NOT LISTED FOR SALE

7N018 Whispering Trail Unit 2 Saint Charles, IL 60175

Whispering Trail Neighborhood

Estimated Value: $1,229,000 - $1,296,104

6 Beds
5.5 Baths
7,000 Sq Ft
$179/Sq Ft Est. Value

Last Sold June 01, 2023

Last sale price $1,165,000 $166 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $8,845/month

10 Days on Market

Highlights

  • Water Views
  • Landscaped Professionally
  • Fireplace in Primary Bedroom
  • Corron Elementary School Rated A
  • Community Lake
  • Deck

About This Home

As of June 2023

Welcome home to this one-of-a-kind luxury home located in sought-after Silver Glen Estates! This brick custom home on 1.3 acres was designed to maximize the nature views of the gorgeous yard and adjacent pond. From the vaulted family room with two story windows to the large windows in breakfast room to the private deck off the master bedroom and the picture windows in walkout basement, the light in the home and sweeping views of nature are breathtaking. The impressive floor plan welcomes you with open two story foyer, flanking the foyer is a large library with built-in bookcases and rich coffered ceiling for your home office needs and the luxurious formal living and dining room. Continuing through the living room, the home opens up to the vast two-story family room with beamed ceiling, custom built-ins and stone fireplace perfect for your family gatherings. The updated white kitchen with contrasting island and coffee/wine bar with wine fridge impresses with style and function and don't miss the amazing walk-in pantry. The breakfast room with warm stone fireplace, windows overlooking the yard and access to the deck is sure to be a favorite dinner spot. Finishing off the main floor is a beautiful three season room perfect for enjoying morning coffee, full bath, spacious laundry room, powder room and custom drop zone off the garage. Upstairs, you will not want to leave the master retreat -- renovated stunning master bath - whirlpool tub, spacious shower, double sinks and a double fireplace to the bedroom. The private master deck and the huge closet are the icing on the cake. In addition, there are three well-sized bedrooms with volume ceilings, two share a jack-and- jill bath and one is an ensuite. There is also a tandem room that could be used as a playroom or extra storage. The massive walkout basement is full of light and lots of room for entertaining - well-appointed wet bar, recreation room for billiards/pingpong and second family room with fireplace and access to yard. In addition, there is a full bath, two bedrooms, large storage room and an exercise room with egress window - this could be used as seventh bedroom. The basement has been Perma-Seal-ed and has ceramic wood-look tile throughout. This home is impressive with the attention to detail in every room of the home - you must see it to appreciate the quality. And the exterior space is no different. There are multiple decks and accesses to the spacious backyard with fire pit area - lots of room for outdoor fun, s'mores by the fire and entertaining family and friends. The adjacent pond with fountain provides peaceful views as well as fishing adventures. This community has a private utility for water/sewer so no individual well and septic to maintain. Private luxury neighborhood only minutes to Randall Rd, the Fox River and downtown St. Charles with award winning amenities and schools. This well-appointed and updated home is ready for you to settle in and enjoy!

Last Agent to Sell the Property

Jacqueline Murray

@properties Christie's International Real Estate License #475162260 Listed on: 03/23/2023

@properties Christie's International Real Estate

Last Buyer's Agent

Jacqueline Casino

Redfin Corporation License #475126970

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,646

Year Built

  • Built in 1997

Lot Details

  • 1.35 Acre Lot
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Shake Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 7,000 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Historic or Period Millwork
  • Vaulted Ceiling
  • Double Sided Fireplace
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Family Room with Fireplace
  • 4 Fireplaces
  • Family Room Downstairs
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Library
  • Recreation Room
  • Sun or Florida Room
  • Screened Porch
  • Home Gym
  • Tandem Room
  • Water Views
  • Storm Screens

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Wine Refrigerator

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 6 Potential Bedrooms
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Community Well

Community Details

  • Association fees include insurance
  • Tracey Delaney Association, Phone Number (630) 659-5753
  • Silver Glen Estates Subdivision, Custom Floorplan
  • Property managed by Silver Glen HOA
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,646

Year Built

Built in 1997

Lot Details

0

HOA Fees

$92 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Silver Glen Estates
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Wine Refrigerator, Cooktop, Other
  • Basement: Full, Walkout
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bathrooms: 6
  • Total Bedrooms: 6
  • Fireplace Features: Double Sided, Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, First Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Special Millwork
  • LivingArea: 7000
  • Room Type: Bedroom 5, Bedroom 6, Breakfast Room, Library, Recreation Room, Exercise Room, Family Room, Sun Room, Tandem Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 4693
  • Basement Description: Finished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room,Master Bedroom,Basement,Other
  • Square Footage Comments: 4,693 sq. ft. on main and second level per tax records + full finished walkout basement approx. 2,300 sq. ft
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • ExteriorFeatures: Deck, Porch Screened, Storms/Screens, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 1150000
  • Lot Features: Landscaped, Water View
  • Roof: Shake
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar,Stone

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 4
  • Number of Cars: 7
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Quarterly
  • Community Features: Lake, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Silver Glen HOA
  • Management Contact Name: Tracey Delaney
  • Management Phone: 630-659-5753
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • High School: St Charles North High School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 1.35
  • Lot Dimensions: 1.35
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 17646.42
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2023
Closed on
May 15, 2023
Sold by
Schutz Richard G
Bought by
Iqbal Rafay
Seller's Agent
Jacqueline Murray
@properties Christie's International Real Estate
Buyer's Agent
Jacqueline Casino
Redfin Corporation
List Price
$1,150,000
Sold Price
$1,165,000
Premium/Discount to List
$15,000
1.3%
Views
126
Current Estimated Value
$1,244,744

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,744
Avg. Annual Appreciation
3.47%
Original Mortgage
$726,000
Outstanding Balance
$709,345
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$544,690

Purchase Details

Listed on
Mar 23, 2023
Closed on
Apr 27, 2023
Sold by
Windy City Energy Inc
Bought by
Schutz Richard and Schutz Lisa
Seller's Agent
Jacqueline Murray
@properties Christie's International Real Estate
Buyer's Agent
Jacqueline Casino
Redfin Corporation
List Price
$1,150,000
Sold Price
$1,165,000
Premium/Discount to List
$15,000
1.3%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$726,000
Outstanding Balance
$709,345
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$544,690

Purchase Details

Closed on
Nov 16, 2010
Sold by
Schutz Lisa M
Bought by
Schutz Richard G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 13, 2002
Sold by
Nootens Charles E and Nootens Jacqueline P
Bought by
Schutz Richard G and Schutz Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 19, 1996
Sold by
Liu Chaun Shen and Liu Wen Rong
Bought by
Schutz Lisa and Schutz Richard G
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Iqbal Rafay $1,165,000 Proper Title
Schutz Richard -- Proper Title
Schutz Richard G -- First American Title
Schutz Richard G -- --
Schutz Lisa $140,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Iqbal Rafay $726,000
Previous Owner Schutz Richard G $422,800
Previous Owner Schutz Richard G $125,000
Previous Owner Schutz Richard G $480,000
Previous Owner Schutz Richard G $145,500
Previous Owner Schutz Richard G $417,000
Previous Owner Schutz Richard G $400,000
Previous Owner Schutz Richard G $415,700
Previous Owner Schutz Richard G $417,000
Previous Owner Schutz Richard G $50,000
Previous Owner Schutz Richard G $629,500
Previous Owner Schutz Richard G $600,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/01/2023 06/01/23 Sold $1,165,000 +1.3% $166 / Sq Ft
04/03/2023 04/03/23 Pending -- -- --
03/23/2023 03/23/23 For Sale $1,150,000 -- $164 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $22,539 $326,367 $55,859 $270,508
2023 $20,759 $281,910 $49,995 $231,915
2022 $18,698 $250,441 $52,571 $197,870
2021 $17,646 $238,720 $50,111 $188,609
2020 $17,532 $234,269 $49,177 $185,092
2019 $17,223 $229,630 $48,203 $181,427
2018 $17,506 $232,801 $48,811 $183,990
2017 $17,068 $224,841 $47,142 $177,699
2016 $19,735 $237,537 $45,486 $192,051
2015 -- $244,719 $44,996 $199,723
2014 -- $245,383 $44,996 $200,387
2013 -- $255,664 $45,446 $210,218
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11718756

Midwest Real Estate Data (MRED)

APN: 09-04-454-009