$695,000
$95K PRICE DROP

7822 Village Harbor Dr Unit 20 Cornelius, NC 28031

Estimated payment $4,401/month

Total Views 11,832
3 Beds
2 Baths
1,471 Sq Ft
$472 Price per Sq Ft

Highlights

  • Assigned Boat Slip
  • Community Cabanas
  • Waterfront
  • J.V. Washam Elementary School Rated 9+
  • Access To Lake
  • Clubhouse

About This Home

Breath taking 3 bedroom waterfront END-UNIT. Each room you walk in has an amazing view of the lake with great natural lighting. Enjoy your eat-in breakfast while overlooking the lake! You will be amazed by the sunset views every evening while enjoying a refreshment. Take advantage of all that Villages at Harborside has to offer with a boardwalk down to the community pier or the Lake House restaurant, and an inground pool, and ELEVATOR. Conveniently located off Catawba Ave and I-77, close to Birkdale Village, downtown Cornelius, and Davidson. Book your showing today!

Listing Agent

Saige Maxwell

Saige Real Estate Brokerage Email: saige@saigerealestate.com License #123077 Listed on: 04/18/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,673

Year Built

  • Built in 1999

Lot Details

  • Waterfront
  • End Unit

HOA Fees

  • $392 Monthly HOA Fees

Parking

  • Assigned Parking

Home Design

  • Traditional Architecture
  • Entry on the 2nd floor
  • Brick Exterior Construction
  • Slab Foundation
  • Hardboard

Interior Spaces

  • 1,471 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Fireplace
  • Water Views

Kitchen

  • Breakfast Bar
  • Electric Range

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Assigned Boat Slip
  • Balcony
  • Covered Patio or Porch

Schools

  • J.V. Washam Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 001-486-20

Community Details

Overview

  • Csi Management Association, Phone Number (704) 892-1660
  • Villages At Harborside Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse
  • Elevator

Recreation

  • Tennis Courts
  • Community Playground
  • Community Cabanas
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,673

Year Built

Built in 1999

Lot Details

0

HOA Fees

$392 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Year Built: 1999
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Three
  • Ratio CurrentPrice/TotalPropertyHLA: 472.47
  • Geocode Confidence: High
  • Attribution Contact: saige@saigerealestate.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Entry Level: 2
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1471
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Electric Range, Refrigerator
  • Above Grade Finished Sq Ft: 1471
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Gas, Gas Log
  • Living Area: 1471
  • Bedroom Main: 3
  • Room Count: 7

Exterior Features

  • Exterior Features: Elevator, Tennis Court(s)
  • New Construction: No
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Lease/License)
  • Construction Type: Brick Partial, Hardboard Siding
  • Patio And Porch Features: Balcony, Covered

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Cabana, Clubhouse, Elevator, Lake Access, Outdoor Pool, Picnic Area, Playground, Sidewalks, Street Lights, Tennis Court(s)
  • Association Fee: 392
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CSI Management
  • Phone: 704-892-1660

Association/Amenities

  • Association Annual Expense: 4704.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: End Unit, Waterfront
  • Parcel Number: 001-486-20
  • Land Included Yn: 0
  • Additional Parcels: No
  • Zoning Specification: Res

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: J.V. Washam
  • High School: William Amos Hough

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,673 $552,246 -- $552,246
2024 $3,673 $552,246 -- $552,246
2023 $3,673 $552,246 $0 $552,246
2022 $1,914 $220,800 $0 $220,800
2021 $1,892 $220,800 $0 $220,800
2020 $1,892 $220,800 $0 $220,800
2019 $1,886 $220,800 $0 $220,800
2018 $2,614 $239,900 $72,800 $167,100
2017 $2,593 $239,900 $72,800 $167,100
2016 $2,589 $239,900 $72,800 $167,100
2015 $2,550 $239,900 $72,800 $167,100
2014 $2,548 $258,100 $91,000 $167,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 Price Changed $695,000 -4.8% $472 / Sq Ft
07/28/2025 07/28/25 Price Changed $729,900 -2.7% $496 / Sq Ft
06/06/2025 06/06/25 Price Changed $749,900 -2.6% $510 / Sq Ft
05/11/2025 05/11/25 Price Changed $769,900 -2.5% $523 / Sq Ft
04/18/2025 04/18/25 For Sale $789,900 +16.3% $537 / Sq Ft
05/30/2024 05/30/24 Sold $679,000 +4.5% $478 / Sq Ft
05/09/2024 05/09/24 For Sale $650,000 -- $457 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $679,000 None Listed On Document
Warranty Deed $193,500 --
Condominium Deed $183,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $40,000 Credit Line Revolving
Previous Owner $253,000 New Conventional
Previous Owner $241,000 New Conventional
Previous Owner $16,000 Credit Line Revolving
Previous Owner $221,250 Adjustable Rate Mortgage/ARM
Previous Owner $204,500 Adjustable Rate Mortgage/ARM
Previous Owner $15,000 Credit Line Revolving
Previous Owner $182,000 New Conventional
Previous Owner $165,000 New Conventional
Previous Owner $122,000 Unknown
Previous Owner $25,000 Credit Line Revolving
Previous Owner $97,500 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $35,000 Fannie Mae Freddie Mac
Previous Owner $24,000 Credit Line Revolving
Previous Owner $370,000 Unknown
Previous Owner $154,800 Purchase Money Mortgage
Previous Owner $20,000 Credit Line Revolving
Previous Owner $173,850 Purchase Money Mortgage
Closed $38,700 No Value Available
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4245678

Canopy MLS (Canopy Realtor® Association)

APN: 001-486-20