NOT LISTED FOR SALE

7N295 Whispering Trail Unit 2 Saint Charles, IL 60175

Whispering Trail Neighborhood

Estimated Value: $784,322 - $858,000

6 Beds
5 Baths
3,301 Sq Ft
$248/Sq Ft Est. Value

Last Sold January 05, 2016

Last sale price $500,000 $151 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $5,832/month

145 Days on Market

Highlights

  • Home Theater
  • Spa
  • Vaulted Ceiling
  • Corron Elementary School Rated A
  • Deck
  • Wood Flooring

About This Home

As of January 2016

Beautiful home in prestigious neighborhood. 1st floor office/bedroom, adjacent to full bath, possible in law.Spacious gourmet kitchen w/ island, granite, SS, pantry. Family room features gorgeous cherry built-ins. Master w/fireplace, tray ceiling, lux bath. 3 full baths up, jack & jill. Finished English basement w/5th bedroom, full bath, exercise, game & theater rooms. Newer windows. Huge deck, w/hot tub, paver patio

Last Agent to Sell the Property

Laura Sanders

Baird & Warner Fox Valley - Geneva Listed on: 07/10/2015

Last Buyer's Agent

Bob Wisdom

RE/MAX Horizon License #475122882

RE/MAX Horizon

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,639

Year Built

  • 1995

Lot Details

  • Dog Run

HOA Fees

  • $83 per month

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Stucco Exterior Insulation and Finish Systems
  • Wood Shingle Roof

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Gas Log Fireplace
  • Home Theater
  • Game Room
  • Home Gym
  • Wood Flooring
  • Finished Basement
  • Finished Basement Bathroom
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Butlers Pantry
  • Double Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks
  • Separate Shower

Outdoor Features

  • Spa
  • Deck
  • Brick Porch or Patio

Utilities

  • Central Air
  • Heating System Uses Gas
  • Community Well

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,639

Year Built

1995

Lot Details

0

HOA Fees

$83 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 5
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 5
  • Type Detached: 2 Stories
  • Estimated Year Built: 1995
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 13
  • Living Room: Dimensions: 16X15, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven-Double, Microwave, Dishwasher, Disposal
  • Equipment: Humidifier, Water-Softener Rented, Central Vacuum, Security System, Intercom, CO Detectors, Ceiling Fan, Backup Sump Pump;, Radon Mitigation System(s)
  • Fireplace Details: Gas Logs, Gas Starter
  • Fireplace Location: Family Room, Master Bedroom
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 6
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 5
  • Laundry: Dimensions: 10X6, On Level: Main Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: 15X13, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 21X16, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Butler, Pantry-Closet
  • Additional Rooms: 5th Bedroom, 6th Bedroom, Exercise Room, Game Room, Theatre Room
  • Master Bedroom: Dimensions: 26X14, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Theater Rm, Dimensions: 14X20, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 17X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: 6th Bdrm, Dimensions: 12X9, On Level: Basement, Flooring: Carpet
  • Bedroom 3: Dimensions: 16X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Exercise Rm, Dimensions: 14X16, On Level: Basement, Flooring: Carpet
  • Bedroom 4: Dimensions: 12X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 5 Name: Game Rm, Dimensions: 19X12, On Level: Basement, Flooring: Carpet
  • Estimated Sq Ft: 3301
  • Dining Room Type: Separate
  • Family Room: Dimensions: 22X16, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: EIFS (e.g. Dryvit).
  • Roof Type: Wood Shakes/Shingles
  • Exterior Property Features: Deck, Patio, Hot Tub, Dog Run, Brick Paver Patio
  • Acreage: 1.24

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Well-Community
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 1000
  • Management Phone: 000-000-0000

Fee Information

  • Management Company: Silver Glen Estates

Schools

  • School District: 303
  • Elementary School: FERSON CREEK ELEMENTARY SCHOOL
  • Middle School: HAINES MIDDLE SCHOOL
  • High School: ST CHARLES NORTH HIGH SCHOOL
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 54,171
  • Parcel Identification Number: 0904451002

Tax Info

  • Taxes: 15232.84

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2015
Closed on
Dec 24, 2015
Sold by
Delauder Joseph A and Delauder Mary B
Bought by
Yarwood John and Marmolejos Elsie
Seller's Agent
Laura Sanders
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Bob Wisdom
RE/MAX Horizon
List Price
$549,900
Sold Price
$500,000
Premium/Discount to List
-$49,900
-9.07%
Current Estimated Value
$820,081

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$320,081
Avg. Annual Appreciation
5.29%
Original Mortgage
$400,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 20, 2011
Sold by
Delauder Joseph A
Bought by
Delauder Joseph A and Delauder Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2011
Sold by
Wells Fargo Bank Na
Bought by
Delauder Joseph A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2010
Sold by
Mazurek John M and National City Bank
Bought by
Wells Fargo Bank N A

Purchase Details

Closed on
Jul 2, 2003
Sold by
Arganbright Phyllis and Arganbright John
Bought by
Mazurek John M and Mazurek Pamela F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$464,000
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 19, 1998
Sold by
Arganbright John and Arganbright John R
Bought by
Arganbright Phyllis and Arganbright John

Purchase Details

Closed on
Nov 25, 1997
Sold by
Mcwilliams John L and Mcwilliams Beth A
Bought by
Arganbright John R and Arganbright Phyllis K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$402,800
Interest Rate
6.5%

Purchase Details

Closed on
Nov 29, 1995
Sold by
Southampton Homes Inc
Bought by
Mcwilliams John L and Mcwilliams Beth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,000
Interest Rate
6.75%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Yarwood John $500,000 First American Title
Delauder Joseph A -- Chicago Title Insurance Co
Delauder Joseph A $455,000 Chicago Title Insurance Co
Wells Fargo Bank N A -- None Available
Mazurek John M $580,000 Advanced Title Services Inc
Arganbright Phyllis -- --
Arganbright John R $335,666 First American Title Ins Co
Mcwilliams John L $533,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Yarwood John $423,500
Closed Yarwood John $400,000
Previous Owner Delauder Joseph A $50,000
Previous Owner Delauder Joseph A $417,000
Previous Owner Delauder Joseph A $417,000
Previous Owner Delauder Joseph A $417,000
Previous Owner Mazurek John M $430,500
Previous Owner Mazurek John M $650,000
Previous Owner Mazurek John M $77,000
Previous Owner Mazurek John M $580,000
Previous Owner Mazurek John M $74,000
Previous Owner Mazurek John M $464,000
Previous Owner Mazurek John M $464,000
Previous Owner Arganbright John $498,400
Previous Owner Arganbright Phillis $39,000
Previous Owner Arganbright John $50,000
Previous Owner Arganbright John R $402,800
Previous Owner Mcwilliams John L $424,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/05/2016 01/05/16 Sold $500,000 -4.7% $151 / Sq Ft
12/02/2015 12/02/15 Pending -- -- --
11/09/2015 11/09/15 Price Changed $524,900 -0.8% $159 / Sq Ft
10/28/2015 10/28/15 Price Changed $529,000 -1.1% $160 / Sq Ft
10/07/2015 10/07/15 Price Changed $534,900 -0.8% $162 / Sq Ft
09/19/2015 09/19/15 Price Changed $539,000 -1.1% $163 / Sq Ft
08/20/2015 08/20/15 Price Changed $544,900 -0.9% $165 / Sq Ft
07/10/2015 07/10/15 For Sale $549,900 -- $167 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,639 $214,789 $55,859 $158,930
2023 $13,963 $192,240 $49,995 $142,245
2022 $14,001 $189,038 $52,571 $136,467
2021 $13,208 $180,191 $50,111 $130,080
2020 $13,120 $176,832 $49,177 $127,655
2019 $12,887 $173,330 $48,203 $125,127
2018 $12,485 $167,747 $48,811 $118,936
2017 $12,168 $162,012 $47,142 $114,870
2016 $13,947 $169,634 $45,486 $124,148
2015 -- $174,103 $44,996 $129,107
2014 -- $175,911 $44,996 $130,915
2013 -- $182,784 $45,446 $137,338
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08978955

Midwest Real Estate Data (MRED)

APN: 09-04-451-002