2022 05/03/22 | For Sale | $119,900 | +22.3% | $138 / Sq Ft | |
| 04/29/2020 04/29/20 | Sold | $98,000 | -5.8% | $112 / Sq Ft | View Prior Sale |
| 03/24/2020 03/24/20 | Pending | -- | -- | -- | |
| 03/11/2020 03/11/20 | For Sale | $103,999 | +131.1% | $119 / Sq Ft | |
| 04/10/2015 04/10/15 | Sold | $45,000 | -15.1% | $52 / Sq Ft | View Prior Sale |
| 02/23/2015 02/23/15 | Pending | -- | -- | -- | |
| 02/10/2015 02/10/15 | For Sale | $53,000 | -- | $61 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,428 | $11,750 | $1,369 | $10,381 |
| 2023 | $3,287 | $11,750 | $1,369 | $10,381 |
| 2022 | $3,287 | $11,750 | $1,369 | $10,381 |
| 2021 | $2,022 | $5,869 | $969 | $4,900 |
| 2020 | $947 | $5,869 | $969 | $4,900 |
| 2019 | $969 | $6,591 | $969 | $5,622 |
| 2018 | $109 | $3,756 | $855 | $2,901 |
| 2017 | $129 | $3,756 | $855 | $2,901 |
| 2016 | $401 | $3,756 | $855 | $2,901 |
| 2015 | $1,049 | $5,608 | $798 | $4,810 |
| 2014 | $1,034 | $5,608 | $798 | $4,810 |
| 2013 | -- | $5,608 | $798 | $4,810 |
Source: Public Records
Agents Affiliated with this Home
-
Bob Wisdom
-
Kirsten Keller
Buyer's Agent in 2022
Kirsten Keller
Annette C Panzek LTD
(630) 880-4550
1 in this area
32 Total Sales
-
Beverly Callison
B
Seller's Agent in 2020
Beverly Callison
Redfin Corporation
-
Kevin Callison
Seller Co-Listing Agent in 2020
Kevin Callison
Grandview Realty LLC
(630) 327-5209
35 Total Sales
-
Steven Johnson
Buyer's Agent in 2020
Steven Johnson
Coldwell Banker Realty
(847) 525-6121
113 Total Sales
-
Christian Chase
Seller's Agent in 2015
Christian Chase
Chase Real Estate LLC
(630) 527-0095
394 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11392371
APN: 06-18-300-079-1011
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