$489,900
SOLD AUG 25, 2025

8 Deborah St Waterford, CT 06385

3 Beds
2 Baths
1,948 Sq Ft
0.3 Acres

Recently Sold

$251 Per Sq Ft

3% Above List Price

23 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • Hot Water Circulator
  • Waterford High School Rated A-
  • Patio
  • Ceiling Fan

About This Home

As of August 2025

Today is your lucky day to own this adorable 3 bedroom, 2 bath Cape in the heart of Waterford with deeded access to Niantic River. Special features include a fenced in yard, whole house generator ready, majority of hardwood floors, partially finished basement, option to move washer/dryer back to first floor (used as pantry) and garage. First floor primary suite includes a walk-in closet and full bathroom. Easy commute to I-95 & 395 and major employers such as Pfizer, EB, Coast Guard, Sub Base, L&M Hospital, Costco and more. Surveillance cameras on site. Live 7/17.

Last Agent to Sell the Property

Linda Barrett

Berkshire Hathaway NE Prop. License #RES.0776769 Listed on: 07/10/2025

Berkshire Hathaway NE Prop.

Last Buyer's Agent

Nina Beebe

RE/MAX on the Bay License #RES.0800327

RE/MAX on the Bay

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,066

Year Built

  • Built in 1956

Lot Details

  • 0.3 Acre Lot
  • Property is zoned R-20

Home Design

  • Cape Cod Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Laundry on lower level

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Partially Finished Basement

  • Partial Basement
  • Basement Hatchway

Parking

  • 1 Car Garage
  • Parking Deck

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near golf course

Schools

  • Oswegatchie Elementary School
  • Waterford High School

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Oil
  • Power Generator
  • Hot Water Circulator
  • Fuel Tank Located in Basement

Community Details

  • Oswegatchie Manor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1590777

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,066

Year Built

Built in 1956

Lot Details

0.3 Acres

Listing Details

  • Neighborhood: Oswegatchie
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1666
  • Sq Ft Est Heated Below Grade: 282
  • Total Sq Ft: 1948
  • Year Built: 1956
  • New Construction: No/Resale
  • Nearby Amenities: Basketball Court, Golf Course, Health Club, Medical Facilities, Park, Public Rec Facilities
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Directions: Niantic River Rd to Oswegatchie Rd, Right on Deborah St. Home on left. Or RTE 1 to Oswegatchie Rd to Deborah St
  • Financing Used: Conventional Fixed
  • In Law Apartment: No
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Description: Partial, Hatchway Access, Partially Finished
  • Appliances: Oven/Range, Refrigerator, Dishwasher
  • Laundry Room Location: Option to return to main level pantry
  • Laundry Room Info: Lower Level
  • Attic: No

Exterior Features

  • Exterior Features: Deck, Patio
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Walk to Water Access
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 1
  • Garage And Parking: Attached Garage

Utilities

  • Cooling System: Ceiling Fans, Window Unit
  • Heat Type: Hot Water
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Domestic
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Green Features

  • Energy Features: Generator Ready

Lot Info

  • Acres: 0.3
  • Lot Description: Fence - Full Level Lot
  • Flood Zone: No
  • Zoning: R-20
  • Parcel #: 1590777

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 5066

MLS Schools

  • Elementary School: Oswegatchie
  • High School: Waterford

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 10, 2025
Closed on
Aug 25, 2025
Sold by
Kendall Ross W and Kendall Maggie E
Bought by
Ladyga Eric C and Ladyga Kimberly
Seller's Agent
Linda Barrett
Berkshire Hathaway NE Prop.
Buyer's Agent
Nina Beebe
RE/MAX on the Bay
List Price
$477,700
Sold Price
$489,900
Premium/Discount to List
$12,200
2.55%
Views
57
Current Estimated Value
$486,795

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,105
Avg. Annual Appreciation
-1.34%
Original Mortgage
$465,405
Outstanding Balance
$463,379
Interest Rate
6.75%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$23,416

Purchase Details

Listed on
Feb 15, 2017
Closed on
May 8, 2017
Sold by
Donovan Timothy M
Bought by
Kendall Maggie E and Kendall Ross W
Seller's Agent
Nassim Saad
RE/MAX on the Bay
Buyer's Agent
Zoe Zrakas
William Raveis Real Estate
List Price
$279,900
Sold Price
$268,000
Premium/Discount to List
-$11,900
-4.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%
Original Mortgage
$227,800
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 13, 2011
Sold by
Gayda Michael J and Gayda Margaret R
Bought by
Donavan Timothy M

Purchase Details

Closed on
May 9, 2005
Sold by
Fratus John and Fratus Ellen
Bought by
Gayda Michael and Gayda Margaret
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $489,900 --
Warranty Deed $268,000 --
Warranty Deed $268,000 --
Warranty Deed $249,500 --
Warranty Deed $249,500 --
Warranty Deed $249,500 --
Warranty Deed $319,900 --
Warranty Deed $319,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $465,405 Future Advance Clause Open End Mortgage
Previous Owner $227,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/25/2025 08/25/25 Sold $489,900 +2.6% $251 / Sq Ft
08/10/2025 08/10/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $477,700 +78.2% $245 / Sq Ft
05/05/2017 05/05/17 Sold $268,000 -4.3% $161 / Sq Ft View Prior Sale
03/14/2017 03/14/17 Pending -- -- --
02/15/2017 02/15/17 For Sale $279,900 -- $168 / Sq Ft
Source: SmartMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,066 $216,860 $91,050 $125,810
2024 $4,836 $216,860 $91,050 $125,810
2023 $4,597 $216,860 $91,050 $125,810
2022 $4,451 $161,510 $70,980 $90,530
2021 $4,464 $161,510 $70,980 $90,530
2020 $4,501 $161,510 $70,980 $90,530
2019 $4,519 $161,510 $70,980 $90,530
2018 $4,429 $161,510 $70,980 $90,530
2017 $4,461 $165,030 $70,980 $94,050
2016 $4,420 $165,030 $70,980 $94,050
2015 $4,263 $165,030 $70,980 $94,050
2014 $4,093 $165,030 $70,980 $94,050
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24110776

SmartMLS

APN: WATE-000108-000000-001916

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