NOT LISTED FOR SALE

8045 Cross Creek Ln Denver, NC 28037

Estimated Value: $977,000 - $1,120,000

5 Beds
3 Baths
3,868 Sq Ft
$269/Sq Ft Est. Value

Last Sold November 21, 2022

Last sale price $862,700 $223 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $6,375/month

28 Days on Market

Highlights

  • RV or Boat Storage in Community
  • Deck
  • Wood Flooring
  • St. James Elementary School Rated A-
  • Transitional Architecture
  • Screened Porch

About This Home

As of November 2022

Meticulously maintained custom home with gorgeous rocking chair front porch in the Stillwater subdivision. This home offers an open floor plan with large primary on the main, two additional bedrooms, and laundry room. Kitchen boasts an abundance of cabinets, granite counter tops, SS appliances, and breakfast area. Amazing screen porch and composite decking over look spacious landscaped yard. The lower level has a full kitchen, rec room large enough for a pool table, two bedrooms/ office, and exercise/tv room with wiring for surround sound. Beautifully situated on 1.26 acres on cul-de-sac street, private lot recently cleared backyard and new paver firepit, fence, lighting and storage shed. Perfect for entertaining! Loads of custom upgrades-moldings, cabinetry, triple trays, recessed lighting, and built-ins. New HVAC and roof (2021) Huge storage area. Boat/RV storage in the community. Convenient to shopping, restaurants, International Airport and Uptown Charlotte.

Last Agent to Sell the Property

Debbie Monroe

Lake Norman Realty, Inc. License #106258 Listed on: 10/24/2022

Lake Norman Realty, Inc.

Last Buyer's Agent

Edward Steve Perri

Southern Homes of the Carolinas, Inc License #40968

Southern Homes of the Carolinas, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,844

Year Built

  • Built in 2005

Lot Details

  • Fenced
  • Irrigation
  • Zoning described as R-SF

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Transitional Architecture
  • Stone Siding
  • Cedar

Interior Spaces

  • Built-In Features
  • Ceiling Fan
  • Window Treatments
  • Great Room with Fireplace
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Gas Cooktop
  • Range Hood
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Garden Bath

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Outdoor Features

  • Deck
  • Fire Pit
  • Shed

Utilities

  • Central Heating
  • Vented Exhaust Fan
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 82309

Community Details

Overview

  • Still Water HOA, Phone Number (704) 892-9673
  • Stillwater Subdivision
  • Mandatory home owners association

Recreation

  • RV or Boat Storage in Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,844

Year Built

Built in 2005

Lot Details

0

HOA Fees

$78 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 2005
  • Ratio Current Price By Acre: 681437.60
  • Restrictions: Architectural Review,Subdivision
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete
  • Structure Type: One Story Basement
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 223.04
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement Fully Finished, Basement Inside Entrance, Basement Outside Entrance
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Attic Fan, Attic Stairs Pulldown, Breakfast Bar, Built Ins, Cable Available, Garden Tub, Pantry, Split Bedroom, Vaulted Ceiling, Walk-In Closet(s), Window Treatments
  • Fixture Exception Yn: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2184
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 416
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 416
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Porch: Deck,Front,Screened
  • Appliances: Cable Prewire, Ceiling Fan(s), Convection Oven, Gas Cooktop, Dishwasher, Disposal, Electric Dryer Hookup, Exhaust Fan, Exhaust Hood, Plumbed For Ice Maker
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1684
  • Fireplace Features: Great Room
  • Living Area: 3868
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Half Bathrooms: 0
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Half Bathrooms: 0

Exterior Features

  • Exterior Features: Fence, Fire Pit, In-Ground Irrigation, Shed(s)
  • New Construction: No
  • Roof: Fiberglass
  • Construction Status: Complete
  • Tax Location: No City Taxes Paid
  • Construction Type: Site Built
  • Construction Type: Cedar, Fiber Cement, Stone

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 616
  • Parking Features: Attached Garage, Garage - 2 Car

Utilities

  • Heating: Central, Gas Hot Air Furnace
  • Sewer: County Sewer
  • Water Heater: Gas
  • Laundry Features: Main Level, Laundry Room
  • Water Source: County Water

Condo/Co-op/Association

  • Community Features: RV/Boat Storage
  • Association Fee: 465.85
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Association Name: Still Water HOA
  • Phone: 704-892-9673
  • ResoAssociationFeeFrequency: SemiAnnually

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required
  • CAR_YearlyHOAExpense: 931.70

Lot Info

  • Lot Size Area: 1.266
  • Lot Size Units: Acres
  • Parcel Number: 82309
  • Lot Size: 55147
  • Zoning Description: R-SF
  • ResoLotSizeUnits: Acres

Tax Info

  • RATIO List Price By Tax Amount: 1.70500

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 24, 2022
Closed on
Nov 21, 2022
Sold by
Avnayim Gary D
Bought by
Sheila R Baldwin Living Trust
Seller's Agent
Debbie Monroe
Lake Norman Realty, Inc.
Buyer's Agent
Edward Steve Perri
Southern Homes of the Carolinas, Inc
List Price
$862,700
Sold Price
$862,700
Total Days on Market
28
Views
11
Current Estimated Value
$1,038,826

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$176,126
Avg. Annual Appreciation
7.56%
Original Mortgage
$690,160
Outstanding Balance
$669,380
Interest Rate
5.95%
Mortgage Type
New Conventional
Estimated Equity
$369,446

Purchase Details

Listed on
Jun 16, 2021
Closed on
Aug 9, 2021
Sold by
Maxwell Glen James and Maxwell Lori
Bought by
Avnayim Gary D and Tindall Sherry K
Seller's Agent
Laura Zumwalt
Keller Williams Advantage
Buyer's Agent
Debbie Monroe
Lake Norman Realty, Inc.
List Price
$750,000
Sold Price
$685,000
Premium/Discount to List
-$65,000
-8.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.91%
Original Mortgage
$335,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 28, 2014
Sold by
Downs Curtis Jay and Downs Rhonda Renay
Bought by
Maxwell Glen James and Maxwell Lori

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,250
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 30, 2004
Bought by
Schreiner Development Llc

Purchase Details

Closed on
Dec 30, 2002
Bought by
Hecht Properties Llc
Source: Public Records

Similar Homes in Denver, NC

  • 1840 Sapona Ct, Denver, NC 28037

    $775,000

    • 5 Beds
    • 3 Baths
    • 3,576 Sq Ft
    • 1840 Sapona Ct
    • Denver, NC

    Welcome to your dream home nestled in the prestigious Verdict Ridge Golf and Country Club! This elegant yet comfortably designed 5-bedroom, 3-bath residence offers an idyllic blend of luxury and functionality, perfect for modern living. The covered front porch invites you inside. The renovated kitchen features stainless steel appliances, a large center island, and seamless flow into the Great

    Paige McGuirk COMPASS

    Section Image
  • 4609 Firethorn Ct, Denver, NC 28037

    $1,250,000

    • 4 Beds
    • 3.5 Baths
    • 3,997 Sq Ft
    • 4609 Firethorn Ct
    • Denver, NC

    Put your finishing touches and fall in love with this beautiful two-story new home in Lake Norman Community, tucked inside the sought-after Lakewood neighborhood. Sitting on a generous 0.5-acre lot, enjoy community boat storage and quick lake access at nearby boat launch on Burton Ln. The open concept main level is perfect for hosting, with soaring cathedral ceilings in both the dining and living

    Andres Gomez EXP Realty LLC

    Section Image
  • 7191 Grist Mill Ct, Denver, NC 28037

    $1,050,000

    • 4 Beds
    • 4.5 Baths
    • 6,225 Sq Ft
    • 7191 Grist Mill Ct
    • Denver, NC

    Step into this inviting home within Verdict Ridge Country Club. As you enter, you are welcomed by a comfortable open floor plan that radiates a sense of ease and warmth. The two-story great room, with its soaring ceilings, features a cozy gas fireplace, creating a perfect setting. It also includes a formal dining room, private office, and butlers pantry. The remodeled kitchen is a culinary haven,

    Sandra Dunn Southern Homes of the Carolinas, Inc

    Section Image
  • 6654 Maple Spring Ct, Denver, NC 28037

    $795,000

    • 4 Beds
    • 3.5 Baths
    • 3,526 Sq Ft
    • 6654 Maple Spring Ct
    • Denver, NC

    Stunning Craftsman Home on a Private, Wooded Cul-de-Sac Lot!Welcome to a breathtaking craftsman-style home nestled on a serene cul-de-sac lot spanning over an acre. If you’re searching for peace and tranquility, this is it! Enjoy the sounds of birds chirping and the beauty of nature right in your backyard.Step onto the partially covered, screened-in back deck, perfect for relaxing or entertaining

    Jeremy Kijak Lake Norman Realty, Inc.

    Section Image
  • 7282 James Ct, Denver, NC 28037

    $1,090,000

    • 4 Beds
    • 3 Baths
    • 3,364 Sq Ft
    • 7282 James Ct
    • Denver, NC

    Nestled on over an acre of beautifully wooded land. Exclusive gated access to a community boat ramp, day slips, and boat storage. 400 Amp electric service, wired for a whole-house generator. In-ground propane tank. Water softener with pre-filter. 22x46’ adjacent building with: 240V electric service, Two-zone heating and air conditioning, and Independent security system. Custom kitchen and bath

    Frank Free Lake Realty

    Section Image
  • 2792 Lake Shore Rd S, Denver, NC 28037

    $1,198,000

    • 3 Beds
    • 3 Baths
    • 3,026 Sq Ft
    • 2792 Lake Shore Rd S
    • Denver, NC

    One hour lead time required to show: Quiet cove with quick access to main channel. Owner's loved this property for many years and have taken pride in the home. Very well kept WATERFRONT home in Westport from the inviting entry to the open Kitchen/DR/Family Room with fireplace and insert that will convey. White Oak Hardwood floors in Entry/ Kitchen/Dining /Family Room and Sewing Room. Owners Suite

    Melanie Moran Lake Norman Realty, Inc.

    Section Image
  • 8005 Island View Ct, Denver, NC 28037

    $1,200,000

    • 4 Beds
    • 2.5 Baths
    • 2,628 Sq Ft
    • 8005 Island View Ct
    • Denver, NC

    Live the dream on Lake Norman! This impeccable waterfront home w/ private dock, resort-style salt water pool, & no HOA is located in the highly sought-after Westport community. Whether you're searching for your own private oasis or a proven income-producing short-term rental, this one-of-a-kind property is fully set up for success. The open floor plan, completely remodeled from top to bottom,

    Jennifer Foster Keller Williams Lake Norman

    Section Image
  • 1428 Spring Ridge Ln, Denver, NC 28037

    $875,000

    • 4 Beds
    • 3 Baths
    • 3,599 Sq Ft
    • 1428 Spring Ridge Ln
    • Denver, NC

    In a neighborhood full of great homes, this one rises above featuring a finished basement, professional grade appliances, plantation shutters, and a custom wet bar. Access the Westport club amenities & full landscaping maintenance without the high HOA price tag. From the covered front porch into the foyer sets a main level guest suite w/ beautiful plantation shutters which have been installed

    Stephen Pierce EXP Realty LLC Mooresville

    Section Image
  • 4120 Lake Shore Rd S, Denver, NC 28037

    $1,150,000

    • 6 Beds
    • 4 Baths
    • 4,169 Sq Ft
    • 4120 Lake Shore Rd S
    • Denver, NC

    Welcome to your dream lakefront escape on the pristine shores of Lake Norman. This exceptional 6-bedroom, 4-bathroom retreat offers the perfect blend of luxury and natural beauty with its private sandy beach, boat dock, and expansive deck overlooking the water. Surrounded by mature trees that provide privacy and shade, you'll enjoy relaxing views while entertaining family and friends in this

    Nicholas Huscroft Chosen Realty of NC LLC

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sheila R Baldwin Living Trust $862,500 --
Avnayim Gary D $685,000 None Available
Maxwell Glen James $435,000 None Available
Schreiner Development Llc $117,500 --
Hecht Properties Llc $1,200,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sheila R Baldwin Living Trust $75,000
Open Sheila R Baldwin Living Trust $690,160
Previous Owner Tindall Sherry K $30,000
Previous Owner Avnayim Gary D $335,000
Previous Owner Maxwell Glen James $325,000
Previous Owner Maxwell Glen $403,774
Previous Owner Maxwell Glen James $413,250
Previous Owner Downs Curtis Jay $340,000
Previous Owner Downs Curtis J $40,200
Previous Owner Schreiner Development Llc $359,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/21/2022 11/21/22 Sold $862,700 0.0% $223 / Sq Ft
10/24/2022 10/24/22 For Sale $862,700 +25.9% $223 / Sq Ft
08/16/2021 08/16/21 Sold $685,000 -4.2% $177 / Sq Ft
07/03/2021 07/03/21 Pending -- -- --
06/21/2021 06/21/21 Price Changed $715,000 -4.7% $185 / Sq Ft
06/16/2021 06/16/21 For Sale $750,000 -- $194 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,844 $951,838 $98,384 $853,454
2023 $5,232 $850,798 $98,384 $752,414
2022 $3,854 $505,981 $85,586 $420,395
2021 $3,880 $505,981 $85,586 $420,395
2020 $3,527 $505,981 $85,586 $420,395
2019 $3,527 $505,981 $85,586 $420,395
2018 $3,264 $451,870 $95,096 $356,774
2017 $3,163 $451,870 $95,096 $356,774
2016 $3,150 $451,870 $95,096 $356,774
2015 $3,312 $451,870 $95,096 $356,774
2014 $3,096 $439,331 $95,096 $344,235
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3917264

Canopy MLS (Canopy Realtor® Association)

APN: 82309