7N035 Ridge Line Rd Saint Charles, IL 60175
Cranston Meadows Park Neighborhood
5
Beds
3.5
Baths
4,161
Sq Ft
1.4
Acres
Highlights
- In Ground Pool
- 1.4 Acre Lot
- Deck
- Ferson Creek Elementary School Rated A
- Landscaped Professionally
- Family Room with Fireplace
About This Home
As of November 2024Back on the market due to buyer financing issues. Buyer did not perform the home inspection. This stunning 5-bedroom, 3.5-bathroom home, boasting 4100+ square feet of living space, was built in 2002 and showcases an array of modern updates and elegant features. Nestled in a professionally landscaped setting, this residence offers the perfect blend of luxury and comfort, enhanced by the resort-style ambiance provided by the stunning one of a kind concrete pool featuring a custom water fall and lazy river. The beautifully manicured lawn and lush greenery frame the grand facade, creating an inviting first impression. Dive into the sparkling pool or relax on the expansive patio, ideal for summer gatherings. The tranquil surroundings and mature trees provide a serene backdrop for outdoor entertaining. Inside, the home is designed for both functionality and style, with spacious living areas and the two story fireplace make open kitchen and living area perfect for entertaining. Enjoy the luxury of modern fixtures and finishes in the recently updated bathrooms, including a steam shower and jacuzzi tub. The well-appointed kitchen is a chef's dream, featuring high-end appliances, warming drawer, under cabinet lighting, and plenty of counter space. The updated basement offers additional living space, perfect for a home theater, gym, or recreation room. A rare find, the expansive 3.5-car garage provides ample space for vehicles, storage, and a workshop area. Located in a peaceful neighborhood with top-rated schools, this home is perfect for those seeking a tranquil yet connected lifestyle. Enjoy the convenience of downtown St. Charles with a variety of local shops, restaurants and nightlife just a short drive away. Plus 26 local parks with recreation like biking and walking trails, community pool, water park, splash pad and within 9 minutes of the river with kayaking, boating and fishing! AND, only one hour ride to downtown Chicago... This exceptional property at 7N035 Ridge Line Rd is a rare gem in St Charles, offering luxury, space, and a prime location...and NO HOA!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,120
Year Built
- Built in 2002
Lot Details
- 1.4 Acre Lot
- Lot Dimensions are 191x364x119x394
- Dog Run
- Landscaped Professionally
- Paved or Partially Paved Lot
Parking
- 3.5 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 4,161 Sq Ft Home
- 2-Story Property
- Dry Bar
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Gas Log Fireplace
- Electric Fireplace
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room
- Breakfast Room
- Formal Dining Room
- Recreation Room
- Storage Room
- Home Gym
Kitchen
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
- Wine Refrigerator
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Dual Sinks
- Whirlpool Bathtub
- Steam Shower
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- English Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Fireplace in Basement
- Finished Basement Bathroom
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- In Ground Pool
- Deck
Schools
- Ferson Creek Elementary School
- Thompson Middle School
- St Charles North High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- 200+ Amp Service
- Well
- Multiple Water Heaters
- Water Softener is Owned
- Private or Community Septic Tank
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Meadowview Farm Subdivision, Heartland Floorplan
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2024
Closed on
Dec 20, 2024
Sold by
Bowman Erin and Ward Erin L
Bought by
Matthew M Ward And Erin L Ward Trust and Ward
Seller's Agent
Janelle Vik
Baird & Warner
Buyer's Agent
Dan Cvejic
Chicago Realty Professionals
List Price
$789,500
Sold Price
$780,000
Premium/Discount to List
-$9,500
-1.2%
Total Days on Market
66
Views
347
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$864
Avg. Annual Appreciation
0.23%
Original Mortgage
$446,000
Outstanding Balance
$444,013
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$336,851
Purchase Details
Listed on
Aug 1, 2024
Closed on
Nov 14, 2024
Sold by
Bolf Brian E and Bolf Kristin M
Bought by
Ward Erin L and Bowman Erin
Seller's Agent
Janelle Vik
Baird & Warner
Buyer's Agent
Dan Cvejic
Chicago Realty Professionals
List Price
$789,500
Sold Price
$780,000
Premium/Discount to List
-$9,500
-1.2%
Views
347
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$446,000
Outstanding Balance
$444,013
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$336,851
Purchase Details
Closed on
Jun 17, 2011
Sold by
Saffran Joshua M and Saffran Christine R
Bought by
Bolf Brian E and Bolf Kristin M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
4.54%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 24, 2008
Sold by
Mcintyre John C and Mcintyre Karen T
Bought by
Saffran Joshua M and Saffran Christine R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 7, 2005
Sold by
Geach Anthony R and Geach Kerri A
Bought by
Mcintyre John C and Mcintyre Karen T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$448,400
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 2, 2002
Sold by
Didier Builders Usa Inc
Bought by
Geach Anthony W and Geach Kerri A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.87%
Map
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | $780,000 | Chicago Title | |
| Warranty Deed | $475,000 | Greater Title Illinois Co | |
| Warranty Deed | $589,500 | Stewart Title Company | |
| Warranty Deed | $560,500 | Ticor Title Insurance Co | |
| Warranty Deed | $480,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $446,000 | New Conventional | |
| Previous Owner | $393,500 | New Conventional | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $380,000 | New Conventional | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $54,600 | Credit Line Revolving | |
| Previous Owner | $417,000 | Purchase Money Mortgage | |
| Previous Owner | $54,123 | Unknown | |
| Previous Owner | $448,000 | Unknown | |
| Previous Owner | $448,400 | Purchase Money Mortgage | |
| Previous Owner | $454,750 | Credit Line Revolving | |
| Previous Owner | $306,341 | Credit Line Revolving | |
| Previous Owner | $157,000 | Unknown | |
| Previous Owner | $160,000 | No Value Available | |
| Closed | $56,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/18/2024 11/18/24 | Sold | $780,000 | -1.2% | $187 / Sq Ft |
| 09/30/2024 09/30/24 | For Sale | $789,500 | 0.0% | $190 / Sq Ft |
| 09/28/2024 09/28/24 | Pending | -- | -- | -- |
| 08/29/2024 08/29/24 | For Sale | $789,500 | 0.0% | $190 / Sq Ft |
| 08/26/2024 08/26/24 | Pending | -- | -- | -- |
| 08/22/2024 08/22/24 | Price Changed | $789,500 | -1.3% | $190 / Sq Ft |
| 07/23/2024 07/23/24 | For Sale | $800,000 | -- | $192 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $13,845 | $198,568 | $24,001 | $174,567 |
| 2022 | $13,120 | $180,928 | $21,869 | $159,059 |
| 2021 | $12,334 | $170,832 | $20,649 | $150,183 |
| 2020 | $12,316 | $168,374 | $20,352 | $148,022 |
| 2019 | $12,163 | $165,902 | $20,053 | $145,849 |
| 2018 | $12,146 | $165,902 | $20,053 | $145,849 |
| 2017 | $12,040 | $163,467 | $19,759 | $143,708 |
| 2016 | $12,803 | $159,340 | $19,260 | $140,080 |
| 2015 | -- | $154,940 | $18,728 | $136,212 |
| 2014 | -- | $150,176 | $19,015 | $131,161 |
| 2013 | -- | $152,695 | $19,334 | $133,361 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: 12117518
APN: 08-01-479-005
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