811 Cypress Harbor Rd New Concord, KY 42076
4
Beds
3
Baths
3,422
Sq Ft
0.74
Acres
Highlights
- Colonial Architecture
- Living Room with Fireplace
- Cooling Available
- Deck
- No HOA
- Patio
About This Home
As of May 2025REDUCED!$749,000. Step into luxury lakeside living in this expansive waterfront home nestled on KY Lake in Cypress Bay. Offering 4 bedrooms and 3 baths, the house showcases a delectable blend of form, function, and style. The lower level takes indulgence to new heights with a large family room, summer kitchen, bunk/ game room complemented by a double-sided gas fireplace. The first floor escalates the opulence with a lakeside master suite, a spacious living room adorned with a brick fireplace, and sunroom with vaulted Tongue And Groove Ceilings. Love relaxing outdoors? Enjoy beautiful lakeside views from the large wraparound deck, lower-level patio, or by the lakeside firepit. Make the most out of your waterfront living with your own private boat ramp and paved path to the private covered dock with a swim platform, enhancing its appeal as a dream waterfront getaway. If you're looking for luxury mingled with convenience and stunning aesthetic appeal, this is the home for you.
Last Agent to Sell the Property
1st Realty Group Brokerage Phone: 2705621201 License #201492, 297445 Listed on: 08/26/2024
Last Buyer's Agent
NONMLS NONMLS
License #2211
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,694
Year Built
- Built in 2000
Lot Details
- 0.74 Acre Lot
Parking
- 5 Car Garage
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Gas Fireplace
- Living Room with Fireplace
- 2 Fireplaces
- Home Security System
- Finished Basement
Kitchen
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
- Patio
Schools
- East Elementary School
- Calloway County Middle School
- Calloway County High School
Utilities
- Cooling Available
- Central Heating
- Well
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Cypress Harbor Subdivision
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 099-B-0001
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2024
Closed on
May 16, 2025
Sold by
Cochran Howard and Cochran Bonnie
Bought by
Celsor Reba Lowery and Celsor James
Seller's Agent
Glenda Ritchie
1st Realty Group
Buyer's Agent
NONMLS NONMLS
List Price
$779,000
Sold Price
$699,000
Premium/Discount to List
-$80,000
-10.27%
Views
109
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.12%
Original Mortgage
$699,000
Outstanding Balance
$699,000
Interest Rate
6.62%
Mortgage Type
Construction
Estimated Equity
$19,967
Purchase Details
Closed on
Oct 31, 2018
Sold by
Butler Thomas W and Butler Patsy J
Bought by
Cochran Howard and Cochran Bonnie
Purchase Details
Closed on
Jul 2, 2008
Sold by
Schutz Jannette Moss and Schutz Robert D
Bought by
Buter Thomas W and Buter Patsy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.03%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 30, 2008
Sold by
Chol Sandra
Bought by
Schutz Jannette Moss and Schutz Robert D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
5.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $699,000 | None Listed On Document | |
| Warranty Deed | $495,000 | None Available | |
| Warranty Deed | $500,000 | None Available | |
| Warranty Deed | $450,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $699,000 | Construction | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $263,000 | New Conventional | |
| Previous Owner | $275,000 | New Conventional | |
| Previous Owner | $298,500 | New Conventional | |
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $405,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/21/2025 05/21/25 | Sold | $699,000 | -6.7% | $204 / Sq Ft |
| 05/13/2025 05/13/25 | Pending | -- | -- | -- |
| 04/02/2025 04/02/25 | Price Changed | $749,000 | -3.9% | $219 / Sq Ft |
| 08/26/2024 08/26/24 | For Sale | $779,000 | -- | $228 / Sq Ft |
Source: Realtracs
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,559 | $520,000 | $0 | $0 |
| 2023 | $4,694 | $520,000 | $0 | $0 |
| 2022 | $4,422 | $480,000 | $0 | $0 |
| 2021 | $4,508 | $480,000 | $0 | $0 |
| 2020 | $4,438 | $480,000 | $0 | $0 |
| 2019 | $4,401 | $480,000 | $0 | $0 |
| 2018 | $3,974 | $485,000 | $0 | $0 |
| 2017 | $3,861 | $485,000 | $0 | $0 |
| 2016 | $3,827 | $485,000 | $0 | $0 |
| 2015 | $3,812 | $485,000 | $0 | $0 |
| 2011 | $3,812 | $485,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Glenda Ritchie
1st Realty Group
(270) 562-1201
26 Total Sales
-
Seller Co-Listing Agent in 2025
Traci Markum
1st Realty Group
(270) 978-8310
180 Total Sales
-
N
Buyer's Agent in 2025
NONMLS NONMLS
Map
Source: Realtracs
MLS Number: 2696419
APN: 099-B-0001
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