Seller's Agent in 2025
Pressly Ramey
EXP Realty LLC Ballantyne
(704) 829-3518
164 Total Sales
812 Bell Post Rd Belmont, NC 28012
2
Beds
2.5
Baths
2,453
Sq Ft
25,700
Sq Ft Lot
Highlights
- Covered Dock
- Waterfront
- Vaulted Ceiling
- Belmont Central Elementary School Rated A-
- Deck
- Workshop
About This Home
As of September 2025Discover lakeside living at its finest with this exceptional lake house nestled on a private lot along the main channel of Lake Wylie. Boasting breathtaking panoramic water views, this home offers the perfect blend of luxury, comfort, and serenity.Step inside to soaring vaulted ceilings that create an airy, open living space filled with natural light. The main level has been beautifully updated with a brand-new roof and windows, ensuring style and efficiency throughout. The fully finished basement provides additional living space, perfect for entertaining, relaxing, or hosting guests. Enjoy the outdoors on your expansive back deck overlooking the water, or head down to your private boat dock—ideal for making the most of lake life. Whether you’re seeking a peaceful retreat or a vibrant gathering place, this lakefront gem offers it all.
Last Agent to Sell the Property
EXP Realty LLC Ballantyne Brokerage Email: presslyramey.realtor@gmail.com License #330227 Listed on: 06/06/2025
Co-Listed By
EXP Realty LLC Rock Hill Brokerage Email: presslyramey.realtor@gmail.com License #130981
Home Details
Home Type
- Single Family
Year Built
- Built in 1987
Lot Details
- Waterfront
- Property is zoned R1A
Home Design
- Vinyl Siding
- Synthetic Stucco Exterior
Interior Spaces
- 3-Story Property
- Vaulted Ceiling
- French Doors
- Family Room with Fireplace
- Water Views
- Laundry Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
Finished Basement
- Walk-Out Basement
- Workshop
- Stubbed For A Bathroom
Parking
- Detached Carport Space
- Driveway
Outdoor Features
- Covered Dock
- Deck
Utilities
- Central Heating and Cooling System
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 193545
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 6, 2025
Closed on
Sep 24, 2025
Sold by
Drumm John Christopher and Drumm Sherri Ledford
Bought by
Banks Amber and Banks John Michael
Seller's Agent
Pressly Ramey
EXP Realty LLC Ballantyne
Buyer's Agent
Sarah Tamayo
Keller Williams Ballantyne Area
List Price
$1,099,999
Sold Price
$1,000,000
Premium/Discount to List
-$99,999
-9.09%
Views
144
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,594
Avg. Annual Appreciation
-1.49%
Original Mortgage
$700,000
Outstanding Balance
$698,121
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$294,412
Purchase Details
Closed on
Nov 22, 1995
Bought by
Stevenson Curtis M and Stevenson Jimmie Q
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,000,000 | Integrated Title | |
| Deed | $180,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $700,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/24/2025 09/24/25 | Sold | $1,000,000 | -4.8% | $408 / Sq Ft |
| 08/27/2025 08/27/25 | Pending | -- | -- | -- |
| 08/18/2025 08/18/25 | Price Changed | $1,049,999 | -2.3% | $428 / Sq Ft |
| 07/24/2025 07/24/25 | Price Changed | $1,074,999 | -2.3% | $438 / Sq Ft |
| 06/06/2025 06/06/25 | For Sale | $1,099,999 | -- | $448 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,161 | $582,740 | $222,890 | $359,850 |
| 2024 | $4,161 | $582,740 | $222,890 | $359,850 |
| 2023 | $4,050 | $582,740 | $222,890 | $359,850 |
| 2022 | $4,019 | $436,800 | $222,890 | $213,910 |
| 2021 | $3,844 | $436,800 | $222,890 | $213,910 |
| 2019 | $3,801 | $433,890 | $222,890 | $211,000 |
| 2018 | $2,639 | $289,990 | $168,930 | $121,060 |
| 2017 | $2,639 | $289,990 | $168,930 | $121,060 |
| 2016 | $2,661 | $289,194 | $0 | $0 |
| 2014 | $3,413 | $365,410 | $239,750 | $125,660 |
Source: Public Records
Agents Affiliated with this Home
-
Pressly Ramey
-
Kaitlyn Overbeek
K
Seller Co-Listing Agent in 2025
Kaitlyn Overbeek
EXP Realty LLC Rock Hill
(616) 581-2508
96 Total Sales
-
Sarah Tamayo
S
Buyer's Agent in 2025
Sarah Tamayo
Keller Williams Ballantyne Area
(704) 387-3740
31 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4265548
APN: 193545
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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