Seller's Agent in 2025
Jon Bell
Railey Realty, Inc.
(301) 501-0735
720 Total Sales
792 State Park Rd Swanton, MD 21561
5
Beds
3.5
Baths
2,162
Sq Ft
0.3
Acres
Highlights
- 92 Feet of Waterfront
- Fishing Allowed
- Contemporary Architecture
- 2 Dock Slips
- Deck
- 2 Fireplaces
About This Home
As of January 20225BR, 3.5BA waterfront with Type A dock on a must-see piece of lakefront property, just steps from DCL state park and the Discovery Center! This renovated lake house is the perfect mesh of 'Old Deep Creek' and contemporary style & finishes. Ultra-private 92 feet of frontage, coupled with your own personal lagoon (in a no wake zone) - a truly unique waterfront experience. This property really makes you feel a sense of seclusion and tranquility few other lots can offer. The amazing outdoor area includes an expansive deck with lake & dock views, as well as a gazebo and true lakeside fire-pit. Accessibility to the water is a breeze via a mostly flat, grassy lawn area. The house also offers a bright & airy covered rear patio - perfect for outside dining or relaxing on a rainy day. Inside, enjoy wood floors & accent walls, 2 master suites, multiple living areas, wet-bar, 2 gas fireplaces + wood stove and central AC. House is currently permitted as an existing vacation rental, Bears Dream, but limited by the owner to just a few weeks/months each year. Very well-maintained, owner pride evident throughout. Sold mostly furnished, including physical dock + jet ski floats.
Last Agent to Sell the Property
Taylor Made Deep Creek Vacations & Sales Listed on: 10/03/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,302
Year Built
- Built in 1989 | Remodeled in 2015
Lot Details
- 0.3 Acre Lot
- 92 Feet of Waterfront
- Home fronts navigable water
- Property is in very good condition
Parking
- Driveway
Property Views
- Water
- Scenic Vista
- Woods
Home Design
- Contemporary Architecture
- Block Foundation
- Slab Foundation
- Metal Roof
- Wood Siding
Interior Spaces
- 2,162 Sq Ft Home
- Property has 2 Levels
- Furnished
- Ceiling Fan
- 2 Fireplaces
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
Improved Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Limited Hours Of Personal Watercraft Operation
- 2 Dock Slips
- Physical Dock Slip Conveys
- Waterfront Park
- 2 Powered Boats Permitted
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Heating System Powered By Leased Propane
- Well
- Electric Water Heater
Listing and Financial Details
- Property is used as a vacation rental
- Assessor Parcel Number 1218008467
Community Details
Overview
- No Home Owners Association
- State Park Road Subdivision
- Property Manager
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 3, 2021
Closed on
Jan 13, 2022
Sold by
Weimer Charlene M
Bought by
Silver Paddle Investments Llc
Seller's Agent
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Jon Bell
Railey Realty, Inc.
List Price
$1,195,000
Sold Price
$1,100,000
Premium/Discount to List
-$95,000
-7.95%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.84%
Original Mortgage
$1,271,280
Interest Rate
3.22%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 2, 2012
Closed on
Jun 1, 2012
Sold by
Stets John A and Stets Karen A
Bought by
Weimer Charlene M
Seller's Agent
Nancy Fratz
Railey Realty, Inc.
Buyer's Agent
Adam Cowgill
Railey Realty, Inc.
List Price
$669,000
Sold Price
$580,000
Premium/Discount to List
-$89,000
-13.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.87%
Original Mortgage
$250,000
Interest Rate
3.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 5, 2000
Sold by
Nelms Thomas D and Nelms Margaret W
Bought by
Stets John A and Stets Karen A
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,100,000 | None Listed On Document | |
| Deed | $580,000 | Deep Creek Title Group Llc | |
| Deed | $373,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,663,935 | New Conventional | |
| Closed | $1,271,280 | New Conventional | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $49,000 | Credit Line Revolving | |
| Previous Owner | $176,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/06/2025 08/06/25 | Pending | -- | -- | -- |
| 06/21/2025 06/21/25 | Price Changed | $1,999,900 | -16.5% | $406 / Sq Ft |
| 06/11/2025 06/11/25 | For Sale | $2,395,000 | +117.7% | $487 / Sq Ft |
| 01/14/2022 01/14/22 | Sold | $1,100,000 | -7.9% | $509 / Sq Ft |
| 10/03/2021 10/03/21 | For Sale | $1,195,000 | +106.0% | $553 / Sq Ft |
| 06/01/2012 06/01/12 | Sold | $580,000 | -13.3% | $268 / Sq Ft |
| 05/11/2012 05/11/12 | Pending | -- | -- | -- |
| 03/02/2012 03/02/12 | For Sale | $669,000 | -- | $309 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,042 | $899,167 | $0 | $0 |
| 2023 | $8,711 | $703,633 | $0 | $0 |
| 2022 | $6,341 | $508,100 | $339,000 | $169,100 |
| 2021 | $6,347 | $504,533 | $0 | $0 |
| 2020 | $6,302 | $500,967 | $0 | $0 |
| 2019 | $6,257 | $497,400 | $339,000 | $158,400 |
| 2018 | $5,929 | $497,400 | $339,000 | $158,400 |
| 2017 | $5,887 | $497,400 | $0 | $0 |
| 2016 | -- | $500,300 | $0 | $0 |
| 2015 | -- | $500,300 | $0 | $0 |
| 2014 | -- | $500,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Seller's Agent in 2022
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
(301) 501-0420
267 Total Sales
-
N
Seller's Agent in 2012
Nancy Fratz
Railey Realty, Inc.
-
Seller Co-Listing Agent in 2012
Bill Weissgerber
Railey Realty, Inc.
(301) 616-4141
239 Total Sales
-
A
Buyer's Agent in 2012
Adam Cowgill
Railey Realty, Inc.
Map
Source: Bright MLS
MLS Number: MDGA2001134
APN: 18-008467
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