NOT LISTED FOR SALE

781 Cedar Trace Cir Hernando, MS 38632

Estimated Value: $300,000 - $356,000

4 Beds
2 Baths
1,864 Sq Ft
$178/Sq Ft Est. Value

Sale Details

Date Sold: December 1, 2025

Current estimated payment $1,961 / mo

1 Day on Market

Highlights

  • Waterfront
  • Community Lake
  • Hiking Trails
  • Oak Grove Central Elementary School Rated A
  • Quartz Countertops
  • Rear Porch

About This Home

As of December 2025

✨ Fully Renovated & Move-In Ready! This gorgeous 4-bedroom, 2-bath home with an office has been completely transformed from top to bottom. Enjoy **lake views from the front bedrooms**, a **brand-new roof & gutters**, **new HVAC unit**, and **fresh paint throughout**. The kitchen features **quartz countertops**, a **composite sink**, **new faucets**, and beautiful **accent details** throughout. Bathrooms have been upgraded with **new vanities, mirrors, and fixtures**. Every closet features **custom wood shelving**, and the home shines with **all-new light fixtures** and **luxury LVP flooring**. Steps from the lake—this home perfectly blends comfort, quality, and modern style!

Last Agent to Sell the Property

Destin Westmoreland

Local Agency Realty Group License #S-56130 Listed on: 11/18/2025

Last Buyer's Agent

Destin Westmoreland

Local Agency Realty Group License #S-56130 Listed on: 11/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,486

Year Built

  • Built in 2003

Lot Details

  • 8,276 Sq Ft Lot
  • Waterfront
  • Fenced

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Siding

Interior Spaces

  • 1,864 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Double Pane Windows
  • Craft Room
  • Luxury Vinyl Tile Flooring
  • Pull Down Stairs to Attic
  • Storm Doors
  • Laundry Room
  • Property Views

Kitchen

  • Electric Cooktop
  • Kitchen Island
  • Quartz Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Rear Porch

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Central Air
  • Heating Available

Listing and Financial Details

  • Assessor Parcel Number 3073071600008900

Community Details

Overview

  • Association fees include ground maintenance
  • Lakes Of Cedar Grove Subdivision
  • Community Lake

Recreation

  • Community Playground
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,486

Year Built

Built in 2003

Lot Details

8,276 Sq Ft Lot

HOA Fees

$29 per month

Parking

2

Listing Details

  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2003
  • Lot Size Acres: 0.19
  • Subdivision Name: Lakes Of Cedar Grove
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 185.09
  • Covenants And Restrictions: Homeowner Association
  • Special Purpose Rooms: Craft Room
  • Special Features: VirtualTour

Interior Features

  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Luxury Vinyl
  • Window Features: Double Pane Windows
  • Fireplace: Yes
  • Appliances: Refrigerator, Electric Cooktop
  • Interior Features: Kitchen Island, Pantry, Soaking Tub
  • Kitchen Features: Quartz Counters
  • Attic Features: Pull Down Stair Unit
  • Door Features: Dead Bolt Lock(s), Storm Door(s)
  • Fireplace Features: Gas

Exterior Features

  • Disclosures: Agent Owned
  • Lot Features: Fenced, Views
  • Roof: Architectural Shingles
  • Patio And Porch Features: Rear Porch
  • Pool Private: No
  • Waterfront: Yes
  • General Property Information:Accessibility Features: No
  • Exterior ConstructionSiding: Siding, Brick
  • Foundation Details: Conventional

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Central Air
  • Utilities: Water Connected
  • Laundry Features: Laundry Room

Condo/Co-op/Association

  • Association Fee: 350.0
  • Association Fee Frequency: Annually
  • Community Features: Hiking/Walking Trails, Lake, Playground

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: 3073071600008900
  • Lot Size Sq Ft: 8276.4

Tax Info

  • Tax Annual Amount: 1486.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2025
Closed on
Dec 1, 2025
Sold by
Bought by
Seller's Agent
Destin Westmoreland
Local Agency Realty Group
Buyer's Agent
Destin Westmoreland
Local Agency Realty Group
List Price
$345,000
Views
8
Current Estimated Value
$331,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.66%
Original Mortgage
$319,200
Outstanding Balance
$319,200
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$11,856

Purchase Details

Listed on
Aug 27, 2025
Closed on
Sep 18, 2025
Sold by
Bought by
Seller's Agent
Ryan Flannery
Premier Realty Group, Llc
Buyer's Agent
Destin Westmoreland
Local Agency Realty Group
List Price
$224,900
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
730.97%
Original Mortgage
$256,376
Interest Rate
6.58%
Mortgage Type
Construction

Purchase Details

Listed on
May 1, 2012
Closed on
Jun 25, 2012
Sold by
Bought by
Seller's Agent
BRIAN COUCH
Century 21 Bob Leigh & Associates-her
Buyer's Agent
ANNICE KYLE
Crye-Leike Of MS-OB
List Price
$159,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.63%
Original Mortgage
$159,183
Interest Rate
3.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Quality Title Group
-- None Listed On Document
-- First National Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $319,200
Previous Owner $256,376
Previous Owner $159,183
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/01/2025 12/01/25 Sold -- -- --
11/19/2025 11/19/25 Pending -- -- --
11/18/2025 11/18/25 For Sale $345,000 +53.4% $185 / Sq Ft
09/19/2025 09/19/25 Sold -- -- -- View Prior Sale
08/30/2025 08/30/25 Pending -- -- --
08/27/2025 08/27/25 For Sale $224,900 +40.7% $141 / Sq Ft
06/26/2012 06/26/12 Sold -- -- -- View Prior Sale
06/17/2012 06/17/12 Pending -- -- --
05/01/2012 05/01/12 For Sale $159,900 -- $100 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,731 $17,431 $2,800 $14,631
2024 $1,486 $12,875 $2,800 $10,075
2023 $1,486 $12,875 $0 $0
2022 $1,493 $12,922 $2,800 $10,122
2021 $1,493 $12,922 $2,800 $10,122
2020 $1,381 $12,113 $2,800 $9,313
2019 $1,381 $12,113 $2,800 $9,313
2017 $1,357 $20,960 $11,880 $9,080
2016 $1,287 $11,880 $2,800 $9,080
2015 $1,587 $20,960 $11,880 $9,080
2014 $1,250 $11,880 $0 $0
2013 $1,355 $11,880 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2025

    Ryan Flannery

    Premier Realty Group, Llc

    (901) 581-7824

    121 Total Sales

    Ryan Flannery
    Section Image
  • Destin Westmoreland

    Seller's Agent in 2025

    Destin Westmoreland

    Local Agency Realty Group

    (901) 590-9292

    31 Total Sales

    Destin Westmoreland
    Section Image

  • B

    Seller's Agent in 2012

    BRIAN COUCH

    Century 21 Bob Leigh & Associates-her

  • T

    Seller Co-Listing Agent in 2012

    TERRY THOMAS

    Century 21 Bob Leigh & Associates-her

  • A

    Buyer's Agent in 2012

    ANNICE KYLE

    Crye-Leike Of MS-OB

See All Agents

Map

Source: MLS United

MLS Number: 4131932

MLS United

APN: 3073071600008900

Mississippi DeSoto County Hernando 38632

781 Cedar Trace Cir, Hernando, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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