NOT LISTED FOR SALE

78262 Saddle Rock Rd Yulee, FL 32097

Estimated Value: $351,000 - $363,509

4 Beds
2 Baths
2,091 Sq Ft
$171/Sq Ft Est. Value

Last Sold August 04, 2025

Last sale price $357,000 $171 Per Sq Ft

Current estimated payment $2,358/month

24 Days on Market

Highlights

  • Open Floorplan
  • In-Law or Guest Suite
  • Entrance Foyer
  • Yulee Elementary School Rated A-
  • Cooling Available
  • Ceiling Fan

About This Home

As of August 2025

Looking for a well maintained home in the desirable Lumber Creek Subdivision? Look no further! Come check out this 4 bedroom, 2 bath home before it is too late. The home features fresh new paint, stunning new LVP floors, a neutral palette, a beautiful brick exterior and airy and open living space. The master is on the back of the home and remaining bedrooms are off a separate hallway to allow a bit of privacy for the owners. Step out back on the screened lanai and unwind from your busy days. The backyard is private and fenced. Schedule your showing today and become a part of the Lumber Creek community!

Last Agent to Sell the Property

Katherine Carbaugh

PREMIER COASTAL PROPERTIES, LLC License #3494845 Listed on: 06/18/2025

PREMIER COASTAL PROPERTIES, LLC

Last Buyer's Agent

Danielle Wolbert

COLDWELL BANKER VANGUARD REALTY License #3488528

COLDWELL BANKER VANGUARD REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,990

Year Built

  • Built in 2016

Lot Details

  • 8,712 Sq Ft Lot

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 2 Car Garage

Interior Spaces

  • 2,091 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Carpet

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite
  • 2 Full Bathrooms

Utilities

  • Cooling Available
  • Heating Available

Community Details

  • Lumber Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 092N27129001190000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,990

Year Built

Built in 2016

Lot Details

8,712 Sq Ft Lot

HOA Fees

$58 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2016
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.2
  • Subdivision Name: Lumber Creek
  • Carport Y N: No
  • Garage Yn: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Open Floorplan
  • Major Appliances: Dishwasher, Electric Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Other
  • Living Area: 2091.0

Exterior Features

  • Waterfront: No
  • Pool Private: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 691.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association: Yes

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 8712.0
  • Parcel #: 092N27129001190000

Tax Info

  • Tax Annual Amount: 4990.12
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2025
Closed on
Aug 4, 2025
Sold by
Merritt Deven H and Clough-Merritt Jennifer
Bought by
Pelfrey Nolan and Pelfrey Tiffani
Seller's Agent
Katherine Carbaugh
PREMIER COASTAL PROPERTIES, LLC
Buyer's Agent
Danielle Wolbert
COLDWELL BANKER VANGUARD REALTY
List Price
$369,900
Sold Price
$357,000
Premium/Discount to List
-$12,900
-3.49%
Views
26
Current Estimated Value
$356,877

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$123
Avg. Annual Appreciation
-0.05%
Original Mortgage
$321,300
Outstanding Balance
$319,917
Interest Rate
6.81%
Mortgage Type
Construction
Estimated Equity
$36,960

Purchase Details

Listed on
May 12, 2017
Closed on
Jun 30, 2017
Sold by
Brooks Marvin H and Brooks Olivia D
Bought by
Merritt Deven Hunnter and Clough Merritt Jennifer
Seller's Agent
TRACY FENDIG
KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Buyer's Agent
NON MLS
NON MLS
List Price
$223,000
Sold Price
$217,500
Premium/Discount to List
-$5,500
-2.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.31%
Original Mortgage
$222,176
Interest Rate
4.02%
Mortgage Type
VA

Purchase Details

Listed on
Jun 8, 2016
Closed on
Jul 18, 2016
Sold by
Adams Homes Of Northwest Florida Inc
Bought by
Brooks Marvin H and Brooks Olivia D
Seller's Agent
Lavon Linn
ADAMS HOMES REALTY, INC.
Buyer's Agent
Lavon Linn
ADAMS HOMES REALTY, INC.
List Price
$198,400
Sold Price
$198,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.16%
Original Mortgage
$202,665
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Listed on
Jun 8, 2016
Closed on
Jul 1, 2016
Bought by
Merritt Deven Hunnter
Seller's Agent
Lavon Linn
ADAMS HOMES REALTY, INC.
Buyer's Agent
Lavon Linn
ADAMS HOMES REALTY, INC.
List Price
$198,400
Sold Price
$198,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,665
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Closed on
Jan 1, 2016
Bought by
Merritt Deven Hunnter
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pelfrey Nolan $357,000 None Listed On Document
Merritt Deven Hunnter $217,000 Attorney
Brooks Marvin H $198,400 Attorney
Merritt Deven Hunnter $100 --
Merritt Deven Hunnter $233,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pelfrey Nolan $321,300
Previous Owner Merritt Deven Hunnter $222,176
Previous Owner Brooks Marvin H $202,665
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/04/2025 08/04/25 Sold $357,000 0.0% $171 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
06/26/2025 06/26/25 Price Changed $357,000 -3.5% $171 / Sq Ft
06/18/2025 06/18/25 For Sale $369,900 +70.1% $177 / Sq Ft
12/17/2023 12/17/23 Off Market $217,500 -- --
12/17/2023 12/17/23 Off Market $198,400 -- --
06/30/2017 06/30/17 Sold $217,500 -2.5% $104 / Sq Ft View Prior Sale
06/06/2017 06/06/17 Pending -- -- --
05/12/2017 05/12/17 For Sale $223,000 +12.4% $107 / Sq Ft
07/18/2016 07/18/16 Sold $198,400 0.0% $98 / Sq Ft View Prior Sale
07/18/2016 07/18/16 Sold $198,400 0.0% $98 / Sq Ft View Prior Sale
06/18/2016 06/18/16 Pending -- -- --
06/08/2016 06/08/16 For Sale $198,400 0.0% $98 / Sq Ft
01/12/2016 01/12/16 Pending -- -- --
01/12/2016 01/12/16 For Sale $198,400 -- $98 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,077 $330,680 $50,000 $280,680
2024 $4,922 $319,307 $50,000 $269,307
2023 $4,922 $308,398 $50,000 $258,398
2022 $2,446 $203,437 $0 $0
2021 $2,468 $197,512 $0 $0
2020 $2,460 $194,785 $35,000 $159,785
2019 $2,511 $195,998 $35,000 $160,998
2018 $2,661 $203,160 $0 $0
2017 $2,051 $174,591 $0 $0
2016 $237 $3,850 $0 $0
2015 $55 $3,500 $0 $0
2014 $55 $3,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Katherine Carbaugh

    Seller's Agent in 2025

    Katherine Carbaugh

    PREMIER COASTAL PROPERTIES, LLC

    (912) 322-2731

    1 in this area

    193 Total Sales

    Katherine Carbaugh
    Section Image
  • Danielle Wolbert

    Buyer's Agent in 2025

    Danielle Wolbert

    COLDWELL BANKER VANGUARD REALTY

    (904) 422-4628

    1 in this area

    41 Total Sales

    Danielle Wolbert
    Section Image

  • T

    Seller's Agent in 2017

    TRACY FENDIG

    KELLER WILLIAMS REALTY ATLANTIC PARTNERS

  • N

    Buyer's Agent in 2017

    NON MLS

    NON MLS

    NON MLS
    Section Image

  • 9

    Buyer's Agent in 2017

    99999 99999

    WATSON REALTY CORP

  • R

    Seller's Agent in 2016

    Rosie Linn

    ADAMS HOMES REALTY, INC.

See All Agents

Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2093814

realMLS (Northeast Florida Multiple Listing Service)

APN: 09-2N-27-1290-0119-0000

Florida Nassau County Yulee 32097

78262 Saddle Rock Rd, Yulee, FL

Not Listed for Sale

Detached

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realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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