Seller's Agent in 2025
Kelley Fletcher
Berkshire Hathway Home Services
(636) 541-8241
4 in this area
38 Total Sales
Last list price
809 Water St Saint Charles, MO 63301
Old Town Saint Charles Neighborhood
3
Beds
1
Bath
1,794
Sq Ft
6,199
Sq Ft Lot
Highlights
- Deck
- Ranch Style House
- No HOA
- Lincoln Elementary School Rated A
- Solid Surface Countertops
- 1 Car Detached Garage
About This Home
As of August 2025Welcome to 809 Water Street – where modern updates meet timeless charm in the heart of St. Charles. This beautifully renovated home features 3 bedrooms and 1 full bathroom with over 1700 sq ft of living space. The kitchen is a standout, with 42" cabinetry, quartz countertops, and stainless steel appliances—perfect for everyday living or entertaining guests. The main floor includes two bedrooms and a full bath. Upstairs, you'll find a versatile finished space that functions perfectly as a third bedroom, home office, or guest retreat. The partially finished basement adds even more flexibility—ideal for a family room, gym, or hobby space. Upgrades include a new roof and HVAC system (2023). Walking distance to Historic St. Charles Main Street where you’ll enjoy easy access to shops, restaurants, parks, and top-rated schools. Don’t miss the opportunity to make this move-in-ready home yours.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Select Properties License #2020033850 Listed on: 07/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,728
Year Built
- Built in 1950 | Remodeled
Lot Details
- 6,199 Sq Ft Lot
- Wood Fence
- Back and Front Yard
Parking
- 1 Car Detached Garage
- Driveway
Home Design
- Ranch Style House
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Shutters
- Panel Doors
- Living Room
- Washer and Electric Dryer Hookup
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Partially Finished Basement
- Basement Ceilings are 8 Feet High
- Laundry in Basement
Outdoor Features
- Deck
Schools
- Harris Elem. Elementary School
- Jefferson / Hardin Middle School
- St. Charles High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- No Utilities
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 6-009C-4300-00-0036.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2025
Closed on
Aug 7, 2025
Sold by
Hart Kathryn and Hart Cordell
Bought by
Secrest Theresa
Seller's Agent
Kelley Fletcher
Berkshire Hathaway HomeServices Select Properties
Buyer's Agent
Drake Secrest
New Western
List Price
$285,000
Views
45
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
49.40%
Purchase Details
Listed on
Dec 1, 2023
Closed on
Jan 31, 2024
Sold by
Mo Bros Investments Llc
Bought by
Hart Kathryn and Hart Cordell
Seller's Agent
Taylor Moe
Worth Clark Realty
Buyer's Agent
Kelley Fletcher
Berkshire Hathaway HomeServices Select Properties
List Price
$249,999
Views
379
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.83%
Original Mortgage
$242,250
Interest Rate
6.61%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 9, 2023
Sold by
Allied Property Group Llc
Bought by
Moe Bros Investments Llc
Purchase Details
Closed on
Oct 23, 1998
Sold by
Kuebler Jeffrey and Lewis Amber
Bought by
Nelson Karl K and Nelson Lorene L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,461
Interest Rate
6.61%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Freedom Title | |
| Warranty Deed | -- | Freedom Title | |
| Warranty Deed | -- | True Title | |
| Warranty Deed | -- | True Title | |
| Warranty Deed | $75,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $242,250 | New Conventional | |
| Previous Owner | $75,461 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2025 08/07/25 | Sold | -- | -- | -- |
| 07/23/2025 07/23/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | For Sale | $285,000 | +14.0% | $159 / Sq Ft |
| 01/31/2024 01/31/24 | Sold | -- | -- | -- |
| 01/03/2024 01/03/24 | Pending | -- | -- | -- |
| 12/01/2023 12/01/23 | For Sale | $249,999 | -- | $157 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,728 | $31,370 | -- | -- |
| 2023 | $1,725 | $26,681 | $0 | $0 |
| 2022 | $1,626 | $23,444 | $0 | $0 |
| 2021 | $1,628 | $23,444 | $0 | $0 |
| 2020 | $1,365 | $18,814 | $0 | $0 |
| 2019 | $1,353 | $18,814 | $0 | $0 |
| 2018 | $1,490 | $19,748 | $0 | $0 |
| 2017 | $1,470 | $19,748 | $0 | $0 |
| 2016 | $1,463 | $18,949 | $0 | $0 |
| 2015 | $1,461 | $18,949 | $0 | $0 |
| 2014 | $1,418 | $18,137 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kelley Fletcher
-
Drake Secrest
D
Buyer's Agent in 2025
Drake Secrest
New Western
(314) 753-0620
1 in this area
12 Total Sales
-
Taylor Moe
Seller's Agent in 2024
Taylor Moe
Worth Clark Realty
(636) 699-2571
1 in this area
95 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25049703
APN: 6-009C-4300-00-0036.0000000
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