$490,000
SOLD MAY 1, 2025
4 Beds
2.5 Baths
2,661 Sq Ft
0.58 Acres

Recently Sold

$184 Per Sq Ft

2% Below List Price

15 Days on Market

Highlights

  • 0.58 Acre Lot
  • Deck
  • Center Hall Plan
  • Landscaped Professionally
  • Dining Room with Fireplace
  • Traditional Architecture

About This Home

As of May 2025

Opportunities like this do not come around too often! Located in Elgin's most sought after "Gold Coast" neighborhood on beautiful tree lined street! This farmhouse style home stands out on a gorgeous oversized level lot! Covered front porch perfect for summer nights! Step thru the front door and the character and charm begins! Large foyer/parlor area with crown molding and gleaming hardwood floors! Bright and very open living room with custom fireplace, crown molding and bay with picture window! Convenient front office with crown and rich wood paneling! Adorable kitchen with breakfast bar, upgraded stainless steel appliances, granite countertops and T&G ceiling leads to the separate dining area with solid brick fireplace, custom built-ins and French doors leading to your dream screened porch with awesome views and door to the side brick patio! Oversized laundry area with extra cabinets and exposed brick wall! Beautiful solid wood staircase leads to the large 2nd floor landing! Spacious master suite with triple closets, crown molding and private bath with custom dual sink vanity, walk-in glass shower and custom tile work! Upgraded hall bath! Adorable secondary bedrooms with built-ins, bay area and plenty of room! Walk-up attic for extra storage! Very functional basement perfect for rec room, crafts and exercise area! So many possibilities! The yard is absolutely gorgeous with mature trees and perennials thru out! This is a forever home! Quick access to I-90, train and downtown!

Last Agent to Sell the Property

Bob Wisdom

RE/MAX Horizon License #475122882 Listed on: 02/12/2025

RE/MAX Horizon

Last Buyer's Agent

Robert Kopp

eXp Realty - Geneva License #471019024

eXp Realty - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,319

Year Built

  • Built in 1900

Lot Details

  • 0.58 Acre Lot
  • Lot Dimensions are 164x177x102x60x61x117
  • Landscaped Professionally
  • Corner Lot
  • Paved or Partially Paved Lot
  • Level Lot

Parking

  • 2.5 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Asphalt Roof

Interior Spaces

  • 2,661 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Historic or Period Millwork
  • Fireplace With Gas Starter
  • Window Screens
  • Center Hall Plan
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Home Office
  • Workshop
  • Screened Porch
  • Utility Room with Study Area
  • Partial Basement
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Porcelain Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Deck
  • Patio

Utilities

  • Heating System Uses Natural Gas

Community Details

  • Lovells Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,319

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Lovells
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Partially Finished, Crawl Space, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 2
  • Flooring: Hardwood
  • Interior Amenities: Built-in Features, Walk-In Closet(s), Center Hall Plan, Historic/Period Mlwk
  • LivingArea: 2661
  • Room Type: Screened Porch, Office, Foyer, Attic, Workshop
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room,Dining Room
  • Total Sq Ft: 1047
  • Attic: Full,Interior Stair,Unfinished
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Stone
  • Lot Features: Corner Lot, Landscaped, Level
  • Patio And Porch Features: Deck, Patio, Porch, Screened
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Wall Unit(s)
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.58
  • Lot Dimensions: 164X177X102X60X61X117
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10319.02
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2025
Closed on
May 1, 2025
Sold by
Ciochon Timothy and Ciochon Meaghan Therese
Bought by
Martin Kyle and Martin Jessica
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Robert Kopp
eXp Realty - Geneva
List Price
$499,900
Sold Price
$490,000
Premium/Discount to List
-$9,900
-1.98%
Views
179
Current Estimated Value
$492,214

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,214
Avg. Annual Appreciation
0.74%
Original Mortgage
$392,000
Outstanding Balance
$390,701
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$101,513

Purchase Details

Listed on
Apr 12, 2021
Closed on
Jun 7, 2021
Sold by
Murphy Glenn G and Murphy Cherie L
Bought by
Ciochon Timothy and Ciochon Meaghan Thekese
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Jay Upadhyaya
Coldwell Banker Realty
Sold Price
$410,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.74%
Original Mortgage
$384,750
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 2012
Sold by
Murphy Glenn G and Murphy Cherie L
Bought by
Murphy Glenn G and Murphy Cherie L

Purchase Details

Closed on
Oct 31, 2001
Sold by
Murphy Glenn G and Murphy Cherie L
Bought by
Murphy Glenn G and Murphy Cherie L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 None Listed On Document
Deed $410,000 Chicago Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $392,000 New Conventional
Previous Owner $384,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2025 05/01/25 Sold $490,000 -2.0% $184 / Sq Ft
02/27/2025 02/27/25 Pending -- -- --
02/12/2025 02/12/25 For Sale $499,900 +21.9% $188 / Sq Ft
06/25/2021 06/25/21 Sold $410,000 -1.2% $130 / Sq Ft View Prior Sale
04/21/2021 04/21/21 For Sale -- -- --
04/20/2021 04/20/21 Pending -- -- --
04/12/2021 04/12/21 For Sale $415,000 -- $131 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,792 $142,847 $40,507 $102,340
2023 $10,319 $129,051 $36,595 $92,456
2022 $9,683 $117,672 $33,368 $84,304
2021 $8,834 $110,015 $31,197 $78,818
2020 $8,508 $105,026 $29,782 $75,244
2019 $8,250 $100,044 $28,369 $71,675
2018 $8,058 $93,176 $26,725 $66,451
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12285230

Midwest Real Estate Data (MRED)

APN: 06-11-285-010