$179,000

78 Spruce St Schenectady, NY 12304

Estimated payment $1,180/month

Total Views 1,488
2 Beds
1 Bath
684 Sq Ft
$262 Price per Sq Ft

Highlights

  • Popular Property
  • Ranch Style House
  • No HOA
  • Private Lot
  • 1 Fireplace
  • Storm Windows

About This Home

Presenting a comfortable and cozy single-family home in the heart of Schenectady. This well-maintained residence features 2 bedrooms and 1 bathroom, with an updated kitchen, modernized bath, and improved driveway. Ideally located within close proximity to State Street, public transportation, local shopping, restaurants, and Central Park, it offers convenient urban access with neighborhood charm. Schedule a private showing to learn more or to arrange a visit.

Listing Agent

Moonrani Gumani

Miranda Real Estate Group Inc License #10401352209 Listed on: 09/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,808

Year Built

  • Built in 1905

Lot Details

  • 3,485 Sq Ft Lot
  • Wire Fence
  • Private Lot
  • Level Lot
  • Cleared Lot

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Brick Foundation
  • Combination Foundation
  • Shingle Roof
  • Block Exterior
  • Asphalt

Interior Spaces

  • 684 Sq Ft Home
  • 1 Fireplace
  • Blinds
  • Living Room
  • Vinyl Flooring
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • ENERGY STAR Qualified Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom
  • Ceramic Tile in Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Home Security

  • Storm Windows
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 1 Parking Space
  • Off-Street Parking

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 24.000 / 6
  • Assessor Parcel Number 421500 49.68-6-24

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,808

Year Built

Built in 1905

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1905
  • Directions: Central Park Rd to Spruce St.
  • Above Grade Finished Sq Ft: 684.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 2151.93
  • General Taxes Description: Actual
  • Financial Details School Taxes: 656.55
  • School Taxes Description: Actual
  • Lot Size Acres: 0.08
  • New Construction: No
  • Parking Features Parking Total: 1.0
  • Full Bathroom Level: First
  • Appliances Refrigerators: Yes
  • Laundry Features:Washer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Vinyl: Yes
  • Laundry Features:In Basement: Yes
  • Electric:Circuit Breakers: Yes
  • Fencing:Wire: Yes
  • Foundation Details:BrickMortar: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Full, Unfinished
  • Interior Amenities: Ceramic Tile Bath
  • Appliances: Electric Oven, ENERGY STAR Qualified Appliances, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Fireplaces: 1
  • Living Area: 684.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Storm Window(s), Blinds
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: Yes
  • Full Basement: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Hatch: Yes
  • Kitchen Features:Semi-Modern Kitchen: Yes
  • Appliances:ENERGY STAR Qualified Appliances: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Other
  • Roof: Shingle, Asphalt
  • Construction Type: Block, Brick, Drywall
  • Fencing: Wire
  • Foundation Details: Brick/Mortar, Combination
  • Waterfront: No
  • Construction Materials:Drywall: Yes
  • Lot Features:Private: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Other58: Yes
  • Construction Materials:Brick: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Cleared: Yes
  • Window Features:Storm Window(s): Yes
  • Construction Materials:Block: Yes
  • Door Features:Storm Door(s)2: Yes

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Radiant
  • Laundry Features: In Basement, Washer Hookup
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Private, Cleared
  • Parcel #: 421500 49.68-6-24
  • Lot Size Sq Ft: 3484.8

Tax Info

  • Tax Annual Amount: 2808.48
  • Tax Block: 6
  • Tax Lot: 24.000
  • Tax Tract: 49.68

MLS Schools

  • HighSchool: Schenectady

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,195 $57,100 $8,600 $48,500
2023 $3,195 $57,100 $8,600 $48,500
2022 $3,123 $57,100 $8,600 $48,500
2021 $3,100 $57,100 $8,600 $48,500
2020 $3,047 $57,100 $8,600 $48,500
2019 $1,864 $57,100 $8,600 $48,500
2018 $3,076 $57,100 $8,600 $48,500
2017 $2,705 $57,100 $8,600 $48,500
2016 $3,149 $57,100 $8,600 $48,500
2015 -- $57,100 $8,600 $48,500
2014 -- $57,100 $8,600 $48,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2025 09/16/25 For Sale $179,000 -- $262 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $85,500 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $182,352 New Conventional
Source: Public Records

Source: Global MLS

MLS Number: 202525910

Global MLS

APN: 049-068-0006-024-000-0000

New York Schenectady County Schenectady 12304

78 Spruce St, Schenectady, NY

This home is located at 78 Spruce St, Schenectady, NY 12304 and is currently priced at $179,000, approximately $261 per square foot. This property was built in 1905. 78 Spruce St is a home located in Schenectady County with nearby schools including Paige Elementary School, Central Park Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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Moonrani Gumani
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Moonrani Gumani
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Miranda Real Estate Group Inc
(518) 806-7952