$849,000

80 Terra Cotta Way Destin, FL 32541

Estimated payment $5,357/month

Total Views 760
3 Beds
3 Baths
1,644 Sq Ft
$516 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Newly Painted Property
  • Destin Elementary School Rated A-
  • Heated In Ground Pool
  • Vaulted Ceiling

About This Home

Your Luxury Emerald Coast lifestyle begins in this beautifully appointed 3-bedroom, 3-bath beach retreat with a private pool, ideally located in the prestigious Terra Cotta Terrace community of Crystal Beach. Just steps from deeded, gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico, this home perfectly blends upscale comfort, resort-style amenities, and an unbeatable location. Curb Appeal & First Impressions
Perched high on a bluff, the home welcomes you with tropical landscaping, a charming covered front porch, and a brick paver driveway. Step inside to find designer paint, crisp white trim, an open concept layout, and tile flooring throughout the main living areas—creating an airy, coastal-inspired... coastal-inspired ambiance.

Gourmet Kitchen & Open Living
The kitchen is a chef's delight, featuring endless granite countertops w/ breakfast bar, stainless steel appliances (including a gas range), and a spacious walk-in pantry. The seamless flow from kitchen to dining and living areas makes this home ideal for entertaining or as a high-performing vacation rental.

Private Suites & Relaxation Spaces-
The main level offers a guest bedroom and full bath, plus a laundry room with a full-size washer and dryer. Upstairs, you'll find another guest bedroom and bath, along with the expansive master suite featuring a spa-like bath and a covered private balcony-perfect for unwinding year-round with a morning coffee, a glass of wine, or a good book.

Resort-Style Outdoor Living
Step outside to your sparkling private pool with cool deck surround, a privacy-fenced backyard, a side patio, and a multi-zoned sprinkler system. Whether you're swimming, sunbathing, or hosting friends, this is your personal paradise.

Community & Location highlights!
Terra Cotta Terrace is a luxury development offering a new restaurant, clubhouse, large pool, tennis courts, and a sand volleyball court. With private gated beach access just across Scenic Hwy 98, you're also moments from beachfront dining, boutique shopping, championship golf, and world-class fishing. Destin Commons and Silver Sands Premium Outlets are just minutes away.

Key features include a private pool with deeded and gated beach access, a fully furnished interior with only a few staging exceptions, an open floor plan with tile throughout the main level, and an expansive master suite with a covered balcony. Perfectly situated in the highly sought-after Crystal Beach community, this home offers both luxury and location. More than just a residence, it's a destination - one that keeps families returning to Terra Cotta Terrace year after year.

Listing Agent

Kyle Hock

RealJoy Realty LLC License #3411723 Listed on: 08/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,390

Year Built

  • Built in 1994

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 41x100x40x93
  • Cul-De-Sac
  • Street terminates at a dead end
  • Property is Fully Fenced
  • Privacy Fence
  • Property is zoned City, Resid Single Family

HOA Fees

  • $199 Monthly HOA Fees

Home Design

  • Mediterranean Architecture
  • Newly Painted Property
  • Slab Foundation
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 1,644 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Plantation Shutters
  • Dining Room

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Marble
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2499-0000-0220

Community Details

Overview

  • Association fees include land recreation, licenses/permits, management, master, recreational faclty
  • Terra Cotta Terrace Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room

Recreation

  • Beach
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,390

Year Built

Built in 1994

Lot Details

0

HOA Fees

$199 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.1
  • Lot Size: 41X100X40X93
  • Road Frontage Type: City Street
  • Subdivision Name: TERRA COTTA TERRACE
  • Directions: From 98 and Hutchison (mid bay bridge) go South to Scenic 98. Go left (East) onto Scenic 98, travel for nearly 2 miles. Terra Cotta will be on the left just before the Enclave condos (and before Captain Dave's Restaurant). Turn left onto Terra Cotta and the house will be on the left.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1994
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Marble, Floor Tile, Floor Vinyl
  • Interior Amenities: Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup, Woodwork Stained
  • Window Features: Plantation Shutters, Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Interior:Furnished - All: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Newly Painted: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Marble: Yes
  • Appliances:Oven Continue Clean: Yes
  • Interior:Woodwork Stained: Yes

Exterior Features

  • Fencing: Fenced Lot-All, Fenced Privacy
  • Lot Features: Covenants, Cul-De-Sac, Dead End, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Frame, Stucco
  • Exterior Features: Balcony, Pool - Gunite Concrt
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Porch, Porch Open
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Pool - Heated: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Fenced Lot-All: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Pavillion/Gazebo, Picnic Area, Pool, Tennis, TV Cable
  • Association #2 Fee: 199.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Land Recreation, Licenses/Permits, Management, Master Association, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 4356.0
  • Parcel #: 00-2S-22-2499-0000-0220
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 6389.99
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,033 $595,385 $240,750 $354,635
2023 $6,033 $572,288 $225,000 $347,288
2022 $5,207 $460,886 $173,004 $287,882
2021 $4,598 $370,268 $149,940 $220,328
2020 $4,290 $342,835 $142,800 $200,035
2019 $4,144 $326,704 $142,800 $183,904
2018 $4,078 $319,475 $0 $0
2017 $3,752 $287,090 $0 $0
2016 $3,697 $284,636 $0 $0
2015 $3,474 $262,217 $0 $0
2014 $3,452 $257,390 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2025 08/16/25 For Sale $849,000 +112.3% $516 / Sq Ft
08/10/2022 08/10/22 Off Market $400,000 -- --
08/19/2021 08/19/21 Off Market $455,000 -- --
11/09/2018 11/09/18 Sold $455,000 0.0% $283 / Sq Ft
10/12/2018 10/12/18 Pending -- -- --
10/08/2018 10/08/18 For Sale $455,000 +13.8% $283 / Sq Ft
07/08/2015 07/08/15 Sold $400,000 0.0% $249 / Sq Ft
04/26/2015 04/26/15 Pending -- -- --
03/09/2015 03/09/15 For Sale $400,000 -- $249 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $455,000 Emerald Cost Title Services
Warranty Deed $320,000 Attorney
Warranty Deed $400,000 Attorney
Interfamily Deed Transfer -- Title365 Company
Warranty Deed $370,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,000 New Conventional
Closed $355,000 New Conventional
Previous Owner $326,827 Commercial
Previous Owner $320,000 Future Advance Clause Open End Mortgage
Previous Owner $160,000 New Conventional
Previous Owner $20,000 Credit Line Revolving
Previous Owner $185,000 Unknown
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 982856

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2499-0000-0220