NOT LISTED FOR SALE

7951 Covington Ridge Cutoff Westport, KY 40077

Estimated Value: $399,381

3 Beds
3 Baths
2,503 Sq Ft
$160/Sq Ft Est. Value

Last Sold November 20, 2020

Last sale price $295,000 $118 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $2,484/month

Highlights

  • Deck
  • 1 Fireplace
  • Screened Porch
  • Buckner Elementary School Rated A-
  • No HOA
  • 2 Car Garage

About This Home

As of November 2020

If you are looking for a beautiful home in the Oldham County School District on a large lot with wooded privacy and NO HOA, then look no further. This three-bedroom, three full bathroom split-ranch walkout is sure to ''wow'' you as it has recently had a major kitchen remodel, boasts new LVP flooring on much of the main floor, and recently had the roof replaced .
The front entry leads you into the spacious family room with a wood-burning fireplace and natural light galore. To one side you will find the primary bedroom with tray ceiling and adjoining bath with tile floors, double vanity, and whirlpool soaking tub surrounded by bay windows. On the other side of the family room, you find the gourmet kitchen with granite countertops, completely resurfaced and refinished oak cabinets, wood block island, and a newer dishwasher and microwave. The connected dining room offers a tray ceiling, and is surrounded by chair rail. Behind the custom barn door in the hallway, you will find the laundry room, and further down the hall an updated full bathroom and two more bedrooms.
Enjoy grilling on the back deck or relax and sip sweet tea under the screened-in covered portion. Escape to the finished basement to an additional family room, a third full bathroom, an office that has been used as sleeping quarters, and the two-car attached garage.
Build memories on the 1.52 acres of wooded space that are perfect for bonfires, camping out at night, and stargazing in solitude. Retreat to the detached and heated shop/garage that is sure to fulfill all your hobby and/or woodworking needs as well as possibly store your boat for the winter. There are multiple smaller structures that are currently being utilized as a playhouse and a garden shed. Being that there is NO HOA this property could be great for those who value maximum independence or possibly a variety of animals. Be sure to take a look at the virtual walkthrough of this stunning property and call to schedule your private showing today.

Last Agent to Sell the Property

Josh Arthurs

Semonin REALTORS License #241780 Listed on: 10/29/2020

Semonin REALTORS

Co-Listed By

Sara Arthurs

Semonin REALTORS License #221919

Last Buyer's Agent

Patrick Pollard

Pollard Realty License #203095

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,691

Year Built

  • Built in 2000

Lot Details

  • Partially Fenced Property
  • Wood Fence

Parking

  • 2 Car Garage
  • Side or Rear Entrance to Parking
  • Driveway

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • 1 Fireplace
  • Screened Porch
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 18-H
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,691

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air, Heat Pump
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Co List Office Mls Id: 363
  • Co List Office Phone: 502-420-5000
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 1675.0
  • Architectural Style: Ranch
  • Reso Other Structures: Outbuilding
  • ResoBuildingAreaSource: Other
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: First
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Lot Description:Wooded: Yes
  • Architectural Style Ranch: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Walkout Finished
  • Fireplaces Level 1: 1
  • Bedroom Level: First
  • Family Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Office Level: Basement
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 828.0
  • Fireplaces: 1
  • Total Bedrooms: 12
  • ResoLivingAreaSource: Other
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Other Rooms:Office: Yes

Exterior Features

  • Fencing: Partial, Wood
  • Roof: Shingle
  • Acres: 1.52
  • Construction Type: Vinyl Siding, Wood Frame, Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Screened Porch, Deck, Patio
  • Construction:Brick3: Yes
  • Construction:Frame - Wood2: Yes
  • Patio And Porch Features:Deck2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Off Street, Detached, Attached, Entry Side, Lower Level, See Remarks, Driveway
  • General Property Description:Garage Spaces: 2
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes
  • GarageParking:Detached: Yes
  • GarageParking:Off-Street Parking: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air, Heat Pump
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 66211.2
  • ResoLotSizeUnits: Acres
  • Parcel #: 0
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 2000

Tax Info

  • Tax Block: 0
  • Tax Lot: 18-H

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2020
Closed on
Nov 20, 2020
Sold by
Bradford Kimberly Michelle and Bradford Timothy Mark
Bought by
Riordan Michael Matthew and Riordan Tiffany Ann
Seller's Agent
Josh Arthurs
Semonin REALTORS
Buyer's Agent
Patrick Pollard
Pollard Realty
List Price
$289,500
Sold Price
$295,000
Premium/Discount to List
$5,500
1.9%
Current Estimated Value
$399,381

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,381
Avg. Annual Appreciation
6.81%

Purchase Details

Listed on
Oct 18, 2017
Closed on
Mar 22, 2018
Sold by
Gowin Virgil T and Gowin Lucy A
Bought by
Bradford Michelle and Bradford Timothy Mark
Seller's Agent
Johnny Duncan
Clore & Duncan REALTORS
Buyer's Agent
Brandy Scott
Keller Williams Louisville East
List Price
$259,900
Sold Price
$241,900
Premium/Discount to List
-$18,000
-6.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.72%
Original Mortgage
$249,882
Interest Rate
4.32%
Mortgage Type
VA

Purchase Details

Closed on
Jul 26, 2012
Sold by
Ferris Mead B and Ferris Margaret S
Bought by
Gowin Virgil T and Gowin Lucy F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,333
Interest Rate
3.72%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Riordan Michael Matthew $295,000 None Available
Bradford Michelle $241,900 Limestone Title & Escrow Llc
Gowin Virgil T $85,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bradford Michelle $249,882
Previous Owner Gowin Virgil T $100,000
Previous Owner Gowin Virgil T $28,333
Previous Owner Gowin Virgil T $100,000
Previous Owner Gowin Virgil T $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/20/2020 11/20/20 Sold $295,000 +1.9% $118 / Sq Ft
10/29/2020 10/29/20 Pending -- -- --
10/29/2020 10/29/20 For Sale $289,500 +19.7% $116 / Sq Ft
03/22/2018 03/22/18 Sold $241,900 -6.9% $108 / Sq Ft
02/05/2018 02/05/18 Pending -- -- --
10/18/2017 10/18/17 For Sale $259,900 -- $116 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,691 $295,000 $20,000 $275,000
2023 $3,709 $295,000 $20,000 $275,000
2022 $3,695 $295,000 $20,000 $275,000
2021 $3,671 $295,000 $20,000 $275,000
2020 $3,025 $242,000 $20,000 $222,000
2019 $2,997 $242,000 $20,000 $222,000
2018 $2,023 $200,000 $0 $0
2017 $2,009 $200,000 $0 $0
2013 $1,823 $200,000 $20,000 $180,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1572833

Metro Search (Greater Louisville Association of REALTORS®)

APN: 35-00-00-18H