$125,000
SOLD JUL 25, 2025

81 Central Union Rd Albany, KY 42602

3 Beds
1 Bath
1,040 Sq Ft
0.4 Acres

Recently Sold

$120 Per Sq Ft

4% Below List Price

0 Day on Market

Highlights

  • New Flooring
  • Cooling Available
  • Ceiling Fan
  • No HOA
  • Landscaped with Trees
  • No Heating

About This Home

As of July 2025

Nice starter home or retirement home...Easy one level living. Enjoy the nice quiet rural setting with the convenience of being only minutes from downtown Albany. Offering 1064 sq ft., this home has 3 bedrooms and 1 bath, with recent updates including flooring and paint. Enjoy your morning coffee on the newly added deck. Additional features include the big back yard and storage building, as well as the black top drive. Window A/C. Come check out this home! It is priced to sell!

Last Agent to Sell the Property

Kelly Latham

RE/MAX Country Living Brokerage Phone: 9318643380 License #341825 Listed on: 04/03/2025

RE/MAX Country Living

Last Buyer's Agent

Kelly Latham

RE/MAX Country Living Brokerage Phone: 9318643380 License #341825 Listed on: 04/03/2025

RE/MAX Country Living

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $640

Year Built

  • Built in 1984

Lot Details

  • 0.4 Acre Lot
  • Landscaped with Trees

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,040 Sq Ft Home
  • Ceiling Fan
  • New Flooring
  • Crawl Space

Kitchen

  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Laundry in Kitchen

Parking

  • Paved Parking
  • Open Parking

Utilities

  • Cooling Available
  • No Heating
  • Natural Gas Not Available
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 028.04
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$640

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Attribution Contact: 9318643380
  • Directions: From Clinton Co Courthouse turn right onto E Cumberland St (Atty David Cross office on corner). IN 1.5 mi turn right onto Haddix Rd then take a slight left onto Pikeview Ln the right onto Old Monticello Rd. In .7 mi turn Right onto Central Union Rd. House is on the left. SOP
  • Prop. Type: Residential
  • Year Built: 1984
  • Property Sub Type: Site Built
  • Lot Size Acres: 0.4
  • Lot Size: .40
  • Subdivision Name: None
  • Carport Y N: No
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Electric Oven, Refrigerator, Electric Range
  • Has Basement: Crawl Space
  • Flooring: New Floor Covering, Vinyl
  • Interior Amenities: Ceiling Fan(s)
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 1040
  • Window Features: Double Pane Windows

Exterior Features

  • Roof: Metal
  • Lot Features: Trees
  • Home Warranty: No
  • Construction Type: Frame, Brick
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Paved

Utilities

  • Electric: Circuit Breakers, RECC
  • Heating: None
  • Sewer: Septic Tank
  • Gas Company: none
  • Laundry Features: Main Level, In Kitchen
  • Cooling Y N: Yes
  • Heating Yn: No
  • Utilities: Natural Gas Not Available
  • Water Source: Public, Albany City

Condo/Co-op/Association

  • Association: No

Lot Info

  • Farm Land Area Units: Square Feet
  • Parcel #: 028.04
  • Irrigation Water Rights: No

Tax Info

  • Tax Annual Amount: 640
  • Tax Book Number: 173
  • Tax Map Number: 036

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Jul 24, 2025
Sold by
Cross Jon-Allen
Bought by
Steele Joshua
Seller's Agent
Kelly Latham
RE/MAX Country Living
Buyer's Agent
Kelly Latham
RE/MAX Country Living
List Price
$130,000
Sold Price
$125,000
Premium/Discount to List
-$5,000
-3.85%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.33%
Original Mortgage
$112,500
Outstanding Balance
$112,405
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$12,095
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $125,000 None Listed On Document
Deed $125,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $112,500 New Conventional
Closed $112,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $125,000 0.0% $120 / Sq Ft
05/18/2025 05/18/25 Price Changed $125,000 -3.8% $120 / Sq Ft
04/03/2025 04/03/25 For Sale $130,000 -- $125 / Sq Ft
Source: Upper Cumberland Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $600 $72,050 $0 $0
2023 $605 $72,050 $0 $0
2022 $0 $40,000 $0 $0
2021 $6 $40,000 $0 $0
2020 $6 $40,000 $0 $0
2019 $6 $40,000 $0 $0
2018 $20 $40,000 $5,000 $35,000
2015 $24 $40,000 $5,000 $35,000
2013 -- $40,000 $5,000 $35,000
Source: Public Records

Agents Affiliated with this Home

  • Kelly Latham

    Seller's Agent in 2025

    Kelly Latham

    RE/MAX

    (606) 278-3207

    277 Total Sales

    Kelly Latham
    Section Image
See All Agents

Map

Source: Upper Cumberland Association of REALTORS®

MLS Number: 235627

Upper Cumberland Association of REALTORS®

APN: 036-00-00-028.04

Kentucky Clinton County Albany 42602

81 Central Union Rd, Albany, KY

This home is located at 81 Central Union Rd, Albany, KY 42602 and is currently priced at $125,000, approximately $120 per square foot. This property was built in 1984. 81 Central Union Rd is a home located in Clinton County with nearby schools including Clinton County Early Childhood Center, Albany Elementary School, and Clinton County Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Upper Cumberland Association of REALTORS® Copyright 2025 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors.
Some or all of the listings displayed may not belong to the firm whose website is being visited.

Nearby Homes