NOT LISTED FOR SALE

785 N Water St South Elgin, IL 60177

Estimated Value: $249,000 - $279,769

2 Beds
2 Baths
1,319 Sq Ft
$201/Sq Ft Est. Value

Last Sold August 10, 2020

Last sale price $179,000 $136 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $1,887/month

110 Days on Market

Highlights

  • Vaulted Ceiling
  • Sun or Florida Room
  • Breakfast Bar
  • South Elgin High School Rated A-
  • Attached Garage
  • Bungalow

About This Home

As of August 2020

Beautiful riverfront location for this completely updated Bungalow style home with attached garage. Builder owned and remodeled for his own use with care and quality. This home has natural charm with hardwood trim, stone fireplace and vaulted Kitchen ceiling. Newly remodeled Kitchen and Bath. All new flooring, paint and fixtures throughout. Gorgeous views from the Sunroom with Deck leading directly out to River. Great view of Quarry Lake from the Kitchen. Enjoy the river completely from the combination deck/dock directly on the Fox. Attached tandem 2 deep garage. Unfinished basement with laundry and 1/2 bath. Newer hot water heater and rear roof.

Last Agent to Sell the Property

Ben Henrikson

RE/MAX Horizon License #475091643 Listed on: 03/20/2020

RE/MAX Horizon

Last Buyer's Agent

Joseph Mullane

Shout Out Realty License #471021516

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,684

Year Built | Renovated

  • 1910 | 2018

Lot Details

  • 5,663

Parking

  • Attached Garage
  • Tandem Garage
  • Garage Is Owned

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Frame Construction
  • Concrete Siding

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Sun or Florida Room
  • Laminate Flooring

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Finished Basement Bathroom

Utilities

  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,684

Year Built | Renovated

1910 | 2018

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Recent Rehab: Yes
  • Age: 100+ Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Rehab Year: 2018
  • Square Footage Comments: 1099 SF per assessor plus finished sunroom = 1319 approx.
  • Total Full or Half Bathrooms: 1.1
  • Total Sq Ft: 1319
  • Unfinished Lower Sq Ft: 1099
  • Style Of House: Bungalow
  • Type Detached: 1 Story
  • Estimated Year Built: 1910
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 2418
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1910
  • Year Renovated: 2018

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors
  • Number Of Rooms: 5
  • Living Room: Dimensions: 17X15, On Level: Main Level, Flooring: Wood Laminate
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Fireplace Details: Wood Burning
  • Attic: Pull Down Stair, Unfinished
  • Fireplace Location: Living Room
  • Basement: Partial
  • Basement: Unfinished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Dining Room: Dimensions: 10X8, On Level: Main Level, Flooring: Wood Laminate
  • Kitchen Type: Dimensions: 11X10, On Level: Main Level, Flooring: Ceramic Tile
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Sun/Florida Room
  • Master Bedroom: Dimensions: 12X10, On Level: Main Level, Flooring: Carpet, Windows: All
  • Additional Room 1 Name: Sunroom, Dimensions: 20X11, On Level: Main Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 10X8, On Level: Main Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1319
  • Estimated Total Finished Sq Ft: 1319
  • Main Level Sq Ft: 1319
  • Dining Room Type: Separate

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Brick, Frame, Concrete
  • Waterfront: Yes
  • Acreage: 0.1336

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Tandem
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Schools

  • School District: 46
  • Junior High Dist: 46
  • Other Public School: ECC

Lot Info

  • Lot Dimensions: 5500
  • Parcel Identification Number: 0626379009

Tax Info

  • Taxes: 2563.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2020
Closed on
Jul 29, 2020
Sold by
Ledebuhr Mark A
Bought by
Boyd Janna
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Joseph Mullane
Shout Out Realty
List Price
$189,900
Sold Price
$179,000
Premium/Discount to List
-$10,900
-5.74%
Current Estimated Value
$266,315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,315
Avg. Annual Appreciation
8.10%
Original Mortgage
$170,050
Outstanding Balance
$151,866
Interest Rate
3.25%
Estimated Equity
$112,826

Purchase Details

Listed on
Jul 10, 2015
Closed on
Oct 22, 2015
Sold by
Deutsche Bank National Trust Company
Bought by
Ledebuhr Mark A
Seller's Agent
Cheryl Rabin
Realhome Services & Solutions, Inc.
Buyer's Agent
Ben Henrikson
RE/MAX Horizon
List Price
$75,260
Sold Price
$24,729
Premium/Discount to List
-$50,531
-67.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.91%

Purchase Details

Closed on
Jun 10, 2015
Sold by
Freschi Douglas and Freschi Douglas A
Bought by
Deutsche Bank National Trust Company

Purchase Details

Closed on
Aug 23, 2004
Sold by
Mitchell Julie and Morgan Julie
Bought by
Freschi Douglas and Freschi Eileen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,100
Interest Rate
7.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Boyd Janna $179,000 Chicago Title
Ledebuhr Mark A $22,000 Attorney
Deutsche Bank National Trust Company -- None Available
Freschi Douglas $170,000 Metropolitan Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Boyd Janna $170,050
Previous Owner Freschi Doug $25,000
Previous Owner Freschi Douglas $161,100
Previous Owner Morgan Julie M $23,000
Previous Owner Morgan Julie M $80,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2020 08/10/20 Sold $179,000 -3.2% $136 / Sq Ft
07/08/2020 07/08/20 Pending -- -- --
06/24/2020 06/24/20 Price Changed $184,900 -2.6% $140 / Sq Ft
05/29/2020 05/29/20 For Sale $189,900 0.0% $144 / Sq Ft
05/15/2020 05/15/20 For Sale $189,900 0.0% $144 / Sq Ft
04/30/2020 04/30/20 Pending -- -- --
04/26/2020 04/26/20 For Sale $189,900 0.0% $144 / Sq Ft
04/22/2020 04/22/20 Pending -- -- --
04/15/2020 04/15/20 Price Changed $189,900 -2.6% $144 / Sq Ft
03/20/2020 03/20/20 For Sale $194,900 +688.1% $148 / Sq Ft
10/21/2015 10/21/15 Sold $24,729 -62.1% $27 / Sq Ft
09/09/2015 09/09/15 Price Changed $65,300 +164.1% $73 / Sq Ft
09/08/2015 09/08/15 Pending -- -- --
07/10/2015 07/10/15 Off Market $24,729 -- --
07/10/2015 07/10/15 For Sale $75,260 -- $84 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,684 $80,030 $13,693 $66,337
2023 $5,395 $72,301 $12,371 $59,930
2022 $5,157 $65,926 $11,280 $54,646
2021 $4,845 $61,636 $10,546 $51,090
2020 $4,691 $58,841 $10,068 $48,773
2019 $2,666 $35,590 $9,590 $26,000
2018 $2,545 $33,000 $9,034 $23,966
2017 $3,954 $47,531 $8,540 $38,991
2016 $4,341 $44,096 $7,923 $36,173
2015 -- $40,418 $7,262 $33,156
2014 -- $39,919 $7,172 $32,747
2013 -- $40,972 $7,361 $33,611
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10673541

Midwest Real Estate Data (MRED)

APN: 06-26-379-009