$96,000
SOLD NOV 3, 2014

81 Main St Otego, NY 13825

3 Beds
2 Baths
1,393 Sq Ft
0.52 Acres

Recently Sold

$69 Per Sq Ft

40% Below List Price

386 Days on Market

Highlights

  • Contemporary Architecture
  • 2 Car Detached Garage
  • High Speed Internet
  • Wood Flooring
  • Shed
  • Gas Fireplace

About This Home

As of November 2014

3 Bedroom, 2 Bath, country house w/ farm charm. Custom hand tooled kitchen cabinets, wood work, hardwood floors throughout. Wood burning fireplace w/insert. Full garage, big yard, great out building/barn formerly woodworking shop w/ great spaces. In scenic Otego but still close to Oneonta shopping districts. Just off I -88 to make the commute easy.

Last Agent to Sell the Property

Adam Karns

Listing by EXIT Realty Homeward Bound License #40KA1168241 Listed on: 07/15/2013

EXIT Realty Homeward Bound

Last Buyer's Agent

Tom Tillapaugh

Listing by Howard Hanna License #10301211406

Howard Hanna

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,993

Year Built

  • Built in 1933

Parking

  • 2 Car Detached Garage

Home Design

  • Contemporary Architecture
  • Stone Foundation
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1,393 Sq Ft Home
  • Gas Fireplace
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Additional Features

  • Shed
  • 0.52 Acre Lot

Listing and Financial Details

  • Assessor Parcel Number 325.06-1-10.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,993

Year Built

Built in 1933

Lot Details

0

Listing Details

  • Additional Structures: Shed/Storage
  • NY Swis Code: Otego-364889
  • Total Assessed Value: 104000
  • Construction: Frame
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 184615.38
  • Ratio Close Price By Sq Ft: 68.92
  • Ratio List Price By Acres: 190384.62
  • Ratio List Price By Sq Ft: 71.07
  • Regional Board Code: Rochester
  • Roof Description: Asphalt, Shingles
  • School Tax: 1667
  • Styles of Residence: Contemporary
  • Sub Board Code: Otsego-Delaware
  • Lot Sq Ft: 22651
  • Age of Building: 90
  • Year Built: 1933
  • Directions To Property: I-88 to Otego exit to rt 7. Left on rt 7 first house on right.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 2
  • Basement Description: Full
  • Floor Description: Wood-Some
  • Kitchen Appliances Included: Dryer, Oven/Range Electric, Refrigerator, Washer
  • Number of Bedrooms 1st Floor: 3
  • Number of Fireplaces Gas: 1
  • Number of Fireplaces Total Calculated: 1
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Total Sq Ft: 1393

Exterior Features

  • Construction: Wood
  • Additional Exterior Features: High Speed Internet
  • Number of Acres: 0.5200

Garage/Parking

  • Garage Description: Detached
  • Number of Garage Spaces: 2.0000

Utilities

  • Heating Fuel Description: Oil
  • Sewer Description: Septic
  • Water Heater Fuel: Electric
  • Water Supply: Public

Schools

  • School District: Unatego

Lot Info

  • Parcel Number: 325.06-1-10.00

Tax Info

  • Total Taxes: 1993

MLS Schools

  • School District Name: Unatego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2013
Closed on
Oct 31, 2014
Sold by
Estate Of Linda M Majka
Bought by
Armstrong Willard J
Seller's Agent
Adam Karns
EXIT Realty Homeward Bound
Buyer's Agent
Tom Tillapaugh
Howard Hanna
List Price
$159,000
Sold Price
$96,000
Premium/Discount to List
-$63,000
-39.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.86%
Original Mortgage
$104,211
Outstanding Balance
$80,084
Interest Rate
4.13%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$115,732

Purchase Details

Closed on
Dec 7, 2007
Sold by
Karns Nadine
Bought by
Majka Linda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 9, 2000

Purchase Details

Closed on
Apr 23, 1999
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $102,127 Frederick R. Xlander
Interfamily Deed Transfer $100,000 Ronald Haus
Interfamily Deed Transfer $72,800 --
Deed $44,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $104,211 Purchase Money Mortgage
Previous Owner $50,000 Unknown
Previous Owner $85,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Pending -- -- --
06/28/2025 06/28/25 Price Changed $194,000 -2.5% $149 / Sq Ft
06/15/2025 06/15/25 For Sale $199,000 +107.3% $153 / Sq Ft
11/03/2014 11/03/14 Sold $96,000 -39.6% $69 / Sq Ft
08/05/2014 08/05/14 Pending -- -- --
07/15/2013 07/15/13 For Sale $159,000 -- $114 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,394 $104,000 $25,200 $78,800
2023 $2,333 $104,000 $25,200 $78,800
2022 $2,845 $104,000 $25,200 $78,800
2021 $2,578 $104,000 $25,200 $78,800
2020 $2,309 $104,000 $25,200 $78,800
2019 $1,299 $104,000 $25,200 $78,800
2018 $1,868 $104,000 $25,200 $78,800
2017 $2,200 $104,000 $25,200 $78,800
2016 $2,209 $104,000 $25,200 $78,800
2015 -- $104,000 $25,200 $78,800
2014 -- $104,000 $25,200 $78,800
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2025

    Betty Lee

    Keller Williams Upstate NY Properties

    (607) 267-1807

    1 in this area

    13 Total Sales

    Section Image
  • Adam Karns

    Seller's Agent in 2014

    Adam Karns

    EXIT Realty Homeward Bound

    (607) 244-9633

    2 in this area

    11 Total Sales

    Section Image

  • T

    Buyer's Agent in 2014

    Tom Tillapaugh

    Howard Hanna

    Section Image
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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: OD90345

Otsego-Delaware Board of REALTORS®

APN: 364801-325-006-0001-010-000-0000

New York Otsego County Otego 13825

81 Main St, Otego, NY

This home is located at 81 Main St, Otego, NY 13825 and is currently priced at $96,000, approximately $68 per square foot. This property was built in 1933. 81 Main St is a home located in Otsego County with nearby schools including Unatego Junior/Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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