$735,000
SOLD JUL 1, 2025
4 Beds
2.5 Baths
2,835 Sq Ft
0.95 Acres

Recently Sold

$259 Per Sq Ft

2% Below List Price

17 Days on Market

Highlights

  • Spa
  • 0.95 Acre Lot
  • Mature Trees
  • Ferson Creek Elementary School Rated A
  • Landscaped Professionally
  • Deck

About This Home

As of July 2025

Welcome to this beautiful home, ideally located in the heart of St Charles and within the award -winning D 303 school district. Nestled on a private and beautifully landscaped 0.95 acre lot with outdoor seating area, brick-Italian style pizza oven and custom outdoors kitchen. This is the house where every detail is intentional. The finishes are exquisite, and every space is designed to impress with abundant natural sunlight filling every corner throughout oversized custom windows. Rich hardwood floors flows throughout the main level and second floor, drawing you in. The gourmet kitchen is a chef's dream and impresses with high-end stainless style appliances, porcelain countertops, and direct access to the deck. The private den is a perfect home office with its great views and useful custom closet. The finished basement provides additional living space for entertaining guests or relaxing. The list of amenities is extensive and includes exterior lawn sprinkler system, epoxy garage floors, European style doors and much more! Don't let that opportunity pass you by.

Last Agent to Sell the Property

Agnieszka Borawski

arhome realty License #475137971 Listed on: 04/21/2025

arhome realty

Last Buyer's Agent

Sarah Machmouchi

Redfin Corporation License #475130958

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,266

Year Built

  • Built in 1989

Lot Details

  • 0.95 Acre Lot
  • Lot Dimensions are 142.72x11.08x222.25x150.5x272
  • Cul-De-Sac
  • Landscaped Professionally
  • Mature Trees
  • Garden

Parking

  • 2.5 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 2,835 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Family Room
  • Combination Dining and Living Room
  • Den
  • Partial Basement

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Spa
  • Deck
  • Patio
  • Outdoor Kitchen
  • Fire Pit
  • Shed
  • Outdoor Grill

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener is Owned
  • Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,266

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1989
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Oven, Water Softener, Water Softener Owned, Other, Electric Cooktop, Electric Oven
  • Basement: Finished, Crawl Space, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Log, Masonry
  • Fireplaces: 1
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 2835
  • Room Type: Den
  • Window Features: Drapes
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Brick, Cedar
  • ExteriorFeatures: Hot Tub, Outdoor Grill, Fire Pit
  • Lot Features: Cul-De-Sac, Landscaped, Mature Trees, Garden
  • OtherStructures: Outdoor Kitchen, Shed(s)
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School

Lot Info

  • Lot Size Acres: 0.95
  • Lot Dimensions: 142.72X11.08X222.25X150.5X272
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11266.42
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 30, 2025
Sold by
Kotowicz Joanna
Bought by
Almaraz Hillary and Almaraz Anthony
Seller's Agent
Agnieszka Borawski
arhome realty
Buyer's Agent
Sarah Machmouchi
Redfin Corporation
List Price
$750,000
Sold Price
$735,000
Premium/Discount to List
-$15,000
-2%
Views
107
Current Estimated Value
$721,655

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,345
Avg. Annual Appreciation
-3.75%
Original Mortgage
$588,000
Outstanding Balance
$587,031
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$134,624

Purchase Details

Closed on
Jun 20, 2024
Sold by
Kotowicz Marcus
Bought by
Kotowicz Joanna

Purchase Details

Listed on
Jun 4, 2020
Closed on
Jul 21, 2020
Sold by
Price L Scott L and Price Francoise G
Bought by
Kotowicz Marcin
Seller's Agent
Edie Glenn
Coldwell Banker Realty
Buyer's Agent
Agnieszka Borawski
arhome realty
List Price
$400,000
Sold Price
$394,000
Premium/Discount to List
-$6,000
-1.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.91%
Original Mortgage
$315,200
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $735,000 Saturn Title
Quit Claim Deed -- None Listed On Document
Warranty Deed $394,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $588,000 New Conventional
Previous Owner $315,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/01/2025 07/01/25 Sold $735,000 -2.0% $259 / Sq Ft
05/12/2025 05/12/25 For Sale $750,000 0.0% $265 / Sq Ft
05/08/2025 05/08/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $750,000 +90.4% $265 / Sq Ft
08/10/2020 08/10/20 Sold $394,000 -1.5% $139 / Sq Ft View Prior Sale
06/14/2020 06/14/20 Pending -- -- --
06/04/2020 06/04/20 For Sale $400,000 -- $141 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,506 $172,278 $26,845 $145,433
2023 $11,266 $154,026 $24,001 $130,025
2022 $10,695 $140,343 $21,869 $118,474
2021 $10,236 $132,512 $20,649 $111,863
2020 $10,238 $130,605 $20,352 $110,253
2019 $9,788 $128,687 $20,053 $108,634
2018 $9,791 $128,687 $20,053 $108,634
2017 $9,492 $126,798 $19,759 $107,039
2016 $10,055 $123,597 $19,260 $104,337
2015 -- $116,341 $18,728 $97,613
2014 -- $115,197 $19,015 $96,182
2013 -- $117,130 $19,334 $97,796
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12340985

Midwest Real Estate Data (MRED)

APN: 08-01-278-026