$188,000
$27K PRICE DROP

81 Oak St Geneva, NY 14456

Estimated payment $1,547/month

Total Views 18,994
4 Beds
1 Bath
1,668 Sq Ft
$113 Price per Sq Ft

Highlights

  • Wood Flooring
  • Separate Formal Living Room
  • Porch
  • Attic
  • Formal Dining Room
  • Open Patio

About This Home

Welcome to the home you've been waiting for! This charming home offers a spacious living room, formal dining area, and a functional kitchen with the convenience of first-floor laundry. Head upstairs to find three comfortable bedrooms and a full bath, ideal for rest and relaxation.
And the best part? Stay cool all summer long with central air conditioning,comfort you’ll appreciate right now.
Need bonus space? The finished attic adds an extra 334 square feet that is perfect for a bedroom, playroom, home office, or creative retreat. Public records show 1,334 square feet of main living space, plus the additional finished attic area, giving you plenty of room to spread out.
All of this is located just minutes from the lake, hospital, schools, and downtown Geneva. Its everything you need right at your fingertips. Come see why this one feels like home the moment you step inside!

Listing Agent

Esthervina Mallard

Listing by Coldwell Banker Finger Lakes License #10401364375 Listed on: 07/11/2025

Coldwell Banker Finger Lakes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,266

Year Built

  • Built in 1910

Lot Details

  • 2,920 Sq Ft Lot
  • Lot Dimensions are 40x73
  • Rectangular Lot

Home Design

  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1,668 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Separate Formal Living Room
  • Formal Dining Room
  • Attic
  • Partially Finished Basement

Kitchen

  • Electric Cooktop
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • PEX Plumbing
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 55
  • Assessor Parcel Number 320500-104-007-0002-055-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,266

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1910
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: From Castle turn on to Oak. Home is on the right just past Lafayette.
  • Architectural Style: Two Story
  • Flooring: Carpet, Ceramic Tile, Hardwood, Varies
  • Garage Yn: No
  • Interior Features: Attic, Ceiling Fan(s), Separate/Formal Dining Room, Entrance Foyer, Separate/Formal Living Room
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Gas Water Heater, Refrigerator, Washer
  • Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Total Bedrooms: 7
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.067
  • Waterfront: No
  • Construction Type: Vinyl Siding, PEX Plumbing
  • Exterior Features: Concrete Driveway
  • Foundation Details: Poured
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Geneva

Lot Info

  • Parcel Number: 320500-104-007-0002-055-000-0000
  • Lot Dimensions: 40X73
  • Lot Size Sq Ft: 2920.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6266.0
  • Tax Lot: 55

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,427 $176,000 $4,100 $171,900
2023 $4,740 $99,000 $4,100 $94,900
2022 $4,479 $99,000 $4,100 $94,900
2021 $4,410 $99,000 $4,100 $94,900
2020 $2,078 $99,000 $4,100 $94,900
2019 -- $76,000 $3,100 $72,900
2018 $1,083 $76,000 $3,100 $72,900
2017 $0 $76,000 $3,100 $72,900
2016 $1,022 $76,000 $3,100 $72,900
2015 -- $72,200 $3,100 $69,100
2014 -- $72,200 $3,100 $69,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2025 08/17/25 Price Changed $188,000 -5.5% $113 / Sq Ft
08/05/2025 08/05/25 Price Changed $199,000 -2.9% $119 / Sq Ft
07/26/2025 07/26/25 Price Changed $205,000 -4.6% $123 / Sq Ft
07/11/2025 07/11/25 For Sale $214,900 +21.4% $129 / Sq Ft
01/02/2024 01/02/24 Sold $177,000 -1.6% $106 / Sq Ft
10/28/2023 10/28/23 Pending -- -- --
10/24/2023 10/24/23 Price Changed $179,900 -2.7% $108 / Sq Ft
10/20/2023 10/20/23 Price Changed $184,900 -2.6% $111 / Sq Ft
10/13/2023 10/13/23 For Sale $189,900 +91.8% $114 / Sq Ft
07/30/2018 07/30/18 Sold $99,000 -0.9% $59 / Sq Ft
04/26/2018 04/26/18 Pending -- -- --
04/18/2018 04/18/18 For Sale $99,900 -- $60 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $177,000 None Available
Warranty Deed $177,000 None Available
Deed $99,000 --
Deed $99,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $171,690 Purchase Money Mortgage
Closed $171,690 Purchase Money Mortgage
Previous Owner $469 Stand Alone Refi Refinance Of Original Loan
Previous Owner $94,050 New Conventional
Previous Owner $40,000 No Value Available
Previous Owner $76,434 No Value Available
Source: Public Records

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Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1621406

Upstate New York Real Estate Information Services (UNYREIS)

APN: 320500-104-007-0002-055-000-0000