NOT LISTED FOR SALE

81 Sternwheel Ct Saint Charles, MO 63304

Estimated Value: $410,000 - $459,535

4 Beds
4 Baths
2,424 Sq Ft
$178/Sq Ft Est. Value

Last Sold October 18, 2019

Current estimated payment $2,697/month

About This Home

As of October 2019

Beautifully maintained 4 bed/2 full/2 half bath home on one of the largest lots in the highly sought after Monticello neighborhood, Francis Howell School District. This home has an open floor plan w/beautiful wood flooring,customized wood flooring in the dining room & customized ceramic tile in the kitchen & laundry. Main floor has 3 large bay windows keeping the home light & bright. The kitchen boast granite counter-tops,stainless appliances & tons of cabinet/counter space. Wood burning fireplace in the family room is ready to cozy up to in the cold winters. Master bedroom has vaulted ceilings,bay window,ceiling fan,double sink vanity,bath & separate customized tile surround shower. 3 more nice size rooms on the upper level,all 3 have ceiling fans to. Full bath in the hall with a double sink vanity. Finished basement with a half bath is waiting for your touches & perfect for guest's. 2 car garage, gorgeous deck & gazebo, enormous lot ready for summertime BBQ's! NEW HOT WATER HEATER!!!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2019
Closed on
Oct 18, 2019
Sold by
Flynn Sean P and Flynn Debra M
Bought by
Lopez Cortez Ernesto and Munoz Ojeda Yesenia
Seller's Agent
Michael Luntz
Nettwork Global
Buyer's Agent
Erin Easley
Realty Executives of St. Louis
List Price
$260,000
Current Estimated Value
$432,634

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.27%
Original Mortgage
$229,500
Outstanding Balance
$200,640
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$231,994

Purchase Details

Closed on
May 3, 2005
Sold by
Divelbiss Brian R and Divelbiss Coreen L
Bought by
Flynn Sean P and Flynn Debra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
5.92%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 9, 2004
Sold by
Hakman Aaron J and Dial Hakman Constance H
Bought by
Divelbiss Brian R and Divelbiss Coreen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,200
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 22, 2003
Sold by
Smith James R and Smith Donna R
Bought by
Hakman Aaron J and Dial Hakman Constance H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,250
Interest Rate
3.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lopez Cortez Ernesto -- Investors Title Company
Flynn Sean P $230,000 Inv
Divelbiss Brian R -- Inv
Hakman Aaron J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lopez Cortez Ernesto $229,500
Previous Owner Flynn Sean P $120,000
Previous Owner Divelbiss Brian R $175,200
Previous Owner Hakman Aaron J $174,250
Closed Divelbiss Brian R $32,850
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/18/2019 10/18/19 Sold -- -- --
09/12/2019 09/12/19 Pending -- -- --
09/10/2019 09/10/19 For Sale $260,000 -- $88 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,502 $72,702 -- --
2023 $4,504 $70,029 $0 $0
2022 $3,953 $57,036 $0 $0
2021 $3,962 $57,036 $0 $0
2020 $3,756 $52,408 $0 $0
2019 $3,761 $52,408 $0 $0
2018 $3,583 $47,632 $0 $0
2017 $3,530 $47,632 $0 $0
2016 $3,253 $42,297 $0 $0
2015 $3,238 $42,297 $0 $0
2014 $2,857 $36,468 $0 $0
Source: Public Records

Agents Affiliated with this Home

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