$950,000
SOLD JUN 18, 2025

81 Lighthouse Ln Moneta, VA 24121

4 Beds
3 Baths
3,235 Sq Ft
0.39 Acres

Recently Sold

$294 Per Sq Ft

1% Below List Price

12 Days on Market

Highlights

  • Community Beach Access
  • 1 Dock Slip
  • Lake View
  • Dudley Elementary School Rated A-
  • Public Beach
  • Deck

About This Home

As of June 2025

Million dollar WATER VIEWS from this Smith Mountain Lake home! MOVE-IN READY, & comes with your own deeded, covered boatslip (with boat lift), a quiet waterfront (great for kids), & a community BEACH. High-speed internet, convenient location close to everything, & NO lawn mowing (the HOA does it). Located in popular Moneta, this 4 bedroom, 3 bath residence is part of a private & friendly community of only 6 homes. Just be sure to BRING YOUR BATHING SUIT! The peaceful waterfront is perfect for swimming, boating, & relaxing. A 2-car garage, beautiful deck overlooking the lake, & a large rear patio. Your covered boat slip is less than 200 yards away; just take your GOLF CART-it's included with the sale. Come visit today, & start making memories at this wonderful Smith Mountain Lake home.

Last Agent to Sell the Property

Ted Ciporin

WAINWRIGHT & CO., REALTORS(r)- LAKE License #0225223937 Listed on: 04/04/2025

Last Buyer's Agent

Rob Jordan

SML SALES INC License #0225067752

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,169

Year Built

  • Built in 2004

Lot Details

  • 0.39 Acre Lot
  • Public Beach
  • Gentle Sloping Lot
  • Property is zoned RMF

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • Wet Bar
  • Ceiling Fan
  • Fireplace Features Blower Fan
  • Gas Log Fireplace
  • Bay Window
  • French Doors
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room with Fireplace
  • Storage
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Rip-Rap
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Dock
  • Balcony
  • Deck
  • Patio
  • Rear Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 4-A

Community Details

Overview

  • Tim Fetzer Association
  • Saunders Cove Subdivision

Amenities

  • Restaurant

Recreation

  • Community Beach Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,169

Year Built

Built in 2004

Lot Details

0

HOA Fees

$175 per month

Listing Details

  • Interior Features: Breakfast Area, Ceiling Fan, Gas Log Fireplace, Indirect Lighting, Storage, Walk-in-Closet, Wet Bar
  • Heating System: Heat Pump Electric
  • Fireplace(s): Family Room, Great Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Microwave Oven (Built In), Range Electric, Refrigerator, Sump Pump, Wall Oven
  • Cooling System: Heat Pump Electric
  • Outside Features: Balcony, Bay Window, Deck, Nat Gas Line Outdoor, Patio, Paved Driveway
  • Views: Lake, Sunrise
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1943.00
  • ExteriorDoors: French, Wood
  • Fireplace Number Fireplaces: 2
  • FullBathsFullBathsLowerLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel Cable
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 1292.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • Phone Email: (208) 869-7827 tbfetzer@aol.com
  • P O A Condo Contact Name: Tim Fetzer
  • POACondoDues: 175.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Other - See Remarks
  • SubdivisionMap: Saunders Cove
  • Total Above Grd Fin S Q F T: 1943
  • TotalBdrm: 4
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3235.00
  • TotalUnfin Sq Ft: 553.00
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 553.00
  • WaterAccOnlyB: Deed/Assgn Dock
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: R22
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Rear Porch

Utilities

  • Sewer Description: Community System
  • Water Description: Private Well
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Fireplace Blower, Maint-Free Exterior, Paved Road, Underground Util

Lot Info

  • Lot Description: Gentle Slope, Views
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.39
  • Lot: 4-A
  • ZoningCode: RMF

Green Features

  • Water Features: Beach, Cove, Riprap Shoreline

Building Info

  • Year Built: 2004

Tax Info

  • Taxes (6 mo): 3169.10

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
Jun 6, 2025
Sold by
Williams Steven Andrew and Williams Tina Marie
Bought by
Eichinger Steven and Eichinger Lisa
Seller's Agent
Ted Ciporin
WAINWRIGHT & CO., REALTORS(r)- LAKE
Buyer's Agent
Rob Jordan
SML SALES INC
List Price
$962,500
Sold Price
$950,000
Premium/Discount to List
-$12,500
-1.3%
Views
56
Current Estimated Value
$1,018,203

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,203
Avg. Annual Appreciation
12.93%

Purchase Details

Listed on
May 19, 2017
Closed on
Nov 10, 2017
Sold by
Bruch William and Bruch Margaret
Bought by
William Steven Andrew and William Tina Marie
Seller's Agent
Polly Lyons
LYONS TEAM, REALTORS(r)
Buyer's Agent
Ted Ciporin
WAINWRIGHT & CO., REALTORS(r)- LAKE
List Price
$499,000
Sold Price
$475,000
Premium/Discount to List
-$24,000
-4.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$325,000
Interest Rate
3.85%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $950,000 Fidelity National Title Insura
Deed $950,000 Fidelity National Title Insura
Deed $475,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $325,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2025 06/18/25 Sold $950,000 -1.3% $294 / Sq Ft
04/28/2025 04/28/25 Pending -- -- --
04/16/2025 04/16/25 For Sale $962,500 +102.6% $298 / Sq Ft
11/14/2017 11/14/17 Sold $475,000 -4.8% $164 / Sq Ft View Prior Sale
09/14/2017 09/14/17 Pending -- -- --
05/19/2017 05/19/17 For Sale $499,000 -- $172 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,169 $737,000 $112,000 $625,000
2024 $3,169 $737,000 $112,000 $625,000
2023 $2,833 $464,400 $105,000 $359,400
2022 $2,833 $464,400 $105,000 $359,400
2021 $2,833 $464,400 $105,000 $359,400
2020 $2,833 $464,400 $105,000 $359,400
2019 $2,597 $425,700 $105,000 $320,700
2018 $2,597 $425,700 $105,000 $320,700
2017 $2,341 $416,700 $105,000 $311,700
2016 $2,341 $416,700 $105,000 $311,700
2015 $2,250 $416,700 $105,000 $311,700
2014 $2,250 $416,700 $105,000 $311,700
2013 $2,250 $416,700 $105,000 $311,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 915878

Roanoke Valley Association of REALTORS®

APN: 0320107700