NOT LISTED FOR SALE

Estimated Value: $899,639 - $1,058,000

5 Beds
5 Baths
4,110 Sq Ft
$238/Sq Ft Est. Value

Last Sold January 03, 2019

Last sale price $625,000 $152 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $6,610/month

34 Days on Market

Highlights

  • In Ground Pool
  • Landscaped Professionally
  • Recreation Room
  • Ferson Creek Elementary School Rated A
  • Pond
  • Wooded Lot

About This Home

As of January 2019

Idyllic estate has the Ultimate outdoor oasis & picturesque setting of acre privacy~Amazing outdoor living offering extensive hardscapes,inground pool(auto cover),Wolf outdoor kitchen,Pergola,fireplace & waterfall w/Koi pond~Interior boasts 5800 SF of pristine quality living space~compare this home to new~Rich trim package thruout~executive office w/judges panel moldings~ Pella windows w/builtin blinds~true 5 bedrooms~newer 80K high end kitchen w/WOLF,SUBZERO appliances,Crystal cabinetry & stone backsplash~vaulted family rm has 2nd fireplace~huge mudroom w/furniture lockers/cubbies~laundry has 2 sets washer/dryer~separate pool bathroom~master suite has newer luxury bath,closet w/organizers~fabulous 28x24 5th bedroom or endless possibilities ~additional bedrooms all have builtins & custom closets~newly finished basement offers wet bar & full bath~4 car garage w/partial radiant heat,private entrance to bonus room~brick paver driveway & walkway~lawn sprinkler~security~St.Charles schools!

Last Agent to Sell the Property

Stephanie Doherty

HomeSmart Connect LLC License #475124265 Listed on: 10/10/2018

HomeSmart Connect LLC

Last Buyer's Agent

Tiffany Riehle

Keller Williams Inspire - Geneva License #475120186

Keller Williams Inspire - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,201

Year Built

  • 1999

Lot Details

  • Landscaped Professionally
  • Wooded Lot

Parking

  • Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Brick Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Wet Bar
  • Bar Fridge
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Mud Room
  • Entrance Foyer
  • Den
  • Recreation Room
  • Play Room
  • First Floor Utility Room
  • Storage Room
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Range Hood
  • Microwave
  • High End Refrigerator
  • Bar Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Crawl Space

Outdoor Features

  • In Ground Pool
  • Pond
  • Fire Pit
  • Brick Porch or Patio

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas
  • Radiant Heating System
  • Individual Controls for Heating
  • Well
  • Private or Community Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,201

Year Built

1999

Lot Details

0

Parking

4

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 16-20 Years
  • Full Bathrooms: 5
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 5
  • Total Sq Ft: 4110
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1999
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1999

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Bar-Wet, Hardwood Floors, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 12
  • Living Room: Dimensions: 20X14, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven-Double, Oven/Range, Microwave, Dishwasher, High End Refrigerator, Refrigerator-Bar, Washer, Dryer, All Stainless Steel Kitchen Appliances, Range Hood
  • Equipment: Humidifier, Water-Softener Owned, Security System, Intercom, CO Detectors, Ceiling Fan, Sump Pump, Sprinkler-Lawn, Backup Sump Pump;
  • Fireplace Details: Wood Burning, Gas Logs
  • Attic: Unfinished
  • Fireplace Location: Family Room, Living Room
  • Basement: Full
  • Basement: Finished, Crawl
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 5
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 5
  • Laundry: Dimensions: 10X09, On Level: Main Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: 17X14, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 25X15, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Walk-in
  • Additional Rooms: 5th Bedroom, Den, Recreation Room, Play Room, Foyer, Mud Room, Utility Room-1st Floor, Storage
  • Master Bedroom: Dimensions: 21X14, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 28X24, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 2 Name: Den, Dimensions: 13X12, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 15X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: Recreation Rm, Dimensions: 27X22, On Level: Basement, Flooring: Carpet
  • Bedroom 3: Dimensions: 15X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Playroom, Dimensions: 22X14, On Level: Basement, Flooring: Carpet
  • Bedroom 4: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 5 Name: Foyer, Dimensions: 19X12, On Level: Main Level, Flooring: Hardwood
  • Additional Room 6 Name: Mud, Dimensions: 06X06, On Level: Main Level, Flooring: Ceramic Tile
  • Additional Room 7 Name: Utility Room-1st Floor, Dimensions: 16X09, On Level: Main Level, Flooring: Hardwood
  • Additional Room 8 Name: Storage, Dimensions: 30X14, On Level: Basement, Flooring: Other
  • Additional Room 9 Name: Bar, Dimensions: 23X07, On Level: Basement, Flooring: Ceramic Tile
  • Estimated Sq Ft: 4110
  • Estimated Total Finished Sq Ft: 5810
  • Basement Finished Sq Ft: 1700
  • Main Level Sq Ft: 4110
  • Dining Room Type: Separate
  • Family Room: Dimensions: 21X16, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Cedar, Stone
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch, Brick Paver Patio, Pool In-Ground, Fire Pit
  • Acreage: 1.032

Garage/Parking

  • Number of Cars: 4
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s), Heated
  • Garage On Site: Yes
  • Number Garage Spaces: 4
  • Driveway: Brick
  • Parking Included In Price: Yes

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air, Zoned
  • Water: Well-Private
  • Sewer: Septic-Private
  • Heating Fuel: Gas, Forced Air, Radiant, 2+ Sep Heating Systems, Indv Controls, Zoned

Schools

  • School District: 303
  • High School: St Charles North High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 168X325X108X316
  • Lot Description: Landscaped Professionally, Pond, Wooded
  • Parcel Identification Number: 0801202015

Tax Info

  • Taxes: 13936.94

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2018
Closed on
Dec 31, 2018
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Rice Lisa A
Seller's Agent
Stephanie Doherty
HomeSmart Connect LLC
Buyer's Agent
Tiffany Riehle
Keller Williams Inspire - Geneva
List Price
$675,000
Sold Price
$625,000
Premium/Discount to List
-$50,000
-7.41%
Current Estimated Value
$976,410

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$351,410
Avg. Annual Appreciation
6.83%
Original Mortgage
$484,000
Outstanding Balance
$427,245
Interest Rate
4.8%
Mortgage Type
New Conventional
Estimated Equity
$549,165

Purchase Details

Closed on
Jan 6, 2010
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,626
Interest Rate
4.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 31, 2009
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Kathy A and Ratliff Robert F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,626
Interest Rate
4.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2004
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Purchase Details

Closed on
Dec 30, 2002
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,200
Interest Rate
6.3%

Purchase Details

Closed on
Dec 19, 2002
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,200
Interest Rate
6.3%

Purchase Details

Closed on
Oct 18, 2001
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.62%

Purchase Details

Closed on
Feb 23, 2001
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,600
Interest Rate
7.18%

Purchase Details

Closed on
Nov 15, 2000
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,000
Interest Rate
7.86%

Purchase Details

Closed on
Oct 11, 2000
Sold by
Ratliff Robert F and Ratliff Kathy A
Bought by
Ratliff Robert F and Ratliff Kathy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,000
Interest Rate
7.86%

Purchase Details

Closed on
Apr 28, 1999
Sold by
Meyer Paul A and Meyer Katherine E
Bought by
Ratliff Robert F and Ratliff Kathy A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rice Lisa A $625,000 Chicago Title Insurance Co
Ratliff Robert F -- None Available
Ratliff Kathy A -- Chicago Title Insurance Co
Ratliff Robert F -- First American Title
Ratliff Robert F -- First American
Ratliff Robert F -- First American Title Co
Ratliff Robert F -- First American Title Co
Ratliff Robert F -- First American Title Co
Ratliff Robert F -- First American Title
Ratliff Robert F -- First American Title Ins Co
Ratliff Robert F -- First American Title Ins Co
Ratliff Robert F -- First American Title Ins Co
Ratliff Robert F -- --
Ratliff Robert F $75,000 Republic Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rice Lisa A $484,000
Previous Owner Ratliff Kathy A $345,626
Previous Owner Ratliff Robert F $231,200
Previous Owner Ratliff Robert F $235,000
Previous Owner Ratliff Robert F $236,600
Previous Owner Ratliff Robert F $237,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/03/2019 01/03/19 Sold $625,000 -4.6% $152 / Sq Ft
11/13/2018 11/13/18 Pending -- -- --
11/09/2018 11/09/18 Price Changed $655,000 -2.2% $159 / Sq Ft
11/02/2018 11/02/18 Price Changed $669,900 -0.7% $163 / Sq Ft
10/26/2018 10/26/18 Price Changed $674,900 0.0% $164 / Sq Ft
10/10/2018 10/10/18 For Sale $675,000 -- $164 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $17,201 $253,577 $26,845 $226,732
2023 $17,903 $240,043 $24,001 $216,042
2022 $15,155 $218,718 $21,869 $196,849
2021 $14,517 $206,513 $20,649 $185,864
2020 $14,522 $203,541 $20,352 $183,189
2019 $14,368 $200,553 $20,053 $180,500
2018 $14,373 $180,065 $20,053 $160,012
2017 $13,937 $177,422 $19,759 $157,663
2016 $14,770 $172,943 $19,260 $153,683
2015 -- $168,167 $18,728 $149,439
2014 -- $159,807 $19,015 $140,792
2013 -- $162,488 $19,334 $143,154
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10109162

Midwest Real Estate Data (MRED)

APN: 08-01-202-015