NOT LISTED FOR SALE

809 Harbor Ln Destin, FL 32541

Estimated Value: $642,000 - $935,594

5 Beds
4.5 Baths
3,813 Sq Ft
$212/Sq Ft Est. Value

Last Sold November 01, 2023

Last sale price $800,000 $210 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,966/month

145 Days on Market

Highlights

  • Parking available for a boat
  • Primary Bedroom Suite
  • Deck
  • Destin Elementary School Rated A-
  • 0.69 Acre Lot
  • Home Office

About This Home

As of November 2023

*Now priced $70k below recent appraisal value!* Welcome home to this extremely rare and desirable find in the heart of Destin. Nestled among the mature oak trees is Moreno Acres, home to oversized lots and private retreats--all while being within minutes of the best that ''The World's Luckiest Fishing Village'' has to offer. Live your best Destin life with quick access to boating, fishing, shopping, restaurants, and the Emerald Coast's famous beaches. Prepare to fall in love with this sprawling 3,813sqft home featuring 5 bedrooms, 4.5 baths, two living rooms, and an office on a 0.69 acre lot with NO HOA. Tucked between the Choctawhatchee Bay and Joe's Bayou, you have plenty of room to bring your boat and all your water sport equipment. Here is where you'll enjoy that Florida lifestyle--pop right over to the boat launch and be to Crab Island and the Destin Harbor in a heartbeat! The massive driveway wraps around charming oak trees and you'll immediately appreciate the picturesque and well cared for landscaping. Originally built in 1977 and extensively remodeled in 2001 and then again in 2006 with the addition of the master wing (featuring an additional bedroom, bath, and office in addition to the owner's suite) you will love this unique U-shaped design. Upon entering, you are immediately welcomed into a fantastic open space and massive sunken living room--the perfect spot for family gatherings! There's no cookie cutter construction to be found here, as this home is full of charm. Floor to ceiling windows face into the interior courtyard and the back patio, creating a wonderful flow between indoor/outdoor spaces. The two large living rooms and split floor plan offer the ability to accommodate and entertain to your heart's desire. On the right side of the home, you'll find two bedrooms bridged by a jack-n-jill bathroom, the interior laundry room, and the original master bedroom (large room w/ample closet space and a bathroom w/double vanities). Past the sunken living room to the left side of the house, you'll find the half bathroom and large kitchen featuring granite countertops, stainless appliances, and two kitchen islands (large enough to fit 9 people). There's also room for your dining room table, or, through the french doors there is a flex room right off the kitchen that is currently being used as a gym. This could also be a great dining space with crown molding and chair rail molding (or use it for a larger office, playroom, game room, man cave, etc!). Continue on to find the second living room with a fireplace and built-in bookshelves, highlighted by the floor to ceiling windows and natural lighting facing the private fenced in backyard. Past the living room down the hallway you'll find an office, an additional bedroom with its own full bathroom, and then the owner's suite with a walk-in closet, double vanities, walk-in shower, separate soaking tub, and private water closet. You'll love relaxing in this space with easy access through the french doors to the backyard. There are multiple ways outside and in the backyard you'll find a fantastic space (plenty of room for a pool!) within a fully fenced in backyard and a large deck to enjoy shaded by mature oaks. There is also a two car garage with a workshop inside. Have peace of mind with a roof replaced in 2013 and newer systems: the two HVAC systems are 4 years and 9 years, and the two water heaters are 1 year and 6 years young. There is also a current termite bond. Conveniently located only 4 minutes to Destin Elementary School, also be sure to check out Destin High School, which is a local charter school, as an additional option if you have high school aged children! Don't delay on making this rare piece of "Old Destin" your own and enjoy the space (both inside and out) with no HOA restrictions in the heart of the town that people in other states dream about! Welcome home!

Last Agent to Sell the Property

Rima Cole

Keller Williams Realty Cview License #3242727 Listed on: 06/09/2023

Keller Williams Realty Cview

Co-Listed By

Callan Edick

Keller Williams Realty Destin License #3341244

Last Buyer's Agent

Susan Sharpe

Keller Williams Realty Navarre

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,353

Year Built

  • Built in 1977 | Remodeled

Lot Details

  • 0.69 Acre Lot
  • Lot Dimensions are 150x200
  • Back Yard Fenced
  • Interior Lot
  • Sprinkler System
  • Lawn Pump
  • Property is zoned City, Resid Single Family

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • U-Shaped Home
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Composition Shingle Roof
  • Roof Vent Fans
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 3,813 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Workshop
  • Attic Fan

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Deck
  • Rain Gutters

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Multiple Water Heaters
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Moreno Acres S/D Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-1650-000H-0010

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,353

Year Built

Built in 1977 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.69
  • Lot Size: 150X200
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW1
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: MORENO ACRES S/D
  • Directions: North on Main Street, Left on Bayou Drive, Right on Harbor Lane, home is on the left.
  • Architectural Style: U-Shaped
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1977
  • Remarks Misc:Remarks: *Now priced $70k below recent appraisal value!* Welcome home to this extremely rare and desirable find in the heart of Destin. Nestled among the mature oak trees is Moreno Acres, home to oversized lots and private retreats--all while being within minutes of the best that ''The World's Luckiest Fishing Village'' has to offer. Live your best Destin life with quick access to boating, fishing, shopping, restaurants, and the Emerald Coast's famous beaches. Prepare to fall in love with this sprawling 3,813sqft home featuring 5 bedrooms, 4.5 baths, two living rooms, and an office on a 0.69 acre lot with NO HOA. Tucked between the Choctawhatchee Bay and Joe's Bayou, you have plenty of room to bring your boat and all your water sport equipment.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Roof Vent: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Energy:Water Heater - Two: Yes
  • Rooms:Workshop2: Yes
  • Energy:Attic Fan: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Fireplace, Floor Tile, Floor Vinyl, Floor WW Carpet, Kitchen Island, Lighting Recessed, Pantry, Renovated, Walls Wainscoting, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes
  • Interior:Walls Wainscoting: Yes

Exterior Features

  • Lot Features: Interior, Within 1/2 Mile to Water
  • Construction Type: Brick, Frame, Roof Dimensional Shg, Siding CmntFbrHrdBrd, Slab, Trim Wood
  • Exterior Features: Rain Gutter, Deck Open, Fenced Back Yard, Fenced Privacy, Lawn Pump, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:Rain Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Boat, Oversized, RV
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes
  • Parking Features:RV: Yes

Utilities

  • Cooling: Attic Fan, Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 30056.4
  • Parcel #: 00-2S-22-1650-000H-0010
  • Zoning: City, Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3352.69
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 28, 2025
Sold by
Winkler Matthew and Elifritz Jamie
Bought by
Winkler Elifritz Revocable Trust and Winkler
Current Estimated Value
$807,649

Purchase Details

Listed on
Jun 9, 2023
Closed on
Nov 1, 2023
Sold by
Phillips Stanley
Bought by
Winkler Matthew and Elifritz Jamie
Seller's Agent
Rima Cole
Keller Williams Realty Cview
Buyer's Agent
Susan Sharpe
Keller Williams Realty Navarre
List Price
$975,000
Sold Price
$800,000
Premium/Discount to List
-$175,000
-17.95%
Views
196

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.43%
Original Mortgage
$400,000
Interest Rate
7.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 18, 2020
Sold by
Phillips Stanley and Phillips Shawn
Bought by
Phillips Stanley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$467,200
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 13, 2001
Sold by
Wilkson James D and Godwin Michael W
Bought by
Phillips Stanley and Phillips Shawn
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Winkler Elifritz Revocable Trust $100 None Listed On Document
Winkler Matthew $800,000 Bright Light Land Title
Phillips Stanley -- Equity National Title
Phillips Stanley $255,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Winkler Matthew $400,000
Previous Owner Phillips Stanley $467,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/01/2023 11/01/23 Sold $800,000 -7.0% $210 / Sq Ft
09/27/2023 09/27/23 Pending -- -- --
09/12/2023 09/12/23 Price Changed $860,000 -4.4% $226 / Sq Ft
08/02/2023 08/02/23 Price Changed $900,000 -2.7% $236 / Sq Ft
07/19/2023 07/19/23 Price Changed $925,000 -2.6% $243 / Sq Ft
06/28/2023 06/28/23 Price Changed $950,000 -2.6% $249 / Sq Ft
06/09/2023 06/09/23 Price Changed $975,000 0.0% $256 / Sq Ft
06/09/2023 06/09/23 For Sale $975,000 -7.1% $256 / Sq Ft
05/12/2023 05/12/23 Pending -- -- --
05/05/2023 05/05/23 For Sale $1,050,000 -- $275 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,147 $726,948 $185,619 $541,329
2024 $3,436 $706,573 $180,212 $526,361
2023 $3,436 $326,136 $0 $0
2022 $3,353 $316,637 $0 $0
2021 $3,345 $307,415 $0 $0
2020 $3,319 $303,171 $0 $0
2019 $3,280 $296,355 $0 $0
2018 $3,251 $290,829 $0 $0
2017 $3,234 $284,847 $0 $0
2016 $3,147 $278,988 $0 $0
2015 $3,190 $277,049 $0 $0
2014 $3,201 $274,850 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 922595

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1650-000H-0010