Seller's Agent in 2025
Betty Lee
Keller Williams Upstate NY Properties
(607) 267-1807
2 in this area
14 Total Sales
3
Beds
1.5
Baths
1,298
Sq Ft
0.52
Acres
Highlights
- Wood Flooring
- 2 Car Detached Garage
- Cedar Closet
- 1 Fireplace
- Eat-In Kitchen
- Laundry Room
About This Home
As of October 2025Welcome to 81 Main Street, a charming 3-bedroom, 1.5 bath country home on 0.52 acre. This home features custom hand-tooled kitchen cabinets and woodwork throughout. Kitchen and dining room replaced with vinyl waterproof laminate. Fireplace insert replaced with a Jotul enamel woodstove. Electrical service updated to 200 amps with additional outlets added. Septic tank and dry well replaced in 2015. A detached 2-car garage with a remote opener with workshop space and a large barn with endless possibilities. Conveniently located just off I-88, just a short ride to Oneonta. Schedule your appointment today!
Last Agent to Sell the Property
Listing by Keller Williams Upstate NY Properties Brokerage Phone: (607) 267-1807 License #10401359665 Listed on: 06/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,421
Year Built
- Built in 1900
Lot Details
- 0.52 Acre Lot
- Lot Dimensions are 110x210
- Rectangular Lot
- Historic Home
Parking
- 2 Car Detached Garage
- Workshop in Garage
- Dirt Driveway
Home Design
- Block Foundation
- Poured Concrete
- Vinyl Siding
Interior Spaces
- 1,298 Sq Ft Home
- 1-Story Property
- Central Vacuum
- Ceiling Fan
- 1 Fireplace
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Range
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Cedar Closet
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Appliances
Utilities
- Baseboard Heating
- Hot Water Heating System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 325.06-1-10.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 15, 2025
Closed on
Oct 7, 2025
Sold by
Armstrong Willard J
Bought by
Palmer Kristina
Seller's Agent
Betty Lee
Keller Williams Upstate NY Properties
Buyer's Agent
John Rudolph
Country Squire Realty
List Price
$199,000
Sold Price
$185,000
Premium/Discount to List
-$14,000
-7.04%
Views
22
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.61%
Original Mortgage
$181,649
Outstanding Balance
$181,487
Interest Rate
6.56%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$13,870
Purchase Details
Listed on
Jul 15, 2013
Closed on
Oct 31, 2014
Sold by
Estate Of Linda M Majka
Bought by
Armstrong Willard J
Seller's Agent
Adam Karns
EXIT Realty Homeward Bound
Buyer's Agent
Tom Tillapaugh
Howard Hanna
List Price
$159,000
Sold Price
$96,000
Premium/Discount to List
-$63,000
-39.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.19%
Original Mortgage
$104,211
Interest Rate
4.13%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 7, 2007
Sold by
Karns Nadine
Bought by
Majka Linda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 9, 2000
Purchase Details
Closed on
Apr 23, 1999
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $185,000 | -- | |
| Deed | $102,127 | Frederick R. Xlander | |
| Interfamily Deed Transfer | $100,000 | Ronald Haus | |
| Interfamily Deed Transfer | $72,800 | -- | |
| Deed | $44,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $181,649 | Purchase Money Mortgage | |
| Previous Owner | $104,211 | New Conventional | |
| Previous Owner | $85,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/07/2025 10/07/25 | Sold | $185,000 | -4.6% | $143 / Sq Ft | |
| 07/08/2025 07/08/25 | Pending | -- | -- | -- | |
| 06/28/2025 06/28/25 | Price Changed | $194,000 | -2.5% | $149 / Sq Ft | |
| 06/15/2025 06/15/25 | For Sale | $199,000 | +107.3% | $153 / Sq Ft | |
| 11/03/2014 11/03/14 | Sold | $96,000 | -39.6% | $69 / Sq Ft | View Prior Sale |
| 08/05/2014 08/05/14 | Pending | -- | -- | -- | |
| 07/15/2013 07/15/13 | For Sale | $159,000 | -- | $114 / Sq Ft |
Source: Otsego-Delaware Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,906 | $104,000 | $25,200 | $78,800 |
| 2023 | $2,333 | $104,000 | $25,200 | $78,800 |
| 2022 | $2,845 | $104,000 | $25,200 | $78,800 |
| 2021 | $2,578 | $104,000 | $25,200 | $78,800 |
| 2020 | $2,309 | $104,000 | $25,200 | $78,800 |
| 2019 | $1,299 | $104,000 | $25,200 | $78,800 |
| 2018 | $1,868 | $104,000 | $25,200 | $78,800 |
| 2017 | $2,200 | $104,000 | $25,200 | $78,800 |
| 2016 | $2,209 | $104,000 | $25,200 | $78,800 |
| 2015 | -- | $104,000 | $25,200 | $78,800 |
| 2014 | -- | $104,000 | $25,200 | $78,800 |
Source: Public Records
Agents Affiliated with this Home
-
Betty Lee
-
John Rudolph
J
Buyer's Agent in 2025
John Rudolph
Country Squire Realty
(607) 437-3097
1 in this area
7 Total Sales
-
Adam Karns
Seller's Agent in 2014
Adam Karns
EXIT Realty Homeward Bound
(607) 244-9633
2 in this area
8 Total Sales
-
T
Buyer's Agent in 2014
Tom Tillapaugh
Howard Hanna
Map
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1615005
APN: 364801-325-006-0001-010-000-0000
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