NOT LISTED FOR SALE

7897 Paynes Landing Rd Gloucester, VA 23061

Gloucester South Neighborhood

Estimated Value: $963,281

3 Beds
2 Baths
1,697 Sq Ft
$568/Sq Ft Est. Value

Last Sold August 04, 2025

Last sale price $975,000 $575 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $5,359/month

1 Day on Market

Highlights

  • River View
  • 4.46 Acre Lot
  • No HOA
  • Abingdon Elementary School Rated 9+
  • Deck
  • Screened Porch

About This Home

As of August 2025

Tucked away in a serene, park-like setting on protected Wilson Creek, just off the Ware River and Mobjack Bay, this custom Craftsman-style home offers the best of waterfront living with privacy, beauty, and versatility. Situated on two waterfront lots, this rare offering presents a world of possibilities: build a second home, enjoy unmatched seclusion, or add one or two deep-water piers, including one on the point. This well-crafted 3-bedroom, 2-bath home features a warm and inviting design with coffered ceilings in the living room, a gas fireplace, and an easy flow into the dining area and gourmet kitchen. The kitchen is a chef's dream, complete with a tile accent wall to the ceiling, a large center island, and abundant cabinetry. Wake up to water views from the primary ensuite bedroom, which includes a beautifully designed bathroom with a spacious walk-in shower. The second bathroom offers a full tub for added comfort. Enjoy your morning coffee or evening wine on the screened porch overlooking the water and gardens. Don't miss the fabulous outdoor shower, perfect for rinsing off after a day on the water. With easy-care, yet gorgeous landscaping, stunning waterfront views, and multiple options for future development or resale, this is a truly unique opportunity. (4-Bedroom Septic Permit for the additional lot.) Whether you're seeking privacy, a legacy property, or an investment with flexible use, this waterfront gem delivers. Gorgeous setting - must-see! *Featured Sheet Attached for all Details / Set up your showing today!*

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 06/03/2025

Co-Listed By

McKann Payne

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 License #0225241766

Last Buyer's Agent

Andrea Holt

Isabell K. Horsley R. E., Ltd.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,645

Year Built

  • Built in 2017

Lot Details

  • 4.46 Acre Lot
  • River Front
  • Zoning described as R1

Parking

  • 2 Car Attached Garage
  • Stone Driveway
  • Open Parking

Home Design

  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 1,697 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling height of 9 feet or more
  • Gas Log Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • River Views
  • Crawl Space

Kitchen

  • Range with Range Hood
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Artesian Water
  • Gas Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Gloucester Subdivision

Listing and Financial Details

  • Assessor Parcel Number #40-22A, 40-22B

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,645

Year Built

Built in 2017

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 4.46
  • Water Body Name: Mobjack Bay
  • Co List Office Mls Id: 35
  • Co List Office Phone: 804-758-2430
  • Subdivision Name: Gloucester
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 2017
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Living Room, One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Laminate/Wood, Tile
  • Interior Amenities: 1st Floor Bedroom, Ceiling 9 Ft+, Dining Room, Fireplace, Walk-In Closet(s), Other
  • Living Area: 1697
  • Window Features: Window Treatments
  • Room Bedroom2 Level: First
  • Dining Room Features: Dining Area, Dining Room
  • Living Room Living Room Level: First
  • Room Bedroom3 Level: First
  • Dining Room Dining Room Level: First

Exterior Features

  • Lot Features: 2-4.9 acres
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: River/Creek Front
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Sheetrock Walls
  • Exterior Features: Other
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Patio, Screened Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Garage, Two Car, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Natural Gas, Heat Pump, Other
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 194277.6
  • Zoning Description: R1

Tax Info

  • Tax Annual Amount: 4645
  • Tax Book Number: DB: 1803070, 1700064
  • Tax Map Number: #40-22A, 40-22B

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 3, 2025
Closed on
Jul 22, 2025
Sold by
Messbarger George W and Messbarger Nancy C
Bought by
Whaley Christopher Todd and Whaley Britt Umphlett
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Andrea Holt
Isabell K. Horsley R. E., Ltd.
List Price
$975,000
Sold Price
$975,000
Views
140
Current Estimated Value
$963,281

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,719
Avg. Annual Appreciation
-4.54%
Original Mortgage
$756,000
Outstanding Balance
$754,710
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$208,571

Purchase Details

Closed on
Jan 4, 2017
Sold by
Wheat Family Limited Partnership A Virgi
Bought by
Messbarger George W and Messbarger Nancy C
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whaley Christopher Todd $945,000 First American Title
Messbarger George W $190,000 The Closing Shop Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Whaley Christopher Todd $756,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/04/2025 08/04/25 Sold $975,000 0.0% $575 / Sq Ft
06/03/2025 06/03/25 For Sale $975,000 -- $575 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,500 $570,010 $259,200 $310,810
2024 $3,500 $570,010 $259,200 $310,810
2023 $3,323 $570,010 $259,200 $310,810
2022 $3,242 $447,220 $195,260 $251,960
2021 $3,108 $447,220 $195,260 $251,960
2020 $3,108 $447,220 $195,260 $251,960
2019 $3,700 $532,440 $216,950 $315,490
2017 $1,230 $394,940 $216,950 $177,990
2016 $1,230 $176,950 $176,950 $0
2015 $1,203 $75,100 $75,100 $0
2014 $488 $75,100 $75,100 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    David Dew

    Isabell K. Horsley R. E., Ltd.

    (804) 436-3106

    2 in this area

    248 Total Sales

    David Dew
    Section Image
  • McKann Payne

    Seller Co-Listing Agent in 2025

    McKann Payne

    Isabell K. Horsley R. E., Ltd.

    (804) 815-4192

    1 in this area

    60 Total Sales

    McKann Payne
    Section Image
  • Andrea Holt

    Buyer's Agent in 2025

    Andrea Holt

    Isabell K. Horsley R. E., Ltd.

    (804) 854-9530

    2 in this area

    100 Total Sales

    Andrea Holt
    Section Image
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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 118893

APN: 14852

Virginia Gloucester County Gloucester 23061 Gloucester South

7897 Paynes Landing Rd, Gloucester, VA

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