7821 SW 197th Terrace Cutler Bay, FL 33189
4
Beds
2
Baths
2,219
Sq Ft
9,147
Sq Ft Lot
Highlights
- In Ground Pool
- Utility Room in Garage
- Walk-In Closet
- Recreation Room
- 1 Car Attached Garage
- Patio
About This Home
As of October 2024Dream home in Cutler Bay. This charming 4-bedroom, 2-bathroom gem with 2,219 Sq.Ft. of comfortable living space, on a generous 9,147 Sq.Ft. corner lot. A one-car garage provides ample storage, while the backyard oasis is the true highlight, featuring a refreshing pool where you can unwind and entertain under the warm Florida sun. One of the bedrooms is thoughtfully designed as an entertainment room with a custom bar, making it perfect for hosting friends and family. For those who relish life on the water, the proximity to the renowned Black Point Marina is a true bonus. Don't miss the chance to make this house your own and experience the ultimate South Florida lifestyle!
Realtors, please be advised: No exceptions – Loan pre-approval required to show it.
Last Agent to Sell the Property
James Rivera
PacificView Acquisitions R.E. Group, LLC License #652540 Listed on: 07/12/2024
Last Buyer's Agent
James Rivera
PacificView Acquisitions R.E. Group, LLC License #652540 Listed on: 07/12/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,090
Year Built
- Built in 1987
Lot Details
- 9,147 Sq Ft Lot
- South Facing Home
- Fenced
- Property is zoned 0100
HOA Fees
- $47 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Driveway
- Open Parking
Home Design
- Barrel Roof Shape
Interior Spaces
- 2,219 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Family Room
- Recreation Room
- Utility Room in Garage
- Laundry in Garage
- Tile Flooring
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- In Ground Pool
- Patio
Utilities
- Central Heating and Cooling System
Community Details
- Saga Bay Sec 1 Pt 4 Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 36-60-03-016-0910
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2024
Closed on
Oct 14, 2024
Sold by
Daniel Mary and Smart Tommie
Bought by
Leon General Contractor Llc
Seller's Agent
James Rivera
PacificView Acquisitions R.E. Group, LLC
Buyer's Agent
James Rivera
PacificView Acquisitions R.E. Group, LLC
List Price
$650,000
Sold Price
$525,000
Premium/Discount to List
-$125,000
-19.23%
Views
53
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
49.06%
Original Mortgage
$450,000
Outstanding Balance
$339,265
Interest Rate
1.4%
Mortgage Type
Balloon
Estimated Equity
$374,638
Purchase Details
Closed on
Jun 1, 2001
Sold by
Luis Ramos M and Luis Cynthia S
Bought by
Smart Evelyn
Purchase Details
Closed on
Sep 14, 1998
Sold by
Federal Home Loan Mortgage Corp
Bought by
Ramos Luis and Stewart Cynthia
Purchase Details
Closed on
Apr 14, 1998
Sold by
Dade County Circuit Court
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Jun 10, 1996
Sold by
Teresita and Cortina Guillermo
Bought by
Palacios Oscar
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
7.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 20, 1994
Sold by
A1 Mgmt Corp
Bought by
Fors Teresita
Similar Homes in Cutler Bay, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $525,000 | Title Guaranty Of South Florid | |
| Warranty Deed | $170,000 | -- | |
| Deed | $135,000 | -- | |
| Deed | -- | -- | |
| Warranty Deed | $190,000 | -- | |
| Warranty Deed | $187,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $450,000 | Balloon | |
| Previous Owner | $18,000 | Stand Alone Second | |
| Previous Owner | $35,000 | New Conventional | |
| Previous Owner | $119,000 | New Conventional | |
| Previous Owner | $171,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Price Changed | $699,000 | -1.4% | $315 / Sq Ft |
| 05/09/2025 05/09/25 | For Sale | $709,000 | 0.0% | $320 / Sq Ft |
| 04/09/2025 04/09/25 | Pending | -- | -- | -- |
| 12/19/2024 12/19/24 | Price Changed | $709,000 | +7.6% | $320 / Sq Ft |
| 11/21/2024 11/21/24 | Price Changed | $659,000 | -1.5% | $297 / Sq Ft |
| 11/13/2024 11/13/24 | Price Changed | $669,000 | +99900.0% | $301 / Sq Ft |
| 11/12/2024 11/12/24 | For Sale | $669 | -99.9% | $0 / Sq Ft |
| 10/16/2024 10/16/24 | Sold | $525,000 | -16.0% | $237 / Sq Ft |
| 08/05/2024 08/05/24 | Price Changed | $625,000 | -3.8% | $282 / Sq Ft |
| 07/12/2024 07/12/24 | For Sale | $650,000 | -- | $293 / Sq Ft |
Source: MIAMI REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,723 | $542,476 | $261,630 | $280,846 |
| 2024 | $9,593 | $553,504 | -- | -- |
| 2023 | $9,593 | $503,186 | $218,025 | $285,161 |
| 2022 | $3,498 | $207,190 | $0 | $0 |
| 2021 | $3,457 | $201,156 | $0 | $0 |
| 2020 | $3,385 | $198,379 | $0 | $0 |
| 2019 | $3,283 | $193,919 | $0 | $0 |
| 2018 | $3,125 | $190,304 | $0 | $0 |
| 2017 | $3,090 | $186,390 | $0 | $0 |
| 2016 | $3,055 | $182,557 | $0 | $0 |
| 2015 | $3,087 | $181,288 | $0 | $0 |
| 2014 | $3,121 | $179,850 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
O
Seller's Agent in 2024
Osmany Fuenteseca
Iconic Luxury Real Estate Corp
-
J
Seller's Agent in 2024
James Rivera
PacificView Acquisitions R.E. Group, LLC
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11622472
APN: 36-6003-016-0910
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