NOT LISTED FOR SALE

7N310 Whispering Trail Unit 2 Saint Charles, IL 60175

Whispering Trail Neighborhood

Estimated Value: $886,021 - $1,030,000

4 Beds
4.5 Baths
4,527 Sq Ft
$213/Sq Ft Est. Value

Last Sold June 10, 2021

Last sale price $675,000 $149 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $6,706/month

20 Days on Market

Highlights

  • Recreation Room
  • 3 Fireplaces
  • Den
  • Corron Elementary School Rated A
  • Corner Lot
  • Formal Dining Room

About This Home

As of June 2021

Come and see this fantastic well kept house on a large Acre plus lot. Professional landscaping, massive brick patio, oversized windows, high ceilings, finished basement, main floor den, additional bonus stairs from garage to basement, extensive updates to the master bedroom and bathroom. 3 of the bedrooms on the second level have private bathrooms, grand stair case and 2 story entry. Upgraded everything throughout the home. Four bedrooms upstairs, possible additional 5th & 6th bedrooms in basement, and full bathroom in basement. First floor laundry, second den or possible music room on main floor, updated master bath including easy entry shower. Hardwood floors throughout - entry, dining room, hall, family room kitchen, laundry room, den and second den. Coffered ceilings in the family room and den. New roof, air conditioners, and furnaces. Come and See.

Last Agent to Sell the Property

Ed Kettley

Kettley & Co. Inc. - Yorkville License #471004465 Listed on: 04/26/2021

Last Buyer's Agent

Kamil Chojnowski

eXp Realty License #475173224

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,160

Year Built

  • Built in 1993

Lot Details

  • 1.25 Acre Lot
  • Lot Dimensions are 200x300x204x288
  • Corner Lot

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Circular Driveway
  • Parking Included in Price

Interior Spaces

  • 4,527 Sq Ft Home
  • 2-Story Property
  • 3 Fireplaces
  • Entrance Foyer
  • Formal Dining Room
  • Den
  • Recreation Room
  • Sewing Room
  • Utility Room with Study Area

Kitchen

  • Breakfast Bar
  • Double Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Community Well

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,160

Year Built

Built in 1993

Lot Details

0

HOA Fees

$83 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1993
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 4
  • Fireplaces: 3
  • LivingArea: 4527
  • Room Type: Bedroom 5, Den, Eating Area, Foyer, Recreation Room, Sewing Room, Study
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0

Exterior Features

  • List Price: 677900
  • Lot Features: Corner Lot
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Circular
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Quarterly
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 1.25
  • Lot Dimensions: 200X300X204X288
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 15160
  • Tax Year: 2019
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2021
Closed on
Jun 7, 2021
Sold by
Kettley Sharon H and Estate Of Edward Kettley
Bought by
Kettley Sharon H and Sharon H Kettley Trust
Seller's Agent
Ed Kettley
Kettley & Co. Inc. - Yorkville
Buyer's Agent
Kamil Chojnowski
eXp Realty
Sold Price
$675,000
Current Estimated Value
$966,505

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$291,505
Avg. Annual Appreciation
8.71%
Original Mortgage
$520,000
Outstanding Balance
$471,235
Interest Rate
2.96%
Mortgage Type
FHA
Estimated Equity
$495,270

Purchase Details

Closed on
Feb 23, 2012
Sold by
Kettley Sharon and Kettley Sharon H
Bought by
The Sharon Kettley Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2005
Sold by
Kettley Sharon and Kettley Sharon H
Bought by
The Sharon Kettley Trust

Purchase Details

Closed on
Nov 23, 2004
Sold by
Smith Mary Rasmussen and Smith Jeffrey Alan
Bought by
Kettley Edward and Kettley Sharon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$550,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kettley Sharon H $650,000 First American Title
The Sharon Kettley Trust -- First American Title
The Sharon Kettley Trust -- --
Kettley Edward $689,500 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kettley Sharon H $520,000
Previous Owner The Sharon Kettley Trust $417,000
Previous Owner Kettley Edward $550,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2021 06/10/21 Sold $675,000 -0.4% $149 / Sq Ft
05/17/2021 05/17/21 For Sale -- -- --
05/16/2021 05/16/21 Pending -- -- --
05/13/2021 05/13/21 Price Changed $677,900 -0.3% $150 / Sq Ft
04/26/2021 04/26/21 For Sale $679,900 -- $150 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $17,993 $262,160 $55,859 $206,301
2023 $17,177 $234,637 $49,995 $184,642
2022 $17,007 $228,332 $52,571 $175,761
2021 $15,669 $217,646 $50,111 $167,535
2020 $15,442 $212,059 $49,177 $162,882
2019 $15,161 $207,860 $48,203 $159,657
2018 $15,417 $210,736 $48,811 $161,925
2017 $15,016 $203,531 $47,142 $156,389
2016 $17,345 $214,504 $45,486 $169,018
2015 -- $220,766 $44,996 $175,770
2014 -- $221,351 $44,996 $176,355
2013 -- $230,454 $45,446 $185,008
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11066008

Midwest Real Estate Data (MRED)

APN: 09-04-377-025