78 Ruarks Ln Deltaville, VA 23043
3
Beds
2.5
Baths
3,219
Sq Ft
3.1
Acres
Highlights
- Docks
- Access to Tidal Water
- Craftsman Architecture
- Home fronts navigable water
- Bay View
- Deck
About This Home
As of June 2025Wonderful water views abound from this Craftsman style home on Fishing Bay of the Piankatank River, with a private dock & wide sand beach. The 3+ acre lot also borders Jackson Creek! The custom +-3219 SF home has hardwood floors, stainless steel appliances, bespoke kitchen with a casual dining area, and a generous Great Room with brick fireplace, cathedral ceilings & built in bookcases. Covered and screen porches have fabulous Fishing Bay views, overlooking the paving stone patio with a fire pit. Open the plantation shutters in the First Floor owners suite with walk-in shower and bathroom looks over Fishing Bay. The upstairs Loft looks onto the Great Room and leads to bedrooms 2 & 3, both with water views. A +-1380 SF 4 car garage (2 oversize doors for trucks & boats) provides ample room for cars and storage. This property is rare and very special.
Last Buyer's Agent
Non-Member Selling Agent
Non-Member Selling Firm
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,292
Year Built
- Built in 2007
Lot Details
- 3.1 Acre Lot
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- River Front
- Wooded Lot
Property Views
- Bay
- River
Home Design
- Craftsman Architecture
- Slab Foundation
- Composition Roof
- Shingle Siding
Interior Spaces
- 3,219 Sq Ft Home
- 2-Story Property
- Bar
- Cathedral Ceiling
- Ceiling Fan
- Propane Fireplace
- Window Treatments
- Entrance Foyer
- Home Office
- Loft
- Screened Porch
- Crawl Space
- Attic Fan
- Home Security System
Kitchen
- Gas Range
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Parking
- 3 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
Accessible Home Design
- Standby Generator
Outdoor Features
- Access to Tidal Water
- Docks
- Deck
- Patio
Schools
- Middlesex Elementary School
- St. Clare Walker Middle School
- Middlesex High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heat Pump System
- Heating System Uses Gas
- Electric Water Heater
- Septic System
Community Details
- No Home Owners Association
- All Others Area 125 Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2025
Closed on
May 16, 2025
Sold by
Strotmeyer Charlotte R
Bought by
Poling Ralph Jay and Poling Tracy F
Seller's Agent
Bobby Hornsby
Hornsby Real Estate Co.
Buyer's Agent
Non-Member Selling Agent
Non-Member Selling Firm
List Price
$1,695,000
Sold Price
$1,495,000
Premium/Discount to List
-$200,000
-11.8%
Views
185
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$133,715
Avg. Annual Appreciation
-49.78%
Original Mortgage
$1,121,250
Outstanding Balance
$1,120,161
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$218,826
Similar Homes in Deltaville, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,495,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,121,250 | New Conventional | |
| Previous Owner | $300,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/09/2025 06/09/25 | Sold | $1,495,000 | 0.0% | $464 / Sq Ft |
| 03/31/2025 03/31/25 | Pending | -- | -- | -- |
| 03/31/2025 03/31/25 | Price Changed | $1,495,000 | -11.8% | $464 / Sq Ft |
| 02/05/2025 02/05/25 | For Sale | $1,695,000 | -- | $527 / Sq Ft |
Source: Real Estate Information Network (REIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,292 | $867,500 | $467,000 | $400,500 |
| 2023 | $5,292 | $867,500 | $467,000 | $400,500 |
| 2022 | $5,292 | $867,500 | $467,000 | $400,500 |
| 2021 | $4,791 | $772,800 | $462,500 | $310,300 |
| 2020 | $4,791 | $772,800 | $462,500 | $310,300 |
| 2019 | $4,791 | $772,800 | $462,500 | $310,300 |
| 2018 | $4,328 | $772,800 | $462,500 | $310,300 |
| 2017 | $4,328 | $772,800 | $462,500 | $310,300 |
| 2016 | $3,963 | $747,700 | $461,000 | $286,700 |
| 2015 | -- | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Bobby Hornsby
Hornsby Real Estate Co.
(757) 879-4021
61 Total Sales
-
N
Buyer's Agent in 2025
Non-Member Selling Agent
Non-Member Selling Firm
Map
Source: Real Estate Information Network (REIN)
MLS Number: 10569012
APN: 40-50-B1
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The listings data displayed on this medium comes in part from the Real Estate Information Network, Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.
Copyright 2025 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
REIN updates its listings on a daily basis.
Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.
Some or all of the listings (or listings Data) represented in this application have been enhanced with Data not provided by REIN. The enhancements are as follows: mapping, demographics, and economics. The source of these enhancements are: GreatSchools, CoStar, Google, Walk Score, How Loud, Collateral Analytics, Black Knight, First American, and Quantarium.
This application does not include information on all of the properties available for sale at this time.
Nearby Homes
- 318 Paradise Ln
- 791 Stove Point Rd
- 26 Tupelo St
- 16527 General Puller Hwy
- 134 Dove Haven
- 330 Jackson Farm Ln
- 16445 General Puller Hwy
- 117 Lark Dr
- 257 Horseshoe Bend Rd
- 253 Old Camp Ln
- 4.6 Bland Point Rd
- 138 Delta Dr
- 0 Seabreeze Ln
- 00 Robins Point Ave
- 251 Apache Dr
- 00 Apache Dr
- 128 Robins Point Ave
- 00 Providence Rd
- 330 Chesapeake Watch Rd Unit 10B
- 124 Montgomery Cove Rd