NOT LISTED FOR SALE

809 Virginia St Key West, FL 33040

Old Town Neighborhood

Estimated Value: $1,244,000 - $1,758,000

2 Beds
2 Baths
1,125 Sq Ft
$1,244/Sq Ft Est. Value

Last Sold November 29, 2018

Last sale price $950,000 $844 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $8,022/month

82 Days on Market

Highlights

  • Heated In Ground Pool
  • Cathedral Ceiling
  • Loft
  • Deck
  • Wood Flooring
  • Outdoor Water Feature

About This Home

As of November 2018

Classic Key West cigar maker's cottage, beautifully updated with whimsy and class. Soaring cathedral ceilings and windows along every wall fill this home with light. Hardwood floors add charm and durability; a full wall of French doors open from the great room to the pool and deck plus a gracious outdoor seating area. The ground floor has two bedrooms and two baths and the spacious second floor loft is currently configured as a third bedroom plus study/den. The quintessential Key West cottage in a peaceful section of Old Town and in the X Flood Zone.

Last Agent to Sell the Property

Dawn Thornburgh

Beach Club Brokers (KW) License #411773 Listed on: 09/01/2018

Last Buyer's Agent

Jaime Caballero

Century 21 Prestige Realty Group (KW)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,979

Year Built

  • Built in 1933 | Remodeled

Lot Details

  • 2,513 Sq Ft Lot
  • Fenced
  • Property is zoned HMDR - Historic Medium Density Residential

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,125 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Some Wood Windows
  • French Doors
  • Loft

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Pool Deck

Outdoor Features

  • Deck
  • Outdoor Water Feature
  • Outdoor Storage

Utilities

  • Central Air
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Old Town Unrecord Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Assessor Parcel Number 00030380-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,979

Year Built

Built in 1933 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key West
  • K W Neighborhood: Old Town-S of Truman
  • Limited Representation: No
  • Mile Marker: 1.00
  • M L S Identifier: 20060123165453488875000000
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Median
  • State Province: FL
  • Taxes: 4978.83
  • Title: Negotiable
  • Year Built: 1933
  • Alternate Key Number: 1031151
  • Building Style: Cigar Maker
  • Cooling Heating: Ceiling Fans(s), Central Air
  • Lot Sq Ft: 2513.00
  • Pool Info: Decked, In Ground
  • Pool Info Heated: Yes
  • Porch Balcony: Deck
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1125.00
  • Pool Info Other Surroundings: YES
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Cathedral Ceilings
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Washer, Microwave, Refrigerator, Range, Oven, Dryer
  • Floor: Tile, Wood
  • Specialty Rooms: Loft
  • Windows/Doors: French Doors, Wood Windows
  • Total Bedrooms: 2
  • Sq Ft Remarks: Tax records autofilled at 1638, which incorrectly counts the entire loft. Ground floor alone is 933.

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Exterior Features: Fencing, Water Display, Storage
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Utilities: Cable Available, Elect Separate Meter, Municipal Sewer, FKAA

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00030380-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.06

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2017

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 6, 2022
Sold by
Titus Richard J
Bought by
Richard J Titus Trust
Current Estimated Value
$1,399,583

Purchase Details

Listed on
Sep 1, 2018
Closed on
Nov 29, 2018
Sold by
Stepaniak Mark J and Stepaniak Anne E
Bought by
Titus Richard
Seller's Agent
Dawn Thornburgh
Beach Club Brokers (KW)
Buyer's Agent
Jaime Caballero
Century 21 Prestige Realty Group (KW)
List Price
$979,000
Sold Price
$950,000
Premium/Discount to List
-$29,000
-2.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.56%
Original Mortgage
$600,000
Interest Rate
4.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 20, 2012
Sold by
Giglio Richard J
Bought by
Stepaniak Mark J and Stepaniak Anne E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 1, 2005
Sold by
Arrick Robert A
Bought by
Giglio Richard J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 27, 2005
Sold by
Arrick Robert A and Sederback Michael Jude
Bought by
Arrick Robert A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 28, 2002
Sold by
Robert A Arrick I
Bought by
Arrick Robert A and Sederback Michael J

Purchase Details

Closed on
May 10, 1999
Sold by
Iannelli Penelope H
Bought by
Arrick Robert A

Purchase Details

Closed on
Oct 31, 1995
Sold by
Lockwood Robin R
Bought by
Iannelli Penelope H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
7.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 1995
Bought by
Stepaniak Mark J and Stepaniak Anne E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
7.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 1988
Bought by
Stepaniak Mark J and Stepaniak Anne E

Purchase Details

Closed on
Dec 1, 1983
Bought by
Stepaniak Mark J and Stepaniak Anne E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Richard J Titus Trust -- --
Titus Richard $950,000 None Listed On Document
Stepaniak Mark J $595,000 Attorney
Giglio Richard J $750,000 --
Arrick Robert A -- --
Arrick Robert A -- --
Arrick Robert A $236,500 --
Iannelli Penelope H $172,100 --
Stepaniak Mark J $172,000 --
Stepaniak Mark J $80,000 --
Stepaniak Mark J $37,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Titus Richard $600,000
Previous Owner Stepaniak Mark J $400,000
Previous Owner Giglio Richard J $250,000
Previous Owner Iannelli Penelope H $120,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/29/2018 11/29/18 Sold $950,000 -3.0% $844 / Sq Ft
11/22/2018 11/22/18 Pending -- -- --
09/01/2018 09/01/18 For Sale $979,000 -- $870 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,053 $1,113,906 -- --
2024 $8,909 $1,082,514 -- --
2023 $8,909 $1,050,985 $550,146 $500,839
2022 $7,918 $985,052 $473,047 $512,005
2021 $7,279 $782,398 $352,825 $429,573
2020 $7,594 $821,158 $386,801 $434,357
2019 $7,409 $793,037 $378,960 $414,077
2018 $5,600 $575,934 $374,387 $201,547
2017 $5,389 $547,645 $0 $0
2016 $5,430 $563,465 $0 $0
2015 $5,143 $523,004 $0 $0
2014 $4,635 $405,688 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Dawn Thornburgh

    Seller's Agent in 2018

    Dawn Thornburgh

    Beach Club Brokers (KW)

    (305) 304-1067

    6 in this area

    26 Total Sales

    Dawn Thornburgh
    Section Image

  • J

    Buyer's Agent in 2018

    Jaime Caballero

    Century 21 Prestige Realty Group (KW)

See All Agents

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 581784

Florida Keys Board of REALTORS®

APN: 00030380-000000

Florida Monroe County Key West 33040 Old Town

809 Virginia St, Key West, FL

Not Listed for Sale

Detached

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