$634,900

786 Symphony Way Freeport, FL 32439

Estimated payment $3,928/month

Total Views 47,180
5 Beds
3 Baths
2,720 Sq Ft
$233 Price per Sq Ft

Highlights

  • Community Boat Dock
  • Fishing
  • Craftsman Architecture
  • Freeport Middle School Rated A-
  • Primary Bedroom Suite
  • Newly Painted Property

About This Home

Welcome to this charming custom-built home in the highly sought-after Hammock Bay community of Freeport, where resort-style amenities and a true neighborhood lifestyle await. Step inside to a formal foyer and formal dining room, leading to an open living area filled with natural light and hardwood floors. The spacious great room opens to a covered patio and an expansive custom deck overlooking a serene preserve offering the perfect backdrop for relaxing or entertaining. The primary suite and two guest bedrooms are conveniently located on the first floor, while the second level features two guest bedrooms, a full bath, and a versatile bonus room ideal for an office, media space, or extra storage. Enjoy thoughtful upgrades throughout and quality finishes that make this home truly stand out. New wall oven and microwave 2025, freshly replaced/sealed deck, and recently painted inside and exterior painted within the last 3 years make this home is move-in ready. Nestled within Hammock Bay, residents enjoy miles of walking trails, clubhouse, fitness center, sports courts, pools, a dog park, playgrounds, community events, and access to the Bay. Start your mornings with coffee on the spacious front porch and soak in the charm of this beautiful community. Homeowner is a licensed FL Real Estate Agent.

Listing Agent

Jennifer Bond

Compass License #3474818 Listed on: 10/25/2025

Compass

Co-Listing Agent

Sheila McElhaney

Compass License #690500

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,823

Year Built

  • Built in 2007

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 71 x 163
  • Privacy Fence
  • Sprinkler System
  • Cleared Lot
  • Lawn Pump

HOA Fees

  • $187 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Newly Painted Property
  • Dimensional Roof
  • Wood Siding

Interior Spaces

  • 2,720 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Ceiling Fan
  • Living Room
  • Breakfast Room
  • Exterior Washer Dryer Hookup

Kitchen

  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Garden Bath

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Wetlands on Lot
  • Covered Patio or Porch
  • Shed
  • Rain Gutters

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Underground Utilities
  • Propane
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-1530

Community Details

Overview

  • Association fees include accounting, ground keeping, management, master, recreational faclty, cable TV
  • Hammock Bay/Symphony Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Community Storage Space

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,823

Year Built

Built in 2007

Lot Details

10,019 Sq Ft Lot

HOA Fees

$187 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 71 X 163
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECF1
  • Co List Office Phone: 850-296-9769
  • Subdivision Name: HAMMOCK BAY/SYMPHONY
  • Directions: From Hwy 20, turn into the Hammock Bay community. Follow Great Hammock Bend towards the back end of subdivision approx. 1.6 miles. Turn Left on Symphony Way. Travel Symphony Way, approx. .8 mile. Stay Right at fork in the road. Follow to property located on the Right.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2007
  • Remarks Misc:Remarks: Welcome to this charming custom-built home in the highly sought-after Hammock Bay community of Freeport, where resort-style amenities and a true neighborhood lifestyle await. Step inside to a formal foyer and formal dining room, leading to an open living area filled with natural light and hardwood floors. The spacious great room opens to a covered patio and an expansive custom deck overlooking a serene preserve offering the perfect backdrop for relaxing or entertaining. The primary suite and two guest bedrooms are conveniently located on the first floor, while the second level features two guest bedrooms, a full bath, and a versatile bonus room ideal for an office, media space, or extra storage. Enjoy thoughtful upgrades throughout and quality finishes that make this home truly stand out.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Propane: Yes
  • Utilities:Underground: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Ceiling Crwn Molding, Newly Painted, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Newly Painted: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Cleared, Covenants, Restrictions, Wetlands
  • Construction Type: Siding Wood
  • Exterior Features: Rain Gutter, Lawn Pump, Sprinkler System, Yard Building
  • Patio And Porch Features: Patio Covered, Patio Open, Porch
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • Lot Features:Cleared: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Rain Gutter: Yes
  • ConstructionSiding:Siding Wood: Yes
  • Lot Features:Wetlands: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Propane, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Separate Storage, Tennis, TV Cable
  • Association #2 Fee: 561.25
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 16-1S-19-23020-000-1530
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 4823.05
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,714 $405,083 -- --
2024 $5,647 $393,667 $80,750 $312,917
2023 $5,647 $460,417 $80,750 $379,667
2022 $2,905 $254,207 $0 $0
2021 $2,824 $312,074 $43,320 $268,754
2018 $2,736 $0 $0 $0
2016 $3,784 $273,591 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/25/2025 10/25/25 For Sale $634,900 +25.7% $233 / Sq Ft
04/21/2022 04/21/22 Sold $505,000 0.0% $181 / Sq Ft View Prior Sale
02/17/2022 02/17/22 Pending -- -- --
02/15/2022 02/15/22 For Sale $505,000 0.0% $181 / Sq Ft
02/02/2013 02/02/13 Rented $2,300 0.0% --
02/02/2013 02/02/13 Under Contract -- -- --
11/19/2012 11/19/12 For Rent $2,300 -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $505,000 Championship Title Agency
Warranty Deed $265,000 Attorney
Quit Claim Deed -- Attorney
Quit Claim Deed -- Attorney
Trustee Deed -- None Available
Warranty Deed $312,000 Mcneese Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $339,500 New Conventional
Previous Owner $241,481 VA
Previous Owner $304,090 FHA
Source: Public Records

About the Listing Agent

Jennifer Bond

Compass

(850) 391-6948

Section Image

Introducing Jen Bond, Your Trusted Real Estate Expert on the Emerald Coast.

With a passion for real estate and a deep-rooted connection to the Northwest Florida Panhandle community, Jen has been a dedicated real estate agent since 2020, and in the real estate field since 2016. Drawing on her extensive experience and local expertise, Jen has become a trusted advisor for individuals and families looking to make their real estate dreams a reality in the vibrant Emerald Coast

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Source: Emerald Coast Association of REALTORS®

MLS Number: 988328

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-1530

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