NOT LISTED FOR SALE

81 W Lake Dr Troy, IL 62294

Estimated Value: $247,585 - $274,000

3 Beds
2 Baths
1,344 Sq Ft
$192/Sq Ft Est. Value

Last Sold January 26, 2024

Last sale price $229,205 $171 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,792/month

28 Days on Market

Highlights

  • Access To Lake
  • Greenhouse
  • Waterfront
  • Triad Middle School Rated A-
  • Above Ground Pool
  • Deck

About This Home

As of January 2024

Enjoy lake life while living in this picture-perfect 3 bedroom, 2 bath ranch. You even have your own private dock! Twin Lakes is a fantastic place to relax or entertain - especially with this spacious back porch which also features a sunk-in above ground pool. Curl up and enjoy your favorite warm drink in front of the wood-burning stove in the back den with French doors that lead out to that incredible space. Obviously, the included greenhouse is the envy of all who pass by! It's handcrafted with vintage multi-panel wood windows and has a pulley system for raising & lowering the plants. The garage and attic have an incredible amount of organized storage. So many updates since 2020: septic tank (2021), roof with gutters & downspouts (2022), windows, much of the flooring, landscaping, appliances, ceiling fans, and even new sand in the pool filter this year. HVAC regularly maintained. There isn't anything else to do except move in! Schedule a showing with your favorite agent right away!

Last Agent to Sell the Property

Sheila Riggs

Keller Williams Marquee License #475.173207 Listed on: 12/14/2023

Keller Williams Marquee

Last Buyer's Agent

Cheryl Cawi Kovarik

360 Prime Realty Group, LLC License #475154660

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,289

Year Built

  • Built in 1967

Lot Details

  • 0.53 Acre Lot
  • Waterfront
  • Backs To Open Common Area
  • Chain Link Fence
  • Level Lot

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Vinyl Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • Free Standing Fireplace
  • Green House Windows
  • French Doors
  • Family Room with Fireplace
  • Combination Kitchen and Dining Room
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Above Ground Pool
  • Access To Lake
  • Lake, Pond or Stream
  • Deck
  • Greenhouse

Schools

  • Triad Dist 2 Elementary And Middle School
  • Triad High School

Farming

  • Machine Shed

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Aerobic Septic System

Listing and Financial Details

  • Assessor Parcel Number 09-2-22-10-14-301-006

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,289

Year Built

Built in 1967

Lot Details

0

HOA Fees

$25 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Troy
  • Special Areas: Family Room
  • Special Description: Owner Occupied
  • Age: 57
  • Ownership: Owner By Contract
  • Year Built: 1967
  • Directions: IL 162 to Lake Dr. Turn left onto W Lake Dr. House on right.
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Space/Crawl or Other
  • Bedroom Types: Divided Bdr Flr Plan, Main Floor Master
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Family Room
  • Fireplace Type: Freestanding/Stove
  • Kitchen: Center Island, Pantry
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Misc Features: Deck, Lake Access, Smoke Alarm/Detec
  • Total Living Area: 1344.00
  • Windows/Doors: French Door(s), Greenhouse Windows
  • Appliances: Dishwasher, Microwave, Range/Oven-Electric, Refrigerator, Stainless Steel Appliances
  • Bathrooms: 2.00
  • Bedrooms: 3.00
  • Room Cnt: 7
  • Square Footage: 1344
  • Total Full Baths: 2
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Size: 23 x 16
  • Garage Spaces: 1
  • Parking: Attached Garage, Garage Door Opener, Off Street, Workshop/Storage Area

Utilities

  • Sewer: Aerator
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air 90+

Condo/Co-op/Association

  • Association Fee: 300
  • Association Fee Frequency: Yearly
  • Amenities: Above Ground Pool, Workshop/Hobby Area

Schools

  • School District: Triad DIST 2
  • Elementary School: TRIAD DIST 2
  • Middle School: TRIAD DIST 2
  • High School: Triad
  • Elementary School: TRIAD DIST 2
  • Junior High School: TRIAD DIST 2
  • School District: Triad DIST 2
  • Senior High School: Triad

Lot Info

  • Lot Description: Backs to Comm. Grnd, Chain Link Fence, Fencing, Level Lot, Pond/Lake, Water View, Waterfront Lot
  • Lot Dimensions: 120x192.8 IRR
  • Lot Sq Ft: 23130
  • Acres: 0.5310

Building Info

  • Buildings: Equipment Shed, Greenhouse

Tax Info

  • Taxes Paid: 3587
  • Taxes Paid Year: 2022
  • Assessor Parcel Number: 09-2-22-10-14-301-006

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2023
Closed on
Jan 26, 2024
Sold by
Morgan Timothy A and Morgan Donna L
Bought by
Kampwerth Courtney and Etumudor Chike
Seller's Agent
Sheila Riggs
Keller Williams Marquee
Buyer's Agent
Cheryl Cawi Kovarik
360 Prime Realty Group, LLC
List Price
$220,000
Sold Price
$229,205
Premium/Discount to List
$9,205
4.18%
Views
134
Current Estimated Value
$258,646

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,441
Avg. Annual Appreciation
5.91%
Original Mortgage
$222,328
Outstanding Balance
$218,873
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$32,253

Purchase Details

Listed on
Nov 5, 2019
Closed on
Feb 24, 2020
Sold by
Petty Gary and Petty Lisa
Bought by
Morgan Timothy A and Morgan Donna L
Seller's Agent
Melanie Broderick
Metro Realty
Buyer's Agent
Sheila Riggs
Keller Williams Marquee
List Price
$174,900
Sold Price
$159,500
Premium/Discount to List
-$15,400
-8.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.69%
Original Mortgage
$144,500
Interest Rate
3.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 12, 2005
Sold by
Petty Gary
Bought by
Petty Gary and Petty Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 2004
Sold by
Murray William K and Murray Victoria R
Bought by
Petty Gary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kampwerth Courtney $229,500 Highland Community Title
Morgan Timothy A $159,500 Community Title
Petty Gary -- Troy Title Insurance Co Llp
Petty Gary $92,000 Troy Title Insurance Co Llp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kampwerth Courtney $222,328
Previous Owner Morgan Timothy A $144,500
Previous Owner Petty Gary $115,000
Previous Owner Petty Gary $92,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/26/2024 01/26/24 Sold $229,205 +4.2% $171 / Sq Ft
01/12/2024 01/12/24 Pending -- -- --
12/14/2023 12/14/23 For Sale $220,000 +37.9% $164 / Sq Ft
02/24/2020 02/24/20 Sold $159,500 0.0% $119 / Sq Ft
01/24/2020 01/24/20 Pending -- -- --
12/05/2019 12/05/19 Price Changed $159,500 -3.3% $119 / Sq Ft
11/15/2019 11/15/19 Price Changed $164,900 -5.7% $123 / Sq Ft
11/05/2019 11/05/19 For Sale $174,900 -- $130 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,289 $66,460 $14,660 $51,800
2023 $4,289 $56,550 $13,310 $43,240
2022 $3,739 $52,080 $12,260 $39,820
2021 $3,504 $49,490 $11,650 $37,840
2020 $3,074 $48,210 $11,350 $36,860
2019 $3,023 $47,220 $11,120 $36,100
2018 $2,941 $43,750 $10,300 $33,450
2017 $2,834 $42,840 $10,090 $32,750
2016 $2,800 $42,840 $10,090 $32,750
2015 $2,437 $41,430 $9,760 $31,670
2014 $2,437 $41,430 $9,760 $31,670
2013 $2,437 $41,430 $9,760 $31,670
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23073254

MARIS MLS

APN: 09-2-22-10-14-301-006