$770,000
SOLD NOV 5, 2013

781 Binnacle Point Dr Longboat Key, FL 34228

3 Beds
2.5 Baths
2,248 Sq Ft
0.38 Acres

Recently Sold

$343 Per Sq Ft

9% Below List Price

120 Days on Market

Highlights

  • Property fronts an intracoastal waterway
  • Screened Pool
  • Deck
  • Anna Maria Elementary School Rated A-
  • Open Floorplan
  • Ranch Style House

About This Home

As of April 2022

This charming and updated home in the waterfront community of Emerald Harbor Bayside is about Mid-Longboat Key with quick access to St. Armands Circle and Anna Maria Island. This Bayside community is one of Longboat Key's finest neighborhoods located on one of the widest canals with deep waters. One of the best boating waters around, perfect for a large yacht to sailboats to kayaks. Direct access to bay, no bridges. This three bedroom, 2 1/2 bath home has a terrific split and open floor plan which alsohas a family room off the kitchen. Almost all of the rooms in the home have Canal and pool views. Boat dock to tie up your boat or have a boatlift built to the size you need. Lot size is a little over a 1/4 of an acre. Master bedroom suite with newly renovated bath, dual sinks and a walk-in shower. In 2008 the home was remodeled- New Roof, painting of interior & exterior, New screened in Cage for the pool, new carpet & tile, Stove, Refig., washer, dryer, curtain & blinds, new solar panels for pool heating, new master bathroom, A/C condenser just to name a few items that were done. Deeded Private Beach Access, just straight across from the entrance of Emerald Harbor. Don't miss this home. Only one on the market in this community. Being sold as is.

Last Agent to Sell the Property

Vicki Lonborg

License #3017680 Listed on: 05/12/2013

Last Buyer's Agent

Cheryl Roberts

MICHAEL SAUNDERS & COMPANY License #473898

MICHAEL SAUNDERS & COMPANY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,184

Year Built

  • Built in 1976

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 100.0x165.0
  • Property fronts an intracoastal waterway
  • Property fronts a saltwater canal
  • Street terminates at a dead end
  • South Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Irrigation
  • Landscaped with Trees
  • Property is zoned R4SF

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Circular Driveway

Property Views

  • Intracoastal
  • Canal

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,248 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • L-Shaped Dining Room
  • Inside Utility

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Pool

  • Screened Pool
  • Heated Pool
  • Spa
  • Fence Around Pool
  • Solar Heated Pool

Outdoor Features

  • Access To Intracoastal Waterway
  • Sailboat Water Access
  • No Fixed Bridges
  • Access to Saltwater Canal
  • Seawall
  • Deck
  • Enclosed Patio or Porch

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Emerald Harbor Community
  • Emerald Harbor Unit 2 Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

  • Tax Lot 105
  • Assessor Parcel Number 7891000007

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,184

Year Built

Built in 1976

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2248
  • Lot Size Acres: 0.38
  • New Construction: No
  • Year Built: 1976
  • Building Area Total: 3258
  • Lot Size Sq Ft: 16500
  • Directions to Property: Go to Longboat Key on Gulf of Mexico Dr. to Emerald Harbor Subdivision then go to Binnacle Point Dr to home.
  • Status: Sold
  • Homestead Y N: No
  • Total Acreage: 1/4 to less than 1/2
  • Home Warranty Y N: No
  • Subdivision Num: 7886900
  • Ratio: Close Price\List Price: 0.90695
  • Price per Sq Ft: 342.53
  • Close to Original List Price Ratio: 0.90695
  • Ratio: Current Price\Building Area Total: 236.34
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2012
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), L Dining, Open Floorplan, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: Yes
  • Window Features: Blinds
  • Street Number Modifier: 781
  • Room Count: 7
  • Additional Rooms: Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Pool Features: Heated, Screen Enclosure, Solar Heat
  • Exterior Features: Irrigation System
  • Roof: Shingle
  • Pool Private: Yes
  • Road Frontage Type: Street Dead-End
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Patio, Porch, Screened
  • Water View: Canal, Intracoastal Waterway
  • Water Access: Canal - Saltwater, Intracoastal Waterway
  • Water Extras: Bridges - No Fixed Bridges, Sailboat Water, Seawall - Concrete
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Disclosures: Lead Paint, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Waterfront Complex
  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 500
  • Total Monthly Fees: 41.67

Lot Info

  • Zoning: R4SF
  • Parcel Number: 7891000007
  • Additional Parcels: No
  • Lot Features: CoastalConstruction Control Line, FloodZone, Oversized Lot
  • Lot Dimensions: 100.0X165.0
  • Millage Rate: 16.53
  • Flood Zone Code: AE
  • Future Land Use: 0100
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Expected Lease Date: 2013-11-05T05:00:00.000Z

Tax Info

  • Tax Annual Amount: 9184
  • Tax Book Number: 0012/0041
  • Tax Lot: 105

Multi Family

  • Waterfront Features: Canal - Saltwater, Intracoastal Waterway

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2013
Closed on
Oct 30, 2013
Sold by
Coughlan Barry R and Coughlan Philomena
Bought by
Speers Preston C and Speers Merrillanne S
Seller's Agent
Vicki Lonborg
Buyer's Agent
Cheryl Roberts
MICHAEL SAUNDERS & COMPANY
List Price
$849,000
Sold Price
$770,000
Premium/Discount to List
-$79,000
-9.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.61%
Original Mortgage
$616,000
Outstanding Balance
$169,212
Interest Rate
4.33%
Mortgage Type
New Conventional
Estimated Equity
$2,365,555

Purchase Details

Closed on
May 20, 1998
Sold by
Smith Burdette C and Smith Flor M
Bought by
Coughlan Barry R and Coughlan Philomena
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $770,000 Attorney
Warranty Deed $365,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $616,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Pending -- -- --
07/07/2025 07/07/25 Price Changed $2,585,000 -1.5% $1,139 / Sq Ft
04/22/2025 04/22/25 Price Changed $2,625,000 -2.2% $1,157 / Sq Ft
04/08/2025 04/08/25 For Sale $2,685,000 -0.6% $1,183 / Sq Ft
04/22/2022 04/22/22 Sold $2,700,000 -1.8% $1,190 / Sq Ft
03/22/2022 03/22/22 Pending -- -- --
03/18/2022 03/18/22 For Sale $2,750,000 +257.1% $1,212 / Sq Ft
11/05/2013 11/05/13 Sold $770,000 -9.3% $343 / Sq Ft
09/10/2013 09/10/13 Pending -- -- --
05/12/2013 05/12/13 For Sale $849,000 -- $378 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $25,459 $1,634,191 $616,250 $1,017,941
2024 $25,459 $1,751,707 $616,250 $1,135,457
2023 $26,288 $1,766,276 $616,250 $1,150,026
2022 $11,880 $808,994 $0 $0
2021 $11,557 $785,431 $0 $0
2020 $11,972 $774,587 $425,000 $349,587
2019 $11,860 $763,347 $0 $0
2018 $11,276 $718,420 $0 $0
2017 $10,186 $681,479 $0 $0
2016 $10,188 $667,462 $0 $0
2015 $10,383 $662,822 $0 $0
2014 $10,383 $657,562 $0 $0
2013 $9,942 $595,836 $395,800 $200,036
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A3978100

Stellar MLS

APN: 78910-0000-7