7N430 Ridge Line Rd Saint Charles, IL 60175
Cranston Meadows Park Neighborhood
5
Beds
3.5
Baths
3,358
Sq Ft
1.79
Acres
Highlights
- Above Ground Pool
- 1.79 Acre Lot
- Landscaped Professionally
- Ferson Creek Elementary School Rated A
- Colonial Architecture
- Deck
About This Home
As of January 2025Experience the charm of this stunning Colonial home with dramatic architectural details, nestled on a serene and private 1.78-acre lot in the coveted Meadowview Farm neighborhood of St. Charles. This home is filled with natural light, enhancing its open-concept design that effortlessly connects the welcoming living and dining rooms. The custom kitchen, featuring beautiful cabinetry, a cozy breakfast nook, and a perfectly sized island, serves as the heart of the home. The family room, with vaulted ceilings and a cozy fireplace, provides a warm and inviting space for relaxation or entertaining. A main floor office offers a quiet, versatile area ideal for working from home or focused study. Upstairs, the luxurious master suite includes an en-suite bathroom with a double vanity and whirlpool tub, while four additional bedrooms, one currently used as a workout studio, offer ample space for family or guests. The English basement is ready for your vision already boasting a functional bathroom! The expansive backyard is an outdoor oasis, complete with a large deck and a Swim Spa for swimming, hydrotherapy, and relaxation. Backing to open space and surrounded by natural beauty, this property combines tranquility with the convenience of nearby amenities and top-rated schools. Don't miss the opportunity to call this exceptional home yours!
Last Agent to Sell the Property
Siwy Real Estate, Inc. License #475163453 Listed on: 11/13/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,584
Year Built
- Built in 2001
Lot Details
- 1.79 Acre Lot
- Lot Dimensions are 111 x 273 x 373 x 50 x 400
- Dog Run
- Property has an invisible fence for dogs
- Landscaped Professionally
- Paved or Partially Paved Lot
- Irregular Lot
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 3,358 Sq Ft Home
- 2-Story Property
- Whole House Fan
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Attached Fireplace Door
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Utility Room with Study Area
- Unfinished Attic
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- English Basement
- Partial Basement
- Sump Pump
- Finished Basement Bathroom
- Rough-In Basement Bathroom
Home Security
- Home Security System
- Storm Screens
Outdoor Features
- Above Ground Pool
- Deck
- Patio
Schools
- Ferson Creek Elementary School
- Haines Middle School
- St Charles North High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Well
- Water Softener is Owned
- Private or Community Septic Tank
Community Details
- Meadowview Farm Subdivision, Custom Floorplan
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 13, 2024
Closed on
Dec 27, 2024
Sold by
Chalhoub Pierre and Chalhoub Jeanette
Bought by
Hucek Marc and Hucek Marissa
Seller's Agent
Annette Siwy
Siwy Real Estate, Inc.
Buyer's Agent
Lana Erickson
eXp Realty - Geneva
List Price
$650,000
Sold Price
$615,000
Premium/Discount to List
-$35,000
-5.38%
Views
328
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,710
Avg. Annual Appreciation
11.17%
Original Mortgage
$430,500
Outstanding Balance
$426,074
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$219,636
Purchase Details
Listed on
Aug 8, 2012
Closed on
Oct 12, 2012
Sold by
Dix Geralyn K and Dix Joseph J
Bought by
Chalhoub Pierre and Chalhoub Jeanette
Seller's Agent
Sharon Ramon
Sharon Ramon
Buyer's Agent
Sarah Monroe
North Shore Buyer Brokers LLC
List Price
$450,000
Sold Price
$415,000
Premium/Discount to List
-$35,000
-7.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$332,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 20, 2004
Sold by
Cendant Mobility Financial Corp
Bought by
Dix Joseph J and Dix Geralyn K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 24, 2004
Sold by
Erling Brian E and Erling Debra L
Bought by
Cendant Mobility Financial Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
5.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 30, 2002
Sold by
Cendant Mobility Financial Corp
Bought by
Erling Brian E and Erling Debra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 28, 2002
Sold by
Brackett David L and Brackett Linda M
Bought by
Cendant Mobility Financial Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 27, 2001
Sold by
Didier Builders Usa Inc
Bought by
Brackett David L and Brackett Linda M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.18%
Purchase Details
Closed on
Aug 14, 2000
Sold by
Thornhill John A and Glass Sharon
Bought by
Didier Builders Usa Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,400,000
Interest Rate
9.75%
Mortgage Type
Construction
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $615,000 | First American Title | |
| Warranty Deed | $415,000 | Fidelity National Title | |
| Warranty Deed | $550,000 | Burnet Title Llc | |
| Warranty Deed | $550,000 | Burnet Title Llc | |
| Warranty Deed | $480,000 | 1St American Title | |
| Warranty Deed | $494,500 | 1St American Title | |
| Corporate Deed | $449,000 | Chicago Title Insurance Co | |
| Warranty Deed | $72,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $430,500 | New Conventional | |
| Previous Owner | $332,000 | New Conventional | |
| Previous Owner | $330,000 | Purchase Money Mortgage | |
| Previous Owner | $322,700 | Purchase Money Mortgage | |
| Previous Owner | $300,000 | No Value Available | |
| Previous Owner | $2,400,000 | Construction | |
| Closed | $100,000 | No Value Available | |
| Closed | $219,900 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/03/2025 01/03/25 | Sold | $615,000 | -5.4% | $183 / Sq Ft |
| 11/18/2024 11/18/24 | For Sale | $650,000 | 0.0% | $194 / Sq Ft |
| 11/18/2024 11/18/24 | Pending | -- | -- | -- |
| 11/13/2024 11/13/24 | For Sale | $650,000 | +56.6% | $194 / Sq Ft |
| 11/07/2012 11/07/12 | Sold | $415,000 | -7.8% | $124 / Sq Ft |
| 08/17/2012 08/17/12 | Pending | -- | -- | -- |
| 08/08/2012 08/08/12 | For Sale | $450,000 | -- | $134 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $13,584 | $194,972 | $24,001 | $170,971 |
| 2022 | $12,875 | $177,651 | $21,869 | $155,782 |
| 2021 | $12,102 | $167,738 | $20,649 | $147,089 |
| 2020 | $12,085 | $165,324 | $20,352 | $144,972 |
| 2019 | $11,935 | $162,897 | $20,053 | $142,844 |
| 2018 | $11,917 | $162,897 | $20,053 | $142,844 |
| 2017 | $11,813 | $160,506 | $19,759 | $140,747 |
| 2016 | $12,562 | $156,454 | $19,260 | $137,194 |
| 2015 | -- | $152,133 | $18,728 | $133,405 |
| 2014 | -- | $151,648 | $19,015 | $132,633 |
| 2013 | -- | $154,192 | $19,334 | $134,858 |
Source: Public Records
Agents Affiliated with this Home
-
Annette Siwy
Seller's Agent in 2025
Annette Siwy
Siwy Real Estate, Inc.
(630) 954-4444
2 in this area
122 Total Sales
-
Lana Erickson
Buyer's Agent in 2025
Lana Erickson
eXp Realty - Geneva
(630) 201-1080
1 in this area
293 Total Sales
-
Marissa Hucek
M
Buyer Co-Listing Agent in 2025
Marissa Hucek
eXp Realty - Chicago North Ave
(888) 574-9405
1 in this area
2 Total Sales
-
Sharon Ramon
S
Seller's Agent in 2012
Sharon Ramon
Sharon Ramon
(847) 363-5680
1 Total Sale
-
S
Buyer's Agent in 2012
Sarah Monroe
North Shore Buyer Brokers LLC
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12203996
APN: 08-01-478-013
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