Ronald Wooddell
Responds Quickly
Coldwell Banker Lafoon Realty,
(434) 603-6399
89 Total Sales
2 in Lake Monticello
$205K - $365K Price Range
8 Riverside Dr Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $400,654
4
Beds
3
Baths
2,016
Sq Ft
$199/Sq Ft
Est. Value
Highlights
- Views of Trees
- Walk-In Closet
- Central Air
- Front Porch
- Recessed Lighting
- 2 Car Garage
About This Home
As of August 2025Welcome to easy living in this spacious 4-bedroom ranch home in Lake Monticello—no gates, no steps! Enjoy step-free access from the driveway into the finished terrace level, perfect for guests or multigenerational living. Inside, you’ll find hardwood floors, granite countertops, and a gas fireplace with built-ins in the living room. The private split-bedroom layout offers comfort and space, with a large primary bedroom suite featuring a walk-in closet and an oversized vanity. The kitchen includes all appliances, and the washer and dryer convey for added convenience. Outdoor living shines with a deck, screened porch, covered front porch, and hot tub—set against peaceful wooded views for ultimate privacy. The terrace level offers a full bath, kitchenette, and separate entry, ideal for in-laws, guests, or rental potential. An oversized 2-car garage provides ample storage. Located in the outside section of Lake Monticello—no gate access required—this home blends comfort, flexibility, and natural beauty in one desirable package. Conveniently located only 25 minutes to Charlottesville and 20 minutes to Zion Crossroads!
Last Agent to Sell the Property
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 07/10/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,592
Year Built
- Built in 2003
Lot Details
- 23,522 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $100 per month
Parking
- 2 Car Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1-Story Property
- Recessed Lighting
- Gas Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Tilt-In Windows
- Window Screens
- Views of Trees
- Washer and Dryer Hookup
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18/ A 6/ 222/ /
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Jul 31, 2025
Sold by
Bought by
Seller's Agent
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
JAMIE WHITE
JAMIE WHITE REAL ESTATE
List Price
$389,900
Sold Price
$389,900
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,754
Avg. Annual Appreciation
2.76%
Original Mortgage
$259,000
Outstanding Balance
$256,506
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$144,148
Purchase Details
Closed on
Feb 23, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 26, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,631
Interest Rate
3.25%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Ronald Wooddell
-
MAZI VOGLER
MAZI VOGLER
Responds QuicklyTOWN REALTY
(434) 443-7370
72 Total Sales
5 in Lake Monticello
$299K - $755K Price Range
-
Sonya Gierke
Sonya Gierke
RE/MAX Commonwealth
(804) 259-0974
43 Total Sales
1 in Lake Monticello
$395,000 Price
-
Spencer Wenger
Spencer Wenger
Kline May Realty
(540) 534-4278
107 Total Sales
1 in Lake Monticello
$257,000 Price
-
Kate Herring
Kate Herring
HERITAGE REAL ESTATE CO.
(434) 443-5912
15 Total Sales
2 in Lake Monticello
$445,000 Price Range
-
PETE KOOKEN
PETE KOOKEN
DOGWOOD REALTY GROUP LLC
(434) 443-6301
80 Total Sales
2 in Lake Monticello
$389,900 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $389,900 | Chicago Title Insurance Compan | ||
| $240,000 | Chicago Title | ||
| $186,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $259,000 | ||
| Previous Owner | $30,000 | ||
| Previous Owner | $192,000 | ||
| Previous Owner | $182,631 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $389,900 | 0.0% | $193 / Sq Ft |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $389,900 | -- | $193 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,610 | $345,700 | $28,500 | $317,200 |
| 2025 | $2,593 | $345,700 | $28,500 | $317,200 |
| 2024 | $22 | $258,200 | $28,500 | $229,700 |
| 2023 | $2,179 | $258,200 | $28,500 | $229,700 |
| 2022 | $1,911 | $219,600 | $23,800 | $195,800 |
| 2021 | $1,911 | $219,600 | $23,800 | $195,800 |
| 2020 | $1,806 | $195,200 | $23,800 | $171,400 |
| 2019 | $1,806 | $195,200 | $23,800 | $171,400 |
| 2018 | $1,709 | $188,400 | $23,800 | $164,600 |
| 2017 | $1,709 | $188,400 | $23,800 | $164,600 |
| 2016 | $1,681 | $183,300 | $23,800 | $159,500 |
| 2015 | $1,594 | $183,300 | $23,800 | $159,500 |
| 2014 | $1,594 | $181,100 | $23,800 | $157,300 |
Source: Public Records
Agents Affiliated with this Home
-
T
Seller's Agent in 2025
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
-
JAMIE WHITE
J
Buyer's Agent in 2025
JAMIE WHITE
JAMIE WHITE REAL ESTATE
202 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 666758
APN: 18A-6-222
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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